Raymond James Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.51%, 6-month CD rates at 4.00% and 3-month CD rates at 0.35%. Current savings rates are at 0.25% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.56%. Credit Card rates are at 9.50%. Personal Loan rates are at 14.85%. All these rates, and more, can be found in our database of rates. Raymond James Bank's 60-Month CD rates are at 4.30%, 6-Month CD rates are at 4.30%, 36-Month CD rates are at 4.30%, 48-Month CD rates are at 4.25%, 24-Month CD rates are at 4.25%.

Raymond James Bank

To see how these rates compare to Raymond James Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Raymond James Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Raymond James Bank CD rates. You can also compare Raymond James Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Raymond James Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Raymond James Bank? Share your experience about Raymond James Bank by leaving a review below, or read customer reviews before you decide to use Raymond James Bank.

Raymond James Bank Texas Ratio

Raymond James Bank's Texas Ratio is at 3.67%, which is considered excellent. The Texas Ratio for Raymond James Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Raymond James Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
4.25%
24-Month CD
4.25%
36-Month CD
4.30%
48-Month CD
4.25%
60-Month CD
4.30%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Raymond James Bank
710 Carillon Pkwy
Saint Petersburg, FL 33716
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Raymond James Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Raymond James Bank
Raymond James Bank
6-Month CD
4.30%
$1,000
Raymond James Bank
Raymond James Bank
36-Month CD
4.30%
$1,000
Raymond James Bank
Raymond James Bank
60-Month CD
4.30%
$1,000
Raymond James Bank
Raymond James Bank
12-Month CD
4.25%
$1,000
Raymond James Bank
Raymond James Bank
18-Month CD
4.25%
$1,000
Raymond James Bank
Raymond James Bank
24-Month CD
4.25%
$1,000
Raymond James Bank
Raymond James Bank
48-Month CD
4.25%
$1,000
Raymond James Bank
Raymond James Bank
3-Month CD
3.35%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Raymond James Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Home Bank of California
Home Bank of California
12-Month CD
4.50%
$10,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
12-Month CD
4.15%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD (Jumbo)
4.10%
$100,000
Twin River Bank
Twin River Bank
24-Month CD
4.06%
$500
University Federal Credit Union
University Federal Credit Union
12-Month CD
4.00%
$1,000
Addition Financial Credit Union
Addition Financial Credit Union
Savings Plus
4.00%
$50
The Citizens Bank of Georgia
The Citizens Bank of Georgia
12-Month CD
4.00%
$500
United Republic Bank
United Republic Bank
12-Month CD
4.00%
$1,000
GreenLeaf Bank
GreenLeaf Bank
24-Month CD
3.95%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
48-Month CD (Jumbo)
3.40%
$100,000
Gouverneur S&L
Gouverneur S&L
6-Month CD
3.30%
$2,500
Citizens Federal Savings Bank
Citizens Federal Savings Bank
24-Month CD
3.25%
$500
American State Bank of Grygla
American State Bank of Grygla
12-Month CD
3.14%
$500
Lyons Federal Bank
Lyons Federal Bank
24-Month CD
3.03%
$50,000
BLC Community Bank
BLC Community Bank
18-Month CD
3.00%
$2,500
Marblehead Bank
Marblehead Bank
3-Month CD
3.00%
$500
Pathfinder Bank
Pathfinder Bank
24-Month CD
3.00%
$1,000
AAC Credit Union
AAC Credit Union
FreePlus Checking
3.00%
$0
Reading Co-op Bank
Reading Co-op Bank
12-Month CD
2.75%
$500
Karnes County National Bank
Karnes County National Bank
6-Month CD
2.53%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
24-Month CD
2.50%
$500
Western Nebraska Bank
Western Nebraska Bank
48-Month CD
2.37%
$250
La Salle State Bank
La Salle State Bank
60-Month CD
2.35%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
12-Month CD
2.02%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
24-Month CD
2.00%
$100
National Exchange Bank and Trust
National Exchange Bank and Trust
60-Month CD
2.00%
$1,000
New Millennium Bank
New Millennium Bank
48-Month CD
2.00%
$500
American State Bank (TX)
American State Bank (TX)
48-Month CD
1.92%
$1,000
Madison Valley Bank
Madison Valley Bank
24-Month CD
1.81%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
36-Month CD
1.41%
$1,000
Gunnison S&L
Gunnison S&L
Money Market
1.36%
$1,000
Home SB of Wapakoneta
Home SB of Wapakoneta
18-Month CD
0.95%
$500
FNB in Taylorville
FNB in Taylorville
48-Month CD
0.90%
$1,000
Kitsap Bank
Kitsap Bank
9-Month CD
0.90%
$5,000
Liberty Bank for Savings
Liberty Bank for Savings
18-Month CD
0.85%
$5,000
Midland Community Bank
Midland Community Bank
24-Month CD
0.85%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
48-Month CD
0.85%
$1,000
Carson Bank
Carson Bank
e-Checking
0.75%
$100
Conway National Bank (CNB)
Conway National Bank (CNB)
Investors Money market
0.55%
$500
USLA Union S&L
USLA Union S&L
18-Month CD
0.30%
$1,000
Community Bank of Elmhurst
Community Bank of Elmhurst
Savings
0.25%
$100
Union Bank, Inc.
Union Bank, Inc.
36-Month CD
0.25%
$1,000
FNB of Raymond
FNB of Raymond
Statement Savings
0.20%
$50
First Commonwealth Bank
First Commonwealth Bank
30-Month CD
0.15%
$500
Riverside Bank of Dublin
Riverside Bank of Dublin
Savings
0.10%
$100
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Premier Money Market
0.10%
$0
Alliance Bank IN
Alliance Bank IN
Traditional Savings
0.08%
$300
DB&T
DB&T
High Yield Savings
0.05%
$100,000
Union Bank, Inc.
Union Bank, Inc.
Money Market
0.03%
$2,500
MidCountry Bank
MidCountry Bank
Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Raymond James Bank Information

