Equitable S&L Co. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.50%, 6-month CD rates at 2.52% and 3-month CD rates at 0.50%. Current savings rates are at 0.02% and money market rates are at 0.07%. Mortgage rates today on 30-year fixed loans are around 6.03%. Credit Card rates are at 8.99%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Equitable S&L Co.'s 36-Month CD rates are at 0.25%, 24-Month CD rates are at 0.25%, 18-Month CD rates are at 0.20%, 12-Month CD rates are at 0.15%. Equitable S&L Co.'s savings rates are at 0.05%.

Equitable S&L Co.

To see how these rates compare to Equitable S&L Co. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Equitable S&L Co., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Equitable S&L Co. CD rates. You can also compare Equitable S&L Co. savings rates, MMA rates and mortgage rates using our other rate lists.

Equitable S&L Co. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Equitable S&L Co.? Share your experience about Equitable S&L Co. by leaving a review below, or read customer reviews before you decide to use Equitable S&L Co..

Equitable S&L Co. Texas Ratio

Equitable S&L Co.'s Texas Ratio is at 4.23%, which is considered excellent. The Texas Ratio for Equitable S&L Co. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Equitable S&L Co. is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.15%
18-Month CD
0.20%
24-Month CD
0.25%
36-Month CD
0.25%
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Equitable S&L Co.
114 S Main St
Cadiz, OH 43907
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Equitable S&L Co. CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Equitable S&L Co.
Equitable S&L Co.
36-Month CD
0.25%
$500
Equitable S&L Co.
Equitable S&L Co.
24-Month CD
0.25%
$500
Equitable S&L Co.
Equitable S&L Co.
18-Month CD
0.20%
$500
Equitable S&L Co.
Equitable S&L Co.
12-Month CD
0.15%
$500
Equitable S&L Co.
Equitable S&L Co.
Passbook Savings
0.05%
$100

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Equitable S&L Co. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Presidential Bank
Presidential Bank
Advantage Savings
4.50%
$5,000
Stearns Bank Holdingford
Stearns Bank Holdingford
9-Month CD
4.23%
$500
First Nebraska Bank
First Nebraska Bank
18-Month CD
4.01%
$500
Citizens Bank
Citizens Bank
10-Month CD
4.00%
$25,000
BankGloucester
BankGloucester
18-Month CD (Jumbo)
4.00%
$100,000
Tri-County Trust Company
Tri-County Trust Company
24-Month CD
3.91%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
60-Month CD
3.80%
$500
1st Advantage Bank
1st Advantage Bank
18-Month CD
3.75%
$500
AAA Federal Savings Bank
AAA Federal Savings Bank
24-Month CD
3.75%
$500
Bristol County Savings Bank
Bristol County Savings Bank
12-Month CD
3.72%
$1,000
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
48-Month CD
3.55%
$500
FNB of Bangor
FNB of Bangor
30-Month CD
3.55%
$1,000
Marion County State Bank
Marion County State Bank
18-Month CD
3.50%
$1,000
Apple Bank for Savings
Apple Bank for Savings
12-Month CD
3.40%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
12-Month CD
3.40%
$500
Ameriprise Financial
Ameriprise Financial
12-Month CD
3.30%
$0
Henderson FSB
Henderson FSB
30-Month CD
3.30%
$500
State Bank of Scotia
State Bank of Scotia
12-Month CD
3.29%
$1,000
Bay State Savings Bank
Bay State Savings Bank
60-Month CD
3.25%
$1,000
Institution for Savings
Institution for Savings
Sapphire Money Market
3.25%
$2,000,000
Portage Community Bank
Portage Community Bank
18-Month CD
3.25%
$1,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
26-Month CD
3.20%
$1,000
Brentwood Bank
Brentwood Bank
48-Month CD
3.00%
$2,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
24-Month CD
3.00%
$500
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
48-Month CD
3.00%
$1,000
United Valley Bank
United Valley Bank
24-Month CD
3.00%
$500
State Bank of De Kalb
State Bank of De Kalb
36-Month CD
2.78%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
48-Month CD
2.75%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
36-Month CD
2.53%
$1,000
FSB of St. Charles, MO
FSB of St. Charles, MO
12-Month CD
2.50%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
48-Month CD
2.50%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
36-Month CD
2.07%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
60-Month CD
2.02%
$500
Alliance Bank IN
Alliance Bank IN
60-Month CD
1.91%
$1,000
MutualOne Bank
MutualOne Bank
18-Month CD
1.75%
$500
HomeBank
24-Month CD
1.41%
$2,500
FCNB Bank
FCNB Bank
12-Month CD
1.00%
$1,000
Headwaters State Bank
Headwaters State Bank
NOW Checking
1.00%
$1,000
BankOrion
BankOrion
48-Month CD
1.00%
$500
WSB Municipal Bank
WSB Municipal Bank
24-Month CD
0.87%
$500
PS Bank
PS Bank
48-Month CD
0.70%
$500
Stoughton Co-operative Bank
Stoughton Co-operative Bank
48-Month CD
0.65%
$500
Washita State Bank
Washita State Bank
Money Market
0.50%
$100,000
Sawyer Savings Bank
Sawyer Savings Bank
Preferred Money Market
0.25%
$1,000
Unity Bank
Unity Bank
12-Month CD
0.15%
$1,000
Carson Bank
Carson Bank
Savings
0.10%
$100
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
24-Month CD
0.10%
$500
FNB of South Carolina
FNB of South Carolina
Golden Secure Checking
0.05%
$0
Iron Workers SB
Iron Workers SB
Passbook Savings
0.05%
$100
Connex Credit Union
Connex Credit Union
Regular Savings
0.05%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Equitable S&L Co. Information

Equitable S&L Co.
114 S Main St
Cadiz, OH 43907
Harrison
Established Date: 01/01/1898
FDIC Certificate #: 29966
Date of FDIC Deposit Insurance: 01/16/1941
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Equitable S&L Co. FDIC Insured? Yes
What is Equitable S&L Co.'s Cert number? 29966
What is the maximum amount for insured deposits? $250,000 per holder, per account

Equitable S&L Co. Financials

Total Assets:
$9,861,000
Total Deposits:
$7,020,000
Equity Capital:
$2,300,000
Domestic Deposits:
$7,020,000
Net Income:
$-9,000
Return on Assets:
0.3249%
Quarterly Return on Assets:
-0.3600%
Pretax Return on Assets:
-0.3576%
Pretax Quarterly Return on Assets:
-0.3600%
Return on Equity:
1.5700%
Quarterly Return on Equity:
-1.5600%
Leverage Tier 1 (Core Capital) Ratio:
21.0569%
Total Interest Income (YTD):
5.3968%
 
 
Headquarters:
Cadiz
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Harrison
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Applied Bank Money Market Account rates are now at 0.02 percent with a yield of 0.02 percent. View current Money Market Account rates at Applied Bank below.
Heritage Bank 3 Month Jumbo CD rates are now at 0.10 percent with a yield of 0.10 percent. View current 3 Month Jumbo CD rates at Heritage Bank below.
Bank of America is offering a "Risk Free" certificate of deposit (CD) that currently pays a 2.80% APY, the risk free CD allows you to withdrawal your money without paying penalties after the first six days. The minimum opening balance is $5,000 and you might be limited to a maximum of $500,000.

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