First Commonwealth Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.14%, 6-month CD rates at 3.35% and 3-month CD rates at 0.90%. Current savings rates are at 0.20% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.82%. Credit Card rates are at 7.90%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. First Commonwealth Bank's 60-Month CD rates are at 0.20%, 48-Month CD rates are at 0.15%, 36-Month CD rates are at 0.15%, 30-Month CD rates are at 0.15%, 24-Month CD rates are at 0.10%. First Commonwealth Bank's savings rates are at 0.10%. First Commonwealth Bank's money market rates are at 0.10%.

First Commonwealth Bank

To see how these rates compare to First Commonwealth Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Commonwealth Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Commonwealth Bank CD rates. You can also compare First Commonwealth Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Commonwealth Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Commonwealth Bank? Share your experience about First Commonwealth Bank by leaving a review below, or read customer reviews before you decide to use First Commonwealth Bank.

First Commonwealth Bank Texas Ratio

First Commonwealth Bank's Texas Ratio is at 4.34%, which is considered excellent. The Texas Ratio for First Commonwealth Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Commonwealth Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.05%
18-Month CD
0.05%
24-Month CD
0.10%
36-Month CD
0.15%
48-Month CD
0.15%
60-Month CD
0.20%
Savings
0.10%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Commonwealth Bank
600 Philadelphia St
Indiana, PA 15701
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First Commonwealth Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Commonwealth Bank
First Commonwealth Bank
60-Month CD
0.20%
$500
First Commonwealth Bank
First Commonwealth Bank
30-Month CD
0.15%
$500
First Commonwealth Bank
First Commonwealth Bank
36-Month CD
0.15%
$500
First Commonwealth Bank
First Commonwealth Bank
48-Month CD
0.15%
$500
First Commonwealth Bank
First Commonwealth Bank
Hometown Money Market
0.10%
$1,000
First Commonwealth Bank
First Commonwealth Bank
24-Month CD
0.10%
$500
First Commonwealth Bank
First Commonwealth Bank
Hometown Savings
0.10%
$0
First Commonwealth Bank
First Commonwealth Bank
12-Month CD
0.05%
$500
First Commonwealth Bank
First Commonwealth Bank
18-Month CD
0.05%
$500
First Commonwealth Bank
First Commonwealth Bank
6-Month CD
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Commonwealth Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
America First Federal Credit Union
America First Federal Credit Union
3-Month CD
5.15%
$500
Hughes Federal Credit Union
Hughes Federal Credit Union
36-Month CD
4.86%
$1,000
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
6-Month CD
4.79%
$500
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
6-Month CD
4.55%
$1,000
The Bank of Bennington
The Bank of Bennington
13-Month CD
4.50%
$500
Charter Bank TX
Charter Bank TX
6-Month CD
4.35%
$1,000
Forte Bank
Forte Bank
21-Month CD (special)
4.06%
$1,000
Customers Bank
Customers Bank
36-Month CD
4.00%
$500
Quaint Oak Bank
Quaint Oak Bank
60-Month CD
4.00%
$500
Wyoming Community Bank
Wyoming Community Bank
6-Month CD
4.00%
$1,000
Access Bank
Access Bank
36-Month CD
4.00%
$1,000
Apple Federal Credit Union
Apple Federal Credit Union
48-Month CD
3.81%
$500
First National Bank in Philip
First National Bank in Philip
36-Month CD
3.80%
$1,000
State Bank of Bottineau
State Bank of Bottineau
18-Month CD
3.63%
$100
Vystar Credit Union
Vystar Credit Union
60-Month CD
3.40%
$500
OBannon Bank
OBannon Bank
48-Month CD
3.29%
$1,000
Old Dominion National Bank
Old Dominion National Bank
Prime Personal Money Market
3.27%
$10,000
Community Bank Dunlap, IA
Community Bank Dunlap, IA
48-Month CD
3.03%
$500
Bethpage Federal Credit Union
Bethpage Federal Credit Union
24-Month CD
3.00%
$50
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Business Sweep Savings
2.95%
$250,000
Security Service Federal Credit Union
Security Service Federal Credit Union
36-Month CD
2.90%
$500
Bank of Dudley
60-Month CD
2.52%
$1,000
First Southern State Bank
First Southern State Bank
36-Month CD
2.27%
$500
Benchmark Community Bank
Benchmark Community Bank
6-Month CD
2.25%
$500
Addition Financial Credit Union
Addition Financial Credit Union
60-Month CD
2.22%
$1,000
FNB Community Bank
FNB Community Bank
18-Month CD
2.12%
$1,000
Complex Community Federal Credit Union
Complex Community Federal Credit Union
36-Month CD
2.12%
$500
JTNB
JTNB
36-Month CD
2.00%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
60-Month CD
1.51%
$5,000
Portage Community Bank
Portage Community Bank
60-Month CD
1.25%
$1,000
AbbyBank
AbbyBank
12-Month CD
1.01%
$1,500
Cape Ann Savings Bank
Cape Ann Savings Bank
60-Month CD
1.00%
$500
Glen Burnie MSB
24-Month CD
1.00%
$500
Maries County Bank
Maries County Bank
3-Month CD
0.95%
$100
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
48-Month CD
0.70%
$500
Abington Bank
Abington Bank
60-Month CD
0.50%
$1,000
BankWest Of Kansas
BankWest Of Kansas
36-Month CD
0.45%
$0
Middlesex Federal Savings
Middlesex Federal Savings
18-Month CD
0.45%
$500
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Savings
0.40%
$100
Bank of Luxemburg
Bank of Luxemburg
Star Savings Account
0.23%
$10
Grand Rapids SB
Grand Rapids SB
12-Month CD
0.20%
$1,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
3-Month CD
0.15%
$500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
Tiered Statement Savings
0.15%
$0
Gouverneur S&L
Gouverneur S&L
Money Market
0.10%
$2,500
New Horizon Bank
New Horizon Bank
Horizon Savings
0.10%
$50
Putnam County Bank
Putnam County Bank
Passbook Savings
0.10%
$10
Whatcom Educational Credit Union
Whatcom Educational Credit Union
Regular Savings
0.10%
$1
Great Midwest Bank
Great Midwest Bank
NOW Checking
0.05%
$500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
Membership Savings
0.05%
$100
Kitsap Bank
Kitsap Bank
Legends Checking
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Commonwealth Bank Information

