Liberty Bank Poulsbo, WA Rates and Review March 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Liberty Bank Poulsbo, WA's IRA Certificate of Deposit 12-Month rates are at 4.07%, IRA Certificate of Deposit 18-Month rates are at 3.82%, IRA Certificate of Deposit 24-Month rates are at 3.82%, IRA Certificate of Deposit 36-Month rates are at 3.82%, Certificates of Deposit 3-Month rates are at 3.50%. Liberty Bank Poulsbo, WA's savings rates are at 0.10%. Liberty Bank Poulsbo, WA's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Liberty Bank Poulsbo, WA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 03/04/2026.
Rate Updates and AvailabilityLiberty Bank Poulsbo, WA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty Bank Poulsbo, WA? Share your experience about Liberty Bank Poulsbo, WA by leaving a review below, or read customer reviews before you decide to use Liberty Bank Poulsbo, WA. Liberty Bank Poulsbo, WA Texas RatioLiberty Bank Poulsbo, WA's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Liberty Bank Poulsbo, WA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Liberty Bank Poulsbo, WA has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Liberty Bank Poulsbo, WA is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
Liberty Bank Poulsbo, WA has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/04/2026 
Liberty Bank Poulsbo, WA CD Rates
Liberty Bank Poulsbo, WA Savings Rates
Liberty Bank Poulsbo, WA Money Market Rates
Liberty Bank Poulsbo, WA Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Liberty Bank Poulsbo, WA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Liberty Bank Poulsbo, WA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Liberty Bank Poulsbo, WA's official website for the most current offers and terms.
Bank Profile & OverviewLiberty Bank Poulsbo, WA
20150 7th Ave NePoulsbo, WA 98370 Kitsap Established Date: 06/11/2009 FDIC Certificate #: 58778 Date of FDIC Deposit Insurance: 06/11/2009 Bank Holding Company: LIBERTY NORTHWEST BCORP INC How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.libertybanknw.com
Is Liberty Bank Poulsbo, WA FDIC Insured? Yes
What is Liberty Bank Poulsbo, WA's Cert number? 58778
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.00%
Return on Assets (ROA):
0.1932%
Return on Equity (ROE):
2.1900%
Non-Performing Loans (NPL):
0.00%
Total Assets:
$196,376,000
Total Deposits:
$160,079,000
Equity Capital:
$17,372,000
Net Income:
$-166,000
Headquarters:
Poulsbo
Regulator:
FDIC
# of Offices:
1
Source: FDIC | Last Updated 12/31/2025
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Frequently Asked Questions About Liberty Bank Poulsbo, WAHow do I open an account at Liberty Bank Poulsbo, WA?You can typically open an account at Liberty Bank Poulsbo, WA by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Liberty Bank Poulsbo, WA provides a range of mortgage and home equity products. Is Liberty Bank Poulsbo, WA a safe place to deposit money?Yes, Liberty Bank Poulsbo, WA is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Liberty Bank Poulsbo, WA offer online and mobile banking?Most modern institutions like Liberty Bank Poulsbo, WA provide digital access including online balance checks and transfers. Compare to other Banks |
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