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Banco Cooperativo de Puerto Rico Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: November 9, 2026
Banco Cooperativo de Puerto Rico rates are not currently in the MonitorBankRates database, but you can compare rates from other banks and credit unions MonitorBankRates tracks, including 12-month CD rates at 2.01%, 6-month CD rates at 2.75% and 3-month CD rates at 3.15%. Deposit rates include 0.10% on savings, 0.95% on money market accounts and 2.40% on checking. Loan rates include 6.50% on HELOCs, 5.49% on auto loans and 13.12% on personal loans. Credit card rates can be found at 15.70%. These rates come from our rate database, not Banco Cooperativo de Puerto Rico, and you can see how they compare in the Banco Cooperativo de Puerto Rico rate tables below. MonitorBankRates evaluates the financial stability of Banco Cooperativo de Puerto Rico with a 1.0 Star Rating and an D Overall Health Grade. Database rates last updated and verified on 11/09/2026. Banco Cooperativo de Puerto Rico money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Banco Cooperativo de Puerto Rico? Share your experience about Banco Cooperativo de Puerto Rico by leaving a review below, or read customer reviews before you decide to use Banco Cooperativo de Puerto Rico. Banco Cooperativo de Puerto Rico
623 Ponce De Leon Avenue, Pda. 35
San Juan, PR 00936 Customer Reviews
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Current Rate AvailabilityWe're not currently displaying rates for Banco Cooperativo de Puerto Rico, but our database is updated constantly, so check back soon for the latest offers. Are you with Banco Cooperativo de Puerto Rico? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Banco Cooperativo de Puerto Rico is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Banco Cooperativo de Puerto Rico rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Banco Cooperativo de Puerto Rico's official website for the most current offers and terms.
Bank Profile & Overview
Bank Name
Banco Cooperativo de Puerto Rico
Website
N/A
Address
623 Ponce De Leon Avenue, Pda. 35,
San Juan, PR 00936 · San Juan
FDIC Certificate #
90709
Regulator
STATE
Established
January 18, 1974
FDIC Insurance Date
December 31, 9999
Domestic Offices
0
Total Branches
0
FDIC Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
1.0 / 5.0 ★
Overall Health & Safety Grade
D (60/100)
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.0000%
Return on Equity (ROE)
0.0000%
Total Assets
$0
Total Deposits
$0
Equity Capital
$0
Net Income
$0
Headquarters
San Juan
Total Branches and Offices
0
Source: FDIC — Last Updated N/A
Customer Reviews
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Frequently Asked Questions About Banco Cooperativo de Puerto RicoHow many branches does Banco Cooperativo de Puerto Rico operate?Banco Cooperativo de Puerto Rico currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Banco Cooperativo de Puerto Rico does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Banco Cooperativo de Puerto Rico provides members with tools to manage their accounts and build a solid financial history. Does Banco Cooperativo de Puerto Rico offer online and mobile banking?Most modern institutions like Banco Cooperativo de Puerto Rico provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Banco Cooperativo de Puerto Rico rates compare?Banco Cooperativo de Puerto Rico rates aren't in the MonitorBankRates database yet. Other banks and credit unions MonitorBankRates tracks offer 12-month CDs at 2.01% APY, 6-month CDs at 2.75% APY, savings at 0.10% APY, money market at 0.95% APY, checking at 2.40% APY, HELOCs around 6.50%, auto loans at 5.49% APR, personal loans at 13.12% APR and credit cards at 15.70% APR. Compare to Other Banks
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