Banco Popular CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Banco PopularToday's 12-month CD rates can be found at 5.00%, 6-month CD rates at 0.20% and 3-month CD rates at 3.09%. Current savings rates are at 0.10% and money market rates are at 3.00%. Mortgage rates today on 30-year fixed loans are around 6.87%. Credit Card rates are at 16.95%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Banco Popular CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Banco Popular, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Banco Popular CD rates. You can also compare Banco Popular savings rates, MMA rates and mortgage rates using our other rate lists.

Banco Popular money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Banco Popular? Share your experience about Banco Popular by leaving a review below, or read customer reviews before you decide to use Banco Popular.

Banco Popular Texas Ratio

Banco Popular's Texas Ratio is at 70.67%, which is considered acceptable. The Texas Ratio for Banco Popular is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Banco Popular is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Banco Popular
209 Avenida Luis Munoz Rivera
San Juan, PR 00918
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Banco Popular Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Silver Lake Bank
Silver Lake Bank
Kasasa Cash Checking
6.00%
$0
Community Bank Mankato
Community Bank Mankato
10-Month CD special
5.41%
$5,000
Vanguard
Vanguard
6-Month CD brokered
5.35%
$1,000
Goldwater Bank
Goldwater Bank
6-Month CD
5.15%
$500
Profinium, Inc.
Profinium, Inc.
6-Month CD
5.10%
$500
Newtek Bank
Newtek Bank
18-Month CD
5.00%
$2,500
Flatwater Bank
Flatwater Bank
13-Month CD Special
5.00%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
18-Month CD
4.80%
$1,000
Everence Trust Company
Everence Trust Company
6-Month CD
4.75%
$500
USAA
USAA
15-Month CD
4.70%
$1,000
Northwestern Bank
Northwestern Bank
12-Month Jumbo CD
4.70%
$100,000
Bank of Luxemburg
Bank of Luxemburg
18-Month CD
4.45%
$1,000
1st Colonial Community Bank
1st Colonial Community Bank
12-Month CD
4.34%
$500
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
12-Month Jumbo CD
4.04%
$100,000
Bellevue State Bank
Bellevue State Bank
24-Month CD
3.79%
$2,500
Phoenixville Federal B&T
48-Month CD
3.30%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
Insured Money Market
3.14%
$75,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
6-Month CD share certificate
3.00%
$500
Kitsap Bank
Kitsap Bank
48-Month CD
2.85%
$5,000
Adams County Bank
Adams County Bank
60-Month CD
2.73%
$500
First Federal S&L of Greene Co
First Federal S&L of Greene Co
24-Month CD
2.52%
$500
Henderson State Bank
Henderson State Bank
15-Month CD
2.45%
$500
The MINT National Bank
The MINT National Bank
MonuMINT Savings
2.25%
$0
FNB of Pandora
FNB of Pandora
Hi-Fi Money Market
2.07%
$1,000,000
FNB Community Bank
FNB Community Bank
3-Month CD
1.87%
$1,000
Security Bank Minnesota
Security Bank Minnesota
18-Month CD
1.70%
$1,000
FNB of Brookfield
FNB of Brookfield
3-Month CD (w/checking)
1.51%
$1,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
48-Month CD certificate
1.46%
$500
UniBank for Savings
UniBank for Savings
36-Month CD
1.35%
$500
Hocking Valley Bank
Hocking Valley Bank
48-Month CD
1.30%
$5,000
I3 Bank
I3 Bank
60-Month CD
1.25%
$500
Bank of Easton
Bank of Easton
48-Month CD
1.25%
$500
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
6-Month CD
1.05%
$1,000
Achieve Credit Union
Achieve Credit Union
6-Month CD share certificate
1.00%
$500
Liberty Bank for Savings
Liberty Bank for Savings
48-Month CD
0.75%
$5,000
Bank of Springfield
Bank of Springfield
24-Month CD
0.75%
$1,000
Think Mutual Bank
Think Mutual Bank
Savings Account
0.40%
$0
Conneaut Savings Bank
Conneaut Savings Bank
48-Month CD relationship bonus
0.35%
$1,000
Evergreen Bank Group
Evergreen Bank Group
Cornerstone Money Market
0.30%
$2,500
FNB of Raymond
FNB of Raymond
Money Market Deposit
0.25%
$2,500
Altoona First Savings Bank
Altoona First Savings Bank
Statement Savings Account
0.10%
$0
Federated Bank Onarga, IL
Federated Bank Onarga, IL
Savings Account
0.10%
$750
Pennsville National Bank
Pennsville National Bank
9-Month CD
0.10%
$500
Florence Bank
Florence Bank
Statement Savings
0.05%
$10
Franklin SB Franklin, NH
Franklin SB Franklin, NH
Statement Savings
0.05%
$100
Milford Federal Bank
Milford Federal Bank
Savings Account
0.05%
$10
First State Bank (MI)
First State Bank (MI)
30-Month CD
0.05%
$1,000
Bank Five Nine
Bank Five Nine
Statement Savings
0.04%
$50
Port Washington State Bank
Port Washington State Bank
Savings Account
0.01%
$100
Partners Bank of New England
Money Market
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Banco Popular rate data right now, check back for updates, we are adding rates all the time.