First Commonwealth Bank
600 Philadelphia St
Indiana, PA 15701
Indiana
Established Date: 09/21/1880
FDIC Certificate #: 7468
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST COMMONWEALTH FINL CORP
How Many Domestic U.S. Offices? 122
How Many Branches are There? 129
Is First Commonwealth Bank FDIC Insured? Yes
What is First Commonwealth Bank's Cert number? 7468
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Commonwealth Bank Financials

Total Assets:
$11,084,845,000
Total Deposits:
$9,271,250,000
Equity Capital:
$1,230,397,000
Domestic Deposits:
$9,271,250,000
Net Income:
$33,071,000
Return on Assets:
1.3538%
Quarterly Return on Assets:
1.2700%
Pretax Return on Assets:
1.5832%
Pretax Quarterly Return on Assets:
1.5800%
Return on Equity:
12.0100%
Quarterly Return on Equity:
11.5800%
Common Equity Tier 1 Capital Ratio:
11.4218%
Tier 1 Risk-Based Capital Ratio:
11.4218%
Leverage Tier 1 (Core Capital) Ratio:
9.5415%
Total Risk-Based Capital Ratio (YTD):
13.8244%
Total Interest Income (YTD):
3.6075%
 
 
Headquarters:
Indiana
FDIC Field Office:
Wexford
Regulator:
FDIC
County:
Indiana
# of Offices:
122
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

First Commonwealth Bank CD Rates

First Commonwealth Bank CD RatesFirst Commonwealth Bank CD rates are competitive for a regional bank but not as competitive when compared to online CD rates. For example, the best CD rates offered at First Commonwealth Bank are at 0.70 percent on the bank's 60-month certificate of deposit. The highest 60-month CD rates on our rate table are around 2.25 percent this week. 12-month CD rates from First Commonwealth Bank are only at 0.20 percent right now, the highest 12-month CD rate on our rate table is at 2.20 percent. To get the highest CD rate, always search for and compare online CD rates with First Commonwealth Bank CD Rates.     Read more...

Explore Other Rate Deals

Third Federal Savings and Loan is offering an incredible deal on a home equity line of credit (HELOC).
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Fixed home mortgage rates decreased in the latest mortgage survey released this morning. 30 year fixed mortgage rates and 15 year fixed mortgage rates were both made record lows in this week's Weekly Mortgage Survey released by the Mortgage Bankers Association (MBA). 1 year adjustable mortgage interest rates rose for the second consecutive week in mortgage survey.

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First Commonwealth Bank Reviews

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