Austin Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Austin Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Austin Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Austin Bank CD rates. You can also compare Austin Bank savings rates, MMA rates and mortgage rates using our other rate lists. Austin Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Austin Bank? Share your experience about Austin Bank by leaving a review below, or read customer reviews before you decide to use Austin Bank. Austin Bank Texas Ratio Austin Bank's Texas Ratio is at 2.69%, which is considered excellent. The Texas Ratio for Austin Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Austin Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Austin Bank Rates with Other Competitive Bank and Credit Union Rates
The Bank of Tescott
Kasasa Checking
5.00%
$0
Evergreen Bank Group
High-Yield Online Savings
4.25%
$100
First National B&T Co. of Bottineau
6-Month CD
4.24%
$500
NASA Federal Credit Union
36-Month CD
3.95%
$1,000
Enterprise Bank Allison Park, PA
60-Month CD
3.87%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Austin Bank rate data right now, check back for updates, we are adding rates all the time. Austin Bank InformationAustin Bank
200 E Commerce StJacksonville, TX 75766 Cherokee Established Date: 10/01/1900 FDIC Certificate #: 3276 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: JSA FAMILY LTD PARTNERSHIP How Many Domestic U.S. Offices? 36 How Many Branches are There? 36 Website: https://www.austinbank.com
Is Austin Bank FDIC Insured? Yes
What is Austin Bank's Cert number? 3276
What is the maximum amount for insured deposits? $250,000 per holder, per account
Austin Bank FinancialsTotal Assets:
$2,857,664,000
Total Deposits:
$2,390,745,000
Equity Capital:
$387,154,000
Domestic Deposits:
$2,390,745,000
Net Income:
$10,720,000
Return on Assets:
1.4199%
Quarterly Return on Assets:
1.5300%
Pretax Return on Assets:
1.9305%
Pretax Quarterly Return on Assets:
1.9300%
Return on Equity:
11.2600%
Quarterly Return on Equity:
11.2400%
Leverage Tier 1 (Core Capital) Ratio:
13.4886%
Total Interest Income (YTD):
4.8652%
Headquarters:
Jacksonville
FDIC Field Office:
Dallas
Regulator:
OCC
County:
Cherokee
# of Offices:
36
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsCurrent mortgage rates remain above record lows this past week as Republicans decided to delay the debt ceiling fight for another day. Republicans introduced a bill that avoids the potential government default as the Treasury Department bumped up against a $16.4 trillion debt ceiling. Democrats and Republicans in the house easily passed the bill which increases the debt ceiling limit for three months.
 Most people do not have the financial resources to pay their mortgage off early but for those who can payoff their mortage does it make financial sense?
The U.S. Department of Commerce's Bureau of Economic Analysis released a report showing the personal savings rate has fallen to 4.00 percent. Not to be confused with savings account rates offered by financial institutions, the personal savings rate is the rate in which Americans save money.
Bank or Credit Union Offers and DealsColorado Federal Savings Bank CD RatesBread Savings Rates at 4.65% APY Republic Bank CD Rates Mortgage Rates Decline to New Record Lows Again: 30 Year Mortgage Rates at 4.48%, 15 Year Mortgage Rates at 3.83% Mortgage Rates Down Slightly: 30 Year Mortgage Rates at 5.01% & 15 Year Mortgage Rates at 4.33% Current Mortgage Rates Decline: 30 Year Jumbo Mortgage Rates Averaging 4.22% Today 5 Star Bank MMA 50K Rates now at 0.20% Auto Loan Rates NJ Navy Federal Credit Union 12 Month CD Rate of 2.86% California First National Bank Savings and Money Market Checking Account Alternative Bank and Credit Union Offers to ExploreMortgage Rates This Week: 30 Year Mortgage Rates at 3.92%Homeowners Insurance and Renters Insurance Best Savings Rates in December 2018 Credit Cards, ATM Cards and Debit Cards: What to do if Your Cards are Lost or Stolen Mortgage Rates Poised to go lower as Economic Data Disappoints Investors A Lackluster March Employment Report Sends Today's Mortgage Rates Lower Stronger Economic Growth Means Interest Rates Set to Increase Sooner Top Savings Account Rates Above 1.00% Mortgage Rates Mixed This Week Freddie Mac: 30 Year Mortgage Rates Higher Averaging 4.37%, 15 Year Mortgage Rates Lower Averaging 3.82% Tinker FCU Premium Plus Share Savings Account Rates Austin Bank ReviewsThere are no reviews for Austin Bank yet. Feel free to create one below.
Add Your Rating and Review for Austin Bank
See how Austin Bank Compares to other banks |
Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 0.15% and 3-month CD rates at 0.10%. Current savings rates are at 0.50% and money market rates are at 0.80%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 12.49%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. 