Banco Popular Information

Banco Popular
209 Avenida Luis Munoz Rivera
San Juan, PR 00918
San Juan
Established Date: 01/02/1999
FDIC Certificate #: 34968
Date of FDIC Deposit Insurance: 01/02/1999
Bank Holding Company: POPULAR INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 169
Is Banco Popular FDIC Insured? Yes
What is Banco Popular's Cert number? 34968
What is the maximum amount for insured deposits? $250,000 per holder, per account

Banco Popular Financials

Total Assets:
$55,618,000,000
Total Deposits:
$52,511,000,000
Equity Capital:
$2,433,000,000
Domestic Deposits:
$52,099,000,000
Net Income:
$123,000,000
Return on Assets:
1.3429%
Quarterly Return on Assets:
0.8800%
Pretax Return on Assets:
1.1892%
Pretax Quarterly Return on Assets:
1.1900%
Return on Equity:
31.4300%
Quarterly Return on Equity:
21.6400%
Common Equity Tier 1 Capital Ratio:
16.3393%
Tier 1 Risk-Based Capital Ratio:
16.3393%
Leverage Tier 1 (Core Capital) Ratio:
6.6454%
Total Risk-Based Capital Ratio (YTD):
17.5959%
Total Interest Income (YTD):
3.3280%
 
 
Headquarters:
San Juan
FDIC Field Office:
San Juan
Regulator:
FED
County:
San Juan
# of Offices:
1
Metropolitan Statistical Area (MSA):
San Juan-Bayamon-Caguas, PR
Consolidated Metropolitan Statistical Area (CMSA):
San Juan-Caguas-Arecibo, PR
OTS Region:
Southeast
FDIC Region:
New York
Source: FDIC

Popular Direct's Top Savings Rate and Account Review

Popular Direct, the online banking arm of Banco Popular North America (BPNA), is currently offering the best savings rate in our database. Popular Direct's savings rate is at 1.25 percent with an annual percentage yield of 1.26 percent. Popular Direct's savings yield of 1.26 percent is  21 basis points higher than the second best savings rate in our database.

Popular Direct is also in a healthy financial position and gets a 5 out of 5 star rating. 

These days, most online savings accounts have a bare minimum opening deposit of $1 or less. The minimum opening deposit for a savings account at Popular Direct is $5,000. Popular Direct's savings rate is tiered based on the account balance but right now all tiers have the same rate and yield.

    Read more...

E-Loan Changes 2 Year and 5 Year CD Rates

E-Loan.com, a wholly-owned subsidiary of Banco Popular North America (BPNA), recently changed the CD rates they are paying on 2 year and 5 year certificates of deposit. The rate changes were to both regular and jumbo certificates of deposit.

When you open a CD account or savings account with E-Loan, you are actually opening it through BPNA, a New York state chartered bank that has deposits insured by the FDIC. BPNA's FDIC certificate number is 34967. BPNA's website is popularcommunitybank.com.

E-Loan's regular and jumbo 2 year CD rates were lowered to 1.49 percent with a yield of 1.50 percent. The old 2 year CD rate was 1.54 percent with a yield of 1.55 percent. 5 year regular and jumbo CD rates were lowered to 2.03 percent with a yield of 2.05 percent, down from 2.08 percent with a yield of 2.10 percent.

    Read more...

E-Loan.com CD Rate Changes

E-Loan.com's 6 month rate was more than doubled from 0.40 percent to 0.85 percent. E-Loan.com also made rate changes to their short and long-term certificates of deposit, in which all other CD rates were lowered.

