Raymond James Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.85%, 6-month CD rates at 3.50% and 3-month CD rates at 1.36%. Current savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.32%. Credit Card rates are at 8.90%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates. Raymond James Bank's 6-Month CD rates are at 4.30%, 12-Month CD rates are at 4.10%, 18-Month CD rates are at 4.05%, 60-Month CD rates are at 4.05%, 48-Month CD rates are at 4.05%.

Raymond James Bank

To see how these rates compare to Raymond James Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Raymond James Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Raymond James Bank CD rates. You can also compare Raymond James Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Raymond James Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Raymond James Bank? Share your experience about Raymond James Bank by leaving a review below, or read customer reviews before you decide to use Raymond James Bank.

Raymond James Bank Texas Ratio

Raymond James Bank's Texas Ratio is at 3.67%, which is considered excellent. The Texas Ratio for Raymond James Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Raymond James Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.10%

2.52%

18-Month CD

4.05%

2.27%

24-Month CD

4.00%

2.25%

36-Month CD

4.00%

2.18%

48-Month CD

4.05%

2.14%

60-Month CD

4.05%

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Raymond James Bank

710 Carillon Pkwy
Saint Petersburg, FL 33716

https://www.raymondjamesbank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Raymond James Bank

Raymond James Bank CD Rates and Interest Rates

Raymond James Bank

6-Month CD

4.30%

$1,000

Raymond James Bank

12-Month CD

4.10%

$1,000

Raymond James Bank

18-Month CD

4.05%

$1,000

Raymond James Bank

48-Month CD

4.05%

$1,000

Raymond James Bank

60-Month CD

4.05%

$1,000

Raymond James Bank

24-Month CD

4.00%

$1,000

Raymond James Bank

36-Month CD

4.00%

$1,000

Raymond James Bank

3-Month CD

3.30%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Raymond James Bank Rates with Other Competitive Bank and Credit Union Rates

Whatcom Educational Credit Union

First Step (Youth) Savings

7.00%

A+ Federal Credit Union

24-Month CD

3.92%

$1,000

Five Star Credit Union

36-Month CD

3.85%

$500

Suncoast Credit Union

36-Month CD

3.75%

$500

PCB Pendleton Bank

7-Month CD

3.75%

$500

Industry State Bank

12-Month CD (Jumbo)

3.60%

$100,000

Premier Bank Omaha, NE

12-Month CD

3.55%

$1,000

First Harvest Federal Credit Union

60-Month CD

3.50%

$1,000

Bank of Prairie du Sac

12-Month CD

3.40%

$1,000

Generations Bank

18-Month CD

3.10%

$500

EvaBank

60-Month CD

3.05%

$1,000

Farmers State Bank Lake View, IA

24-Month CD

3.03%

$1,000

Centinel Bank of Taos

36-Month CD

3.00%

$1,000

Citizens Federal Savings Bank

48-Month CD

3.00%

$500

Community Bank of Trenton

60-Month CD

3.00%

$500

FSB of Burnet

3-Month CD

2.52%

$1,000

Senath State Bank

48-Month CD

2.52%

$500

Mechanics Cooperative Bank

36-Month CD

2.50%

$500

Bank Forward

24-Month CD

2.50%

$500

Kanza Bank

Kasasa Checking

2.25%

$50

Androscoggin Savings Bank

36-Month CD

2.25%

$500

Cleveland State Bank

18-Month CD

2.06%

$1,000

National Exchange Bank and Trust

48-Month CD

2.00%

$1,000

Charter Bank IA

6-Month CD

2.00%

$1,000

Alpena-Alcona Area Credit Union

Money Market

1.87%

$2,000

First Independent Bank Russell, MN

12-Month CD

1.51%

$1,000

Northumberland Bank

48-Month CD

1.05%

$5,000

Shoreham Bank

Loyalty Checking

1.00%

Community Bank of Cameron

High Yield Money Market

0.85%

FNB of Peterstown

12-Month CD

0.75%

$2,500

Magnolia Bank Elizabethtown, KY

48-Month CD

0.60%

$500

FNB of Nevada, Missouri

60-Month CD

0.50%

$1,000

FNB of River Falls

36-Month CD

0.50%

$2,500

Sikorsky Credit Union

Money Market

0.50%

$1,000

Boone Bank & Trust Co.

