MonitorBankRates
We Find the Best Rates

Bank of Star Valley Rates and Review February 2026

  1. Home
  2. Banks
  3. Bank of Star Valley Deposit Rates
Bank of Star Valley's 6-Month Certificate rates are at 3.80%, Certificate 1 Year rates are at 3.65%, Certificate 5 Year rates are at 3.65%, 1 Year Certificate rates are at 3.55%, 5 Year Certificate rates are at 3.55%. Bank of Star Valley's savings rates are at 0.03%. Bank of Star Valley's money market rates are at 0.10%.

Bank of Star Valley

Rate Updates and Availability

Bank of Star Valley money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Star Valley? Share your experience about Bank of Star Valley by leaving a review below, or read customer reviews before you decide to use Bank of Star Valley.

Bank of Star Valley Texas Ratio

Bank of Star Valley's Texas Ratio is at 0.01%, which is considered excellent. The Texas Ratio for Bank of Star Valley is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Bank of Star Valley has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Bank of Star Valley is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
3.55%
18-Month CD
3.29%
24-Month CD
3.19%
36-Month CD
3.03%
48-Month CD
3.29%
60-Month CD
3.55%
Savings
0.03%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Bank of Star Valley
384 S Washington St
Afton, WY 83110
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

Banks:
Embed the badge above on your site.

Bank of Star Valley CD Rates

Product Rate APY Term View More
Certificate 1 Year 3.60% 3.65% 1 Year
Min Deposit$250
Last Updated 02/07/2026
Certificate 5 Year 3.60% 3.65% 5 Years
Min Deposit$250
Last Updated 02/07/2026
1 Year Certificate 3.50% 3.55% 1 Year
Min Deposit$250
Last Updated 02/07/2026
5 Year Certificate 3.50% 3.55% 5 Years
Min Deposit$250
Last Updated 02/07/2026
Certificate 18 Month 3.35% 3.39% 18 Months
Min Deposit$250
Last Updated 02/07/2026
Certificate 4 Year 3.35% 3.39% 4 Years
Min Deposit$250
Last Updated 02/07/2026
18 Month Certificate 3.25% 3.29% 18 Months
Min Deposit$250
Last Updated 02/07/2026
4 Year Certificate 3.25% 3.29% 4 Years
Min Deposit$250
Last Updated 02/07/2026
Certificate 2 Year 3.25% 3.29% 2 Years
Min Deposit$250
Last Updated 02/07/2026
2 Year Certificate 3.15% 3.19% 2 Years
Min Deposit$250
Last Updated 02/07/2026
Certificate 3 Year 3.10% 3.14% 3 Years
Min Deposit$250
Last Updated 02/07/2026
3 Year Certificate 3.00% 3.03% 3 Years
Min Deposit$250
Last Updated 02/07/2026
3 Month Certificate 2.75% 2.78% 3 Months
Min Deposit$250
Last Updated 02/07/2026

Bank of Star Valley Savings Rates

Product Rate APY View More
Passbook Savings 1.00% 1.00%
Min Deposit$500,000
Last Updated 02/07/2026
Statement Savings 1.00% 1.00%
Min Deposit$500,000
Last Updated 02/07/2026
Passbook Savings 0.75% 0.75%
Min Deposit$250,000
Last Updated 02/07/2026
Statement Savings 0.75% 0.75%
Min Deposit$250,000
Last Updated 02/07/2026
Passbook Savings 0.50% 0.50%
Min Deposit$100,000
Last Updated 02/07/2026
Statement Savings 0.50% 0.50%
Min Deposit$100,000
Last Updated 02/07/2026
Health Savings 0.30% 0.30%
Min Deposit$9,000
Last Updated 02/07/2026
Health Savings 0.25% 0.25%
Min Deposit$6,000
Last Updated 02/07/2026
Passbook Savings 0.25% 0.25%
Min Deposit$10,000
Last Updated 02/07/2026
Statement Savings 0.25% 0.25%
Min Deposit$10,000
Last Updated 02/07/2026
Health Savings 0.10% 0.10%
Min Deposit$3,000
Last Updated 02/07/2026
Health Savings 0.05% 0.05%
Min Deposit$50
Last Updated 02/07/2026
Passbook Savings 0.03% 0.03%
Min Deposit$10
Last Updated 02/07/2026
Statement Savings 0.03% 0.03%
Min Deposit$100
Last Updated 02/07/2026

Bank of Star Valley Money Market Rates

Product Rate APY View More
Money Market 2.50% 2.53%
Min Deposit$1,000,000
Last Updated 02/07/2026
Money Market 2.00% 2.02%
Min Deposit$500,000
Last Updated 02/07/2026
Money Market 1.50% 1.51%
Min Deposit$250,000
Last Updated 02/07/2026
Money Market 1.00% 1.01%
Min Deposit$100,000
Last Updated 02/07/2026
Money Market 0.15% 0.15%
Min Deposit$50,000
Last Updated 02/07/2026
Money Market 0.10% 0.10%
Min Deposit$1,000
Last Updated 02/07/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Star Valley is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Star Valley rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Star Valley's official website for the most current offers and terms.

Bank Profile & Overview

Bank of Star Valley
384 S Washington St
Afton, WY 83110
Lincoln
Established Date: 03/25/1996
FDIC Certificate #: 34148
Date of FDIC Deposit Insurance: 03/25/1996
Bank Holding Company: STAR VALLEY BANCSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Bank of Star Valley FDIC Insured? Yes
What is Bank of Star Valley's Cert number? 34148
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$381,002,000
Total Deposits:
$326,830,000
Equity Capital:
$36,967,000
Net Income:
$1,332,000
Return on Assets (ROA):
1.4976%
Return on Equity (ROE):
17.7300%
Headquarters:
Afton
Regulator:
FED
# of Offices:
3
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

PKZY
★★★★★
December 17, 2025
vqGS
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Bank of Star Valley
Your Name:
Your Rating:

Frequently Asked Questions About Bank of Star Valley

How do I open an account at Bank of Star Valley?

You can typically open an account at Bank of Star Valley by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Bank of Star Valley provides a range of mortgage and home equity products.

Is Bank of Star Valley a safe place to deposit money?

Yes, Bank of Star Valley is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Bank of Star Valley offer online and mobile banking?

Most modern institutions like Bank of Star Valley provide digital access including online balance checks and transfers.

Current Bank of Star Valley Rates

ProductAPY
12-Month CD3.55%
18-Month CD3.29%
24-Month CD3.19%
36-Month CD3.03%
48-Month CD3.29%
60-Month CD3.55%
Savings0.03%
MMA0.10%

Rates subject to change.