E-Loan.com is a subsidiary of Banco Popular North America (BPNA), an FDIC-member institution. Banco Popular North America's FDIC Cert number is 34967.  BPNA is a New York state chartered bank that also has its headquarters in New York City.

Listed below are the most recent CD rates changes at E-Loan.com. All of E-Loan's current CD rates are listed in the second table below.

Recent CD Rate Changes at E-Loan.com

BankProductRate (new / old)Yield (new / old)
E-Loan6 month CD0.85 / 0.400.85 / 0.40
E-Loan1 yr CD1.25 / 1.291.26 / 1.3
E-Loan2 yr CD1.49 / 1.511.5 / 1.52
E-Loan3 yr CD1.66 / 1.831.67 / 1.85
E-Loan5 yr CD2.08 / 2.422.1 / 2.45
E-Loan4 yr CD1.74 / 1.981.75 / 2.00

Current CD Rates at E-Loan.com

CD Product TermRateAPY
1 Month CD0.05%0.05%
2 Month CD0.05%0.05%
3 Month CD0.25%0.25%
6 Month CD0.85%0.85%
9 Month CD0.45%0.45%
1 Year CD1.25%1.26%
18 Month CD1.34%1.35%
2 Year CD1.49%1.50%
3 Year CD1.74%1.75%
4 Year CD1.74%1.75%
5 Year CD2.08%2.10%
6 Year CD1.54%1.55%

 

    Read more...

Highest CD Rates: Best National 12 Month CD Yield at 1.33%

Right now on our list of the best CD rates on 12 month certificate of deposits Bank of Internet USA tops our list. Bank of Internet is offering 12 month CD rates at 1.32% with a CD yield of 1.33%. That rate is much higher than the current national average 12 month CD interest rate of 0.539% as reported by MonitorBankRates.com.Find CD rates at banks and credit unions by searching our rate tables here: Highest CD rates.The second best CD rate on our list of national CD rates is from E-Loan.com (Parent Company: Banco Popular North America). E-Loan is offering 1 year certificate of deposit rates at 1.25% with a CD yield of 1.26%.     Read more...

Auto Loan Rates in New York, NY

Right now on our list of auto loan rates in New York, New York, Pentagon Federal Credit Union have the best auto loan rate on a 4 year loan for a new auto. PenFed's current 48 month new auto loan rat is at 2.49 percent.The second lowest 4 year new auto loan rate on our list in New York, NY, is from Bank of America. The bank is offering 4 year rates at 2.54%.The third best 4 year auto loan rate on our list in New York City is from M&T Bank. The bank's current rate is 4.49%. This rate is with an discount of 0.50% for having your monthly auto payments automatically deducted from a M&T checking account.     Read more...

New York, New York Savings Interest Account Rates

Sterling National Bank has the current highest money market account rate on our savings rate tables and money market rate table in New York, New York. Sterling National Bank's current money market rate is 1.31 percent with a money market yield of 1.32 percent. The banks with the highest savings rate on our New York, NY rate table is American Express Bank and Sallie Mae Bank. Both bank's current savings interest account rates is 1.29 percent with a savings yield of 1.30 percent. Discover Bank has the second highest savings rate in NY with an online savings rate of 1.24 percent with an online savings yield of 1.25 percent. WTDirect comes in fourth place on our New York list of deposit rates. The bank's current high Internet online savings interest rate is 1.20 percent with a high interest online savings yield of 1.21 percent. 

Savings Interest Account Rates & Savings Yields New York, New York

    Read more...

Auto Loan Rates NJ

We searched our auto loan rates table in NJ for the best rate on a 60 month used auto loan. Right now on our auto loan rates NJ table PenFed has the lowest rate. PenFed’s current 60 month used auto loan rate is 2.99 percent with zero auto loan rate discount points.PNC Bank has the second lowest used auto loan rate on our list in NJ. PNC Bank's current 5 year used auto loan rate is 4.15 percent.Sovereign Bank is third on our auto loan rates in NJ list. Sovereign Bank is currently offering 5 year used auto loan rates in NJ at 4.54 percent.     Read more...

