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Advertiser Disclosure
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 Cecilian Bank Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Cecilian Bank's Long Term Deposit - Certificate of Deposit (CDs) Fixed 60 mo. rates are at 3.75%, Long Term Deposit - Certificate of Deposit (CDs) Fixed 72 mo. rates are at 3.75%, Short Term Deposit - Certificate of Deposit (CDs) Fixed 11 mo. rates are at 3.75%, Short Term Deposit - Certificate of Deposit (CDs) Fixed 12 mo. rates are at 3.75%, Short Term Deposit - Certificate of Deposit (CDs) Fixed 18 mo. rates are at 3.75%. Cecilian Bank's savings rates are at 0.01%. Cecilian Bank's money market rates are at 0.01%. MonitorBankRates evaluates the financial stability of Cecilian Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.41%. Rates were last updated on 03/28/2026. Cecilian Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cecilian Bank? Share your experience about Cecilian Bank by leaving a review below, or read customer reviews before you decide to use Cecilian Bank. 
Cecilian Bank CD Rates
Cecilian Bank Savings Rates
Cecilian Bank Money Market Rates
Cecilian Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Cecilian Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Cecilian Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cecilian Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Cecilian Bank
Bank Holding Company
PINE KNOB HOLDINGS LLC
Address
104 E Main St,
Cecilia, KY 42724 · Hardin
Website
https://www.thececilianbank.com
FDIC Certificate #
8774
Established
05/01/1903
FDIC Insurance Date
01/01/1934
Domestic Offices
19
Total Branches
19
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
2.41%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0403%
Return on Equity (ROE)
13.0100%
Non-Performing Loans (NPL)
0.18%
Total Assets
$1,561,197,000
Total Deposits
$1,284,890,000
Equity Capital
$163,242,000
Net Income
$21,346,000
Headquarters
Cecilia
Total Offices
19
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Cecilian BankIs Cecilian Bank a safe place to deposit money?Yes, Cecilian Bank is considered a safe financial institution. With a Texas Ratio of 2.4110678832499%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Cecilian Bank operate?Cecilian Bank currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Cecilian Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cecilian Bank provides members with tools to manage their accounts and build a solid financial history. Does Cecilian Bank offer online and mobile banking?Most modern institutions like Cecilian Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thececilianbank.com. Current Cecilian Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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