Complete Business Checking

0.50%

Connection Bank

12-Month CD

0.45%

$1,000

Beardstown Savings

12-Month CD

0.40%

Ashton State Bank

Passbook Savings

0.35%

Geddes Federal S&L

Money Market

0.30%

$1,000

Katahdin Trust Company

Christmas Club

0.25%

Oakwood Bank Pigeon Falls, WI

Savings

0.20%

$50

FNB in Taylorville

NOW Checking

0.20%

$500

Citizens State Bank Moundridge, KS

Savings

0.20%

$100

First Sentinel Bank

Emerald Money Market

0.10%

$1,000

Huntington FSB

Statement Savings

0.10%

$50

Florence Bank

Money Market

0.05%

$1,000

Metropolitan Bank

Money Market

0.05%

$2,500

Reading Co-op Bank

Money Market

0.05%

$10

State Bank of the Lakes

Savings Account

0.02%

Premier Bank

18-Month CD

0.00%

Disclaimer

Mortgage Rates December 10, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

4.875%

5.195%

1.125

State Employees Credit Union

10-Year Fixed

5.050%

5.243%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.050%

5.243%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.000%

5.255%

0.000

Luana Savings Bank

15-Year Fixed

5.250%

5.299%

0.000

Navy Federal Credit Union

15-Year Fixed

5.125%

5.317%

0.250

First FSB of Champaign Urbana

10-Year Fixed

5.250%

5.319%

0.000

Mutual Security Credit Union

5/1 ARM

5.250%

5.362%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.125%

5.370%

1.250

North Carolina Press Association Federal Credit Union

5 Year ARM

5.375%

5.378%

0.000

State Employees Credit Union

15-Year Fixed

5.250%

5.386%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.250%

5.386%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.375%

5.400%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

A+ Federal Credit Union

15-Year Fixed

5.375%

5.476%

0.000

Abound Federal Credit Union

15-Year Fixed

5.375%

5.512%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Catskill Hudson Bank

15-Year Fixed

5.375%

5.528%

0.623

American Eagle Financial Credit Union

15-Year Fixed

5.375%

5.544%

0.000

GTE Federal Credit Union

15 Year Fixed

5.375%

5.547%

0.500

First FSB of Champaign Urbana

15-Year Fixed

5.500%

5.549%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.375%

5.552%

0.500

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Raymond James Bank Information

Raymond James Bank

710 Carillon Pkwy
Saint Petersburg, FL 33716
Pinellas
Established Date: 05/06/1994
FDIC Certificate #: 33893
Date of FDIC Deposit Insurance: 05/06/1994

Bank Holding Company: RAYMOND JAMES FINANCIAL INC

How Many Domestic U.S. Offices? 1

How Many Branches are There? 1

Website: https://www.raymondjamesbank.com

Is Raymond James Bank FDIC Insured? Yes

What is Raymond James Bank's Cert number? 33893

What is the maximum amount for insured deposits? $250,000 per holder, per account

Raymond James Bank Financials

Total Assets:

$41,193,257,000

Total Deposits:

$37,315,094,000

Equity Capital:

$2,795,527,000

Domestic Deposits:

$37,315,094,000

Net Income:

$122,472,000

Return on Assets:

1.6191%

Quarterly Return on Assets:

1.1800%

Pretax Return on Assets:

1.5895%

Pretax Quarterly Return on Assets:

1.5900%

Return on Equity:

26.5200%

Quarterly Return on Equity:

17.5000%

Common Equity Tier 1 Capital Ratio:

13.7388%

Tier 1 Risk-Based Capital Ratio:

13.7388%

Leverage Tier 1 (Core Capital) Ratio:

7.8478%

Total Risk-Based Capital Ratio (YTD):

14.9961%

Total Interest Income (YTD):

5.1849%

Headquarters:

Saint Petersburg

FDIC Field Office:

Tampa

Regulator:

FED

County:

Pinellas

# of Offices:

Metropolitan Statistical Area (MSA):

Tampa-St. Petersburg-Clearwater, FL

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Southeast

FDIC Region:

Atlanta

Source: FDIC Last Updated 03/31/2024

30 Year Mortgage Rates Will End 2014 Below 4.00 Percent

Average mortgage rates today drifted lower, following 10 year U.S. Treasury yields. The current average 30 year conforming mortgage rate is at 3.95 percent, a slight decline from yesterday's average 30 year rate of 3.98 percent. 30 year mortgage refinance rates moved under 4.00 percent last week and will probably end 2014 below 4.00 percent.The average 30 year rate is just below 4.00 percent but there are lenders quoting 30 year refinance rates today below well below the average. On our interest rate table for New Jersey, Garden State Home Loans is quoting 30 year refinancing rates at 3.50 percent with 1.25 mortgage points. AmeriSave is quoting 30 year rates at 3.75 percent with 1 mortgage point and HSBC Bank quoting rates at 3.95 percent with no points.

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