Raymond James Bank
710 Carillon Pkwy
Saint Petersburg, FL 33716
Pinellas
Established Date: 05/06/1994
FDIC Certificate #: 33893
Date of FDIC Deposit Insurance: 05/06/1994
Bank Holding Company: RAYMOND JAMES FINANCIAL INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Raymond James Bank FDIC Insured? Yes
What is Raymond James Bank's Cert number? 33893
What is the maximum amount for insured deposits? $250,000 per holder, per account

Raymond James Bank Financials

Total Assets:
$41,193,257,000
Total Deposits:
$37,315,094,000
Equity Capital:
$2,795,527,000
Domestic Deposits:
$37,315,094,000
Net Income:
$122,472,000
Return on Assets:
1.6191%
Quarterly Return on Assets:
1.1800%
Pretax Return on Assets:
1.5895%
Pretax Quarterly Return on Assets:
1.5900%
Return on Equity:
26.5200%
Quarterly Return on Equity:
17.5000%
Common Equity Tier 1 Capital Ratio:
13.7388%
Tier 1 Risk-Based Capital Ratio:
13.7388%
Leverage Tier 1 (Core Capital) Ratio:
7.8478%
Total Risk-Based Capital Ratio (YTD):
14.9961%
Total Interest Income (YTD):
5.1849%
 
 
Headquarters:
Saint Petersburg
FDIC Field Office:
Tampa
Regulator:
FED
County:
Pinellas
# of Offices:
1
Metropolitan Statistical Area (MSA):
Tampa-St. Petersburg-Clearwater, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

30 Year Mortgage Rates Will End 2014 Below 4.00 Percent

Average mortgage rates today drifted lower, following 10 year U.S. Treasury yields. The current average 30 year conforming mortgage rate is at 3.95 percent, a slight decline from yesterday's average 30 year rate of 3.98 percent. 30 year mortgage refinance rates moved under 4.00 percent last week and will probably end 2014 below 4.00 percent.The average 30 year rate is just below 4.00 percent but there are lenders quoting 30 year refinance rates today below well below the average. On our interest rate table for New Jersey, Garden State Home Loans is quoting 30 year refinancing rates at 3.50 percent with 1.25 mortgage points. AmeriSave is quoting 30 year rates at 3.75 percent with 1 mortgage point and HSBC Bank quoting rates at 3.95 percent with no points.30 Year Mortgage Rates Will End 2014 Below 4.00 PercentCurrent mortgage rates on 15 year conventional loans are averaging 3.10 percent, down from yesterday's average 15 year rate of 3.13 percent. In an article published yesterday, we predicted average 15 year mortgage rates would remain near 3.10 percent for the rest of 2014. The lowest 15 year refi rates on our table for Illinois are at 2.85 percent with 1 mortgage point and at 3.125 percent with no points, both quoted by AmeriSave.     Read more...

Explore Other Rate Deals

Allegany County Teachers Federal Credit Union based in Maryland, is offering some of the highest CD rates. Their short term rates are the most competitive when compared to other credit union's 6 month rates. Current 6 month share dividend rates at Allegany County Teachers FCU are 1.40% with an APY of 1.41%. To give you an idea of how good that rate is, the current national average 6 month rate is less than a third of that at only 0.402% as reported by monitorbankrates.com.
As we head until the final weeks of 2012 both average savings rates and money market rates are unchanged, ending another year of ultra low deposit rates. The best savings rates and best money market rates on our rate lists also haven't changed this week and probably won't for at least a couple more years.
(//www.monitorbankrates.com/mortgages) Mortgage rates headed higher in the most recent Primary Mortgage Market Survey released by Freddie Mac. Current 30 year mortgage rates inched back above 5.00 percent to 5.05 percent, up from the prior week's mortgage survey that had 30 year mortgage rates at 4.84%.

Bank or Credit Union Offers and Deals

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Mortgage Rates Change Little 5/25: Today's 30 Year Mortgage Rates at 4.62%
Mortgage Rates: 30 Year Mortgage Rates Averaging 5.03%
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Social Security - Planning Your Retirement
Today's Refinance Rates and Mortgage Rates Unchanged: 30 Year Mortgage Rates at 4.75%
Dime Direct 6 Month Certificate of Deposit Rate

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Mortgage Rates: Current Mortgage Rates at 5.15% Today

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