E-Loan CD Rates

E-Loan, a subsidiary of Banco Popular North America, is advertising certificates of deposit with terms ranging between 1 month and 6 years. E-Loan's minimum opening deposit and minimum balance requirement to earn the CD rate and yield is $10,000. E-Loan’s bank CD rates are tiered but currently all have the same CD rates and yields regardless of the account balance.The CD rates offered by E-Loan are not the best CD rates available right now but their CD rates are competitive with the national average CD rates. The bank's shortest term certificate of deposit, their one month CD, currently has a CD rate of 0.25 percent and an annual percentage yield of 0.25 percent.Their longest term certificate of deposit, their 6 year CD, has a current CD rate of 2.57 percent and an APY of 2.60 percent. We wouldn't recommend locking into such a long term CD rate right now since rates will be heading higher over the next couple of years. .     Read more...

E-Loan 5 year CD Rate

E-loan has one of the best CD rates for a 5 year CD, the rate is 5.02% and the annual percentage yield is 5.15%. The minimum balance to open the CD account is $10,000. The yield on balances over $100,000 is 5.25%.  The FDIC now insures individual deposits up to $250,000.   When you open a E-LOAN account you are actually opening an account through Banco Popular North America (BPNA), a New York state chartered bank insured by the FDIC that is the direct parent company of E-LOAN. Banco Popular has more then $47 billion in assets, been around since 1893 and has operations in Puerto Rico, the United States, the Caribbean, and Latin America.E loan 5 year CD Application     Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

E-Loan 6 Month CD 4.02% APY

E-Loan is currently offering one of the best cd rates for a 6 month Certificate of Deposit (CD) Rate of 4.02% APY. The minimum opening deposit is $10,000. As with all E-Loan accounts you are actually opening an account with Banco Popular North America, the parent company of E-loan.The CD Account is FDIC insured up to $100,000. The early withdrawal penalty is 3 months of simple interest.E-Loan 6 month CD Application     Read more...

Best CD Rates from E-Loan

E-Loan is offering the following rates for CDs.A 6 month certificate of deposit (CD) rate of 3.61 APY for balances of $10,000 or more as of 7/1/08. The minimum opening balance for a 12 month CD is also $10,000. A 12 month certificate of deposit (CD) rate of 3.91 APY for balances of $10,000 or more as of 7/1/08. The minimum opening balace for a 12 month CD is also $10,000.     Read more...

Explore Other Rate Deals

Choosing The Right HomeChoosing the right home to purchase isn't a decision that should be make quickly, there are many factors to consider before taking the plunge and buying a home. What ever type of home you choose the good news is you can afford more of a home because current mortgage rates are near all-time lows. 30 year mortgage rates are averaging 3.75 percent but you can find lenders quoting 30 year rates as low as 3.375 percent if you're willing to pay points up front.
Mortgage rates headed lower as we move into the Labor Day weekend reversing an uptrend of the past four weeks. In Freddie Mac's most recent Primary Mortgage Market Survey (PMMS) fixed conforming 30 year mortgage rates averaged 3.59 percent with 0.6 mortgage discount point for the week ending August 30, 2012, a decline from last week's average 30 year conforming mortgage rate of 3.66 percent.
CD Rates continued to go down this past week. 3 month CD rates are still under one percent at 0.88 percent with an annual percentage yield of 0.89 percent. 6 month CD rates are just over one percent at 1.19 percent with an annual percentage yield of 1.21 percent.

Bank or Credit Union Offers and Deals

Rising Bank CD Rates
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Radius Bank Savings Rates Upped
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CD Interest Rates and Yields in Illinois
CD Rates July 20, 2012: Best CD Rate Now at 1.10% APY
Direction of CD Rates This Year
Bank of America 7 month CD 4.11% APY
Goldwater Bank CD Rates
Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11%

Alternative Bank and Credit Union Offers to Explore

Goldwater Bank 6 Month $50K CD Rates now at 0.85%
Mortgage Rates May 12: Today's Mortgage Rates Near Low for 2011 in Monitor Bank Rates Mortgage Survey
Mortgage Rates MBA: 30 Year Mortgage Rates at 4.50%, 15 Year Mortgage Rates at 3.83%
Online Banks Dominate Top Savings Interest Rates Available
U.S. Personal Savings Increases Dramatically in December 2012
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Best 1 Year CD Rates April 5, 2017
Credit Cards: What the Credit Card Bill Means for You
Best 6 Month CD Interest Rates Chicago, Illinois
30 Year Conforming Mortgage Rates Today Averaging 3.85 Percent

Banco Popular Reviews

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