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Banco Cooperativo de Puerto Rico Rates & Review April 2026

You can compare Banco Cooperativo de Puerto Rico rates to other rates in our database, including 12-month CD rates currently at 3.90%, 6-month CD rates at 1.00% and 3-month CD rates at 1.76%. Savings rates are at 1.91% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.91%. All these rates can be compared to Banco Cooperativo de Puerto Rico rates. MonitorBankRates evaluates the financial stability of Banco Cooperativo de Puerto Rico with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/23/2026.

Banco Cooperativo de Puerto Rico money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Banco Cooperativo de Puerto Rico? Share your experience about Banco Cooperativo de Puerto Rico by leaving a review below, or read customer reviews before you decide to use Banco Cooperativo de Puerto Rico.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Banco Cooperativo de Puerto Rico
623 Ponce De Leon Avenue, Pda. 35
San Juan, PR 00936
Member FDIC

Current Rate Availability

We do not have Banco Cooperativo de Puerto Rico rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Banco Cooperativo de Puerto Rico is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Banco Cooperativo de Puerto Rico rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Banco Cooperativo de Puerto Rico's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Banco Cooperativo de Puerto Rico
FDIC Certificate # 90709
Address 623 Ponce De Leon Avenue, Pda. 35, San Juan, PR 00936  ·  San Juan
Website N/A
Established 01/18/1974
FDIC Insurance Date 12/31/9999
Domestic Offices 0
Total Branches 0
Regulator STATE
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.0000%
Return on Equity (ROE) 0.0000%
Total Assets $0
Total Deposits $0
Equity Capital $0
Net Income $0
Headquarters San Juan
Total Offices 0
Source: FDIC  |  Last Updated

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Banco Cooperativo de Puerto Rico

Is Banco Cooperativo de Puerto Rico a safe place to deposit money?

Yes, Banco Cooperativo de Puerto Rico is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Banco Cooperativo de Puerto Rico operate?

Banco Cooperativo de Puerto Rico currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Banco Cooperativo de Puerto Rico does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Banco Cooperativo de Puerto Rico provides members with tools to manage their accounts and build a solid financial history.

Does Banco Cooperativo de Puerto Rico offer online and mobile banking?

Most modern institutions like Banco Cooperativo de Puerto Rico provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.