F&M Bank Washington, GA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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F&M Bank Washington, GAToday's 12-month CD rates can be found at 3.03%, 6-month CD rates at 0.40% and 3-month CD rates at 0.65%. Current savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.68%. Credit Card rates are at 18.00%. Personal Loan rates are at 14.70%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to F&M Bank Washington, GA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from F&M Bank Washington, GA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with F&M Bank Washington, GA CD rates. You can also compare F&M Bank Washington, GA savings rates, MMA rates and mortgage rates using our other rate lists.

F&M Bank Washington, GA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at F&M Bank Washington, GA? Share your experience about F&M Bank Washington, GA by leaving a review below, or read customer reviews before you decide to use F&M Bank Washington, GA.

F&M Bank Washington, GA Texas Ratio

F&M Bank Washington, GA's Texas Ratio is at 3.33%, which is considered excellent. The Texas Ratio for F&M Bank Washington, GA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, F&M Bank Washington, GA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
F&M Bank Washington, GA
911 E Robert Toombs Ave
Washington, GA 30673
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare F&M Bank Washington, GA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Heritage Bank of St Tammany
Heritage Bank of St Tammany
12-Month CD
4.08%
$500
Phelps County Bank
Phelps County Bank
60-Month CD
4.01%
$1,000
Regent Bank (OK)
Regent Bank (OK)
6-Month CD
4.00%
$1,000
Lake Shore Savings Bank
Lake Shore Savings Bank
Savings
3.95%
$0
Lyndon State Bank
Lyndon State Bank
12-Month CD
3.82%
$1,000
Vystar Credit Union
Vystar Credit Union
36-Month CD
3.60%
$500
Touchmark Bank
Touchmark Bank
12-Month CD
3.50%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
24-Month CD
3.44%
$500
Bank of Prairie du Sac
Bank of Prairie du Sac
24-Month CD
3.35%
$1,000
Harleysville Bank
Harleysville Bank
60-Month CD
3.25%
$500
AVB Bank
AVB Bank
18-Month CD
3.12%
$1,000
Ladysmith Federal S&L
36-Month CD
2.47%
$1,000
State Bank & Trust Company
State Bank & Trust Company
18-Month CD
2.27%
$1,000
Bogota Savings Bank
Bogota Savings Bank
15-Month CD
2.15%
$1,000
Brattleboro S&L
Brattleboro S&L
48-Month CD
2.15%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
24-Month CD
2.02%
$1,000
FNB of Lacon
FNB of Lacon
18-Month CD
2.02%
$500
Bar Harbor SLA
Bar Harbor SLA
60-Month CD
2.01%
$500
Alva State Bank & Trust Company
Alva State Bank & Trust Company
Kasasa Savings
1.75%
$0
FNB Community Bank
FNB Community Bank
12-Month CD
1.71%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
48-Month CD
1.71%
$1,000
Consumers Credit Union
Consumers Credit Union
60-Month CD
1.50%
$250
Bank of Lake Mills
Bank of Lake Mills
18-Month CD
1.45%
$500
Jefferson Security Bank
Jefferson Security Bank
36-Month CD
1.36%
$500
Fremont Bank
Fremont Bank
48-Month CD
1.25%
$2,500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
3-Month CD
0.81%
$500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
Money Market
0.75%
$50,000
SpiritBank
SpiritBank
Money Market
0.75%
$5,000
Westfield Bank, FSB
Westfield Bank, FSB
24-Month CD
0.75%
$2,500
Genoa Community Bank
Genoa Community Bank
Savings
0.70%
$100
Clare Bank
Clare Bank
60-Month CD
0.65%
$500
Presence Bank
Presence Bank
48-Month CD
0.65%
$250
First National Bank in Olney
First National Bank in Olney
Money Market
0.60%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
Savings
0.50%
$0
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
60-Month CD
0.50%
$5,000
The Bank of Bennington
The Bank of Bennington
Savings
0.50%
$0
AVB Bank
AVB Bank
Money Market
0.45%
$2,500
Freedom Bank, Inc.
Freedom Bank, Inc.
18-Month CD
0.45%
$500
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Money Market
0.45%
$5,000
Tioga-Franklin Savings Bank
Tioga-Franklin Savings Bank
Money Market Savings
0.35%
$100
Mascoma Bank
Mascoma Bank
Money Market
0.30%
$1,000
Alliance Community Bank
Alliance Community Bank
Money Market
0.25%
$2,500
Minnstar Bank
Minnstar Bank
Money Market
0.25%
$0
Buckeye Community Bank
Buckeye Community Bank
18-Month CD
0.20%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
Money Market
0.15%
$2,500
Bank of Kampsville
Bank of Kampsville
Money Market
0.10%
$2,500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
Coach Club Savings
0.10%
$0
Metropolitan Bank
Metropolitan Bank
Money Market
0.05%
$2,500
Busey Bank
Busey Bank
24-Month CD
0.05%
$1,000
First Seacoast Bank
First Seacoast Bank
NOW Checking
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have F&M Bank Washington, GA rate data right now, check back for updates, we are adding rates all the time.

F&M Bank Washington, GA Information

F&M Bank Washington, GA
911 E Robert Toombs Ave
Washington, GA 30673
Wilkes
Established Date: 03/14/1950
FDIC Certificate #: 16897
Date of FDIC Deposit Insurance: 03/14/1950
Bank Holding Company: WASHINGTON WILKES HOLDING CO
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is F&M Bank Washington, GA FDIC Insured? Yes
What is F&M Bank Washington, GA's Cert number? 16897
What is the maximum amount for insured deposits? $250,000 per holder, per account

F&M Bank Washington, GA Financials

Total Assets:
$369,680,000
Total Deposits:
$320,271,000
Equity Capital:
$41,638,000
Domestic Deposits:
$320,271,000
Net Income:
$1,285,000
Return on Assets:
1.2965%
Quarterly Return on Assets:
1.3900%
Pretax Return on Assets:
1.7499%
Pretax Quarterly Return on Assets:
1.7500%
Return on Equity:
12.0400%
Quarterly Return on Equity:
12.1900%
Leverage Tier 1 (Core Capital) Ratio:
14.3205%
Total Interest Income (YTD):
5.2119%
 
 
Headquarters:
Washington
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Wilkes
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

A slight uptick in mortgage interest rates has caused demand for home loans to decline in the Weekly Mortgage Application Survey released by the Mortgage Bankers Association. The increase in average mortgage rates was expected since bond yields rose recently but the increase in rates won't last since yields have moved lower and the Fed continues to buy mortgage-backed securities (MBS) in the amount of $85 billion a month to drive rates lower.
real-estate-investing-in-the-next-decadeThe burst of the housing bubble caused hardships for a lot of home owners and real estate investors. The speculative excesses of the bubble are working their way through the housing market right now and might take several more years to play out in certain markets.
First Internet Bank of Indiana 1 Year Jumbo CD rates are now at 1.20 percent with a yield of 1.21 percent. View current 1 Year Jumbo CD rates at First Internet Bank of Indiana below.

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