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Gogebic Range Bank Rates & Review March 2026

Gogebic Range Bank's 36-Month CD rates are at 3.55%, Business Certificates (CDs)36-Month CD rates are at 3.55%, IRA 36-Month CD rates are at 3.55%, 24-Month CD rates are at 3.03%, 48-Month CD rates are at 3.03%. Gogebic Range Bank's savings rates are at 0.03%. Gogebic Range Bank's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Gogebic Range Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.26%. Rates were last updated on 03/26/2026.

Gogebic Range Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gogebic Range Bank? Share your experience about Gogebic Range Bank by leaving a review below, or read customer reviews before you decide to use Gogebic Range Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.26%
Excellent Higher than avg
Gogebic Range Bank
155 E Cloverland Dr
Ironwood, MI 49938
https://www.gogebicrangebank.com
Member FDIC

Gogebic Range Bank CD Rates

Product Rate APY Term View More
36 Month CD 3.50% 3.55% 36 Month
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Business Certificates (CDs)36 Month CD 3.50% 3.55% 36
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
IRA 36 Month CD 3.50% 3.55% 36 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
24 Month CD 3.00% 3.03% 24 Month
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
48 Month CD 3.00% 3.03% 48 Month
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Business Certificates (CDs)24 Month CD 3.00% 3.03% 24
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Business Certificates (CDs)48 Month CD 3.00% 3.03% 48
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
IRA 24 Month CD 3.00% 3.03% 24 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
IRA 48 Month CD 3.00% 3.03% 48 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
12 Month CD 2.75% 2.78% 12 Month
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
60 Month CD 2.75% 2.78% 60 Month
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Business Certificates (CDs)12 Month CD 2.75% 2.78% 12
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Business Certificates (CDs)60 Month CD 2.75% 2.78% 60
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
IRA 12 Month CD 2.75% 2.78% 12 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
IRA 60 Month CD 2.75% 2.78% 60 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
6 Month CD 2.25% 2.26% 6 Month
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Business Certificates (CDs)6 Month CD 2.25% 2.26% 6
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
IRA 6 Month CD 2.25% 2.26% 6 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%

Gogebic Range Bank Savings Rates

Product Rate APY View More
Business Savings 0.03% 0.03%
Min Deposit $100
Min Balance $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Club Savings* 0.03% 0.03%
Min Deposit $0
Min Balance $0
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Lil' Rangers Savings 0.03% 0.03%
Min Deposit $0
Min Balance $0
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Organization/Nonprofit Savings 0.03% 0.03%
Min Deposit $100
Min Balance $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Range Savings 0.03% 0.03%
Min Deposit $100
Min Balance $0
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%

Gogebic Range Bank Money Market Rates

Product Rate APY View More
Money Market 0.30% 0.30%
Min Deposit $1,000
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market IRA 0.30% 0.30%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market 0.25% 0.25%
Min Deposit $1,000
Min Balance $75,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market IRA 0.25% 0.25%
Min Balance $75,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market 0.20% 0.20%
Min Deposit $1,000
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market IRA 0.20% 0.20%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market 0.15% 0.15%
Min Deposit $1,000
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market IRA 0.15% 0.15%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Business Money Market 0.10% 0.10%
Min Deposit $1,000
Min Balance $0
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market 0.10% 0.10%
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market IRA 0.10% 0.10%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%

Gogebic Range Bank Checking Rates

Product Rate APY View More
HSA Checking 0.03% 0.03%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Personal Now Checking 0.03% 0.03%
Min Deposit $500
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Rangers Checking 0.03% 0.03%
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Personal Checking - 0.00%
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Gogebic Range Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Gogebic Range Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Gogebic Range Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Gogebic Range Bank
Bank Holding Company WEST END FINANCIAL CORP
Address 155 E Cloverland Dr, Ironwood, MI 49938  ·  Gogebic
FDIC Certificate # 57192
Established 05/20/2002
FDIC Insurance Date 05/20/2002
Domestic Offices 5
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 93/100
5.0
Exceptional Out of 5.0 Stars
13.26%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8479%
Return on Equity (ROE) 15.4800%
Non-Performing Loans (NPL) 0.68%
Total Assets $142,512,000
Total Deposits $130,766,000
Equity Capital $8,897,000
Net Income $-2,984,000
Headquarters Ironwood
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

Former cus
★★☆☆☆
March 1, 2024
Bank is not solvent. Only C+ rating. Poor customer service. Phone banking a joke. This institution will collapse soon.
Average Rating
★★☆☆☆
Total Reviews
1
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Frequently Asked Questions About Gogebic Range Bank

Is Gogebic Range Bank a safe place to deposit money?

Yes, Gogebic Range Bank is considered a safe financial institution. With a Texas Ratio of 13.263237902204%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Gogebic Range Bank operate?

Gogebic Range Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Gogebic Range Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Gogebic Range Bank provides members with tools to manage their accounts and build a solid financial history.

Does Gogebic Range Bank offer online and mobile banking?

Most modern institutions like Gogebic Range Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gogebicrangebank.com.

Current Gogebic Range Bank Rates

  • 12-Month CD2.78%
  • 24-Month CD3.03%
  • 36-Month CD3.55%
  • 48-Month CD3.03%
  • 60-Month CD2.78%
  • Savings0.03%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.