What are the current interest rates at Bank of Star Valley?

Current rates for Bank of Star Valley include: 12-Month CD: 3.80%, 18-Month CD: 3.29%, 24-Month CD: 3.09%, 36-Month CD: 2.93%, 48-Month CD: 3.29%, 60-Month CD: 3.55%, Savings: 0.03%, MMA: 0.10%

MonitorBankRates

☰

Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?

Home›
Banks›
Bank of Star Valley

iAdvertiser Disclosure

Bank of Star Valley Rates & Review September 2026

Q: How many branches does Bank of Star Valley operate?

Bank of Star Valley currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank of Star Valley does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Star Valley provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 20, 2026

Bank of Star Valley's 1 Year Certificate rates are at 3.91%, 1 Year Certificate rates are at 3.80%, 5 Year Certificate rates are at 3.65%, 5 Year Certificate rates are at 3.55%, 6-Month Certificate rates are at 3.55%. Bank of Star Valley's savings rates are at 0.03%. Bank of Star Valley's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Bank of Star Valley with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.47%. Rates last updated and verified on 09/20/2026.

Bank of Star Valley money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Star Valley? Share your experience about Bank of Star Valley by leaving a review below, or read customer reviews before you decide to use Bank of Star Valley.

Ranked #1 Healthiest Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.47%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Bank of Star Valley

384 S Washington St
Afton, WY 83110

https://www.bosv.com

Bank of Star Valley CD Rates

Product	Rate	APY	Term
1 Year Certificate	3.85%	3.91%	1 Year Certificate
Min Balance $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
1 Year Certificate	3.75%	3.80%	1 Year
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
5 Year Certificate	3.60%	3.65%	5 Year Certificate
Min Balance $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
5 Year Certificate	3.50%	3.55%	5 Year
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
6 Month Certificate	3.50%	3.55%	6 Month
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
18 Month Variable Certificate	3.38%	3.42%	18 Month
Min Deposit $250 Details Rate: 50% of Wall Street Journal Prime Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
18 Month Variable Certificate	3.38%	3.42%	18 Month
Min Balance $250 Details Term: 18 Month Variable Certificate; Rate: 50% of Wall Street Journal Prime Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
18 Month Certificate	3.35%	3.39%	18 Month Certificate
Min Balance $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
4 Year Certificate	3.35%	3.39%	4 Year Certificate
Min Balance $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
18 Month Certificate	3.25%	3.29%	18 Month
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
2 Year Certificate	3.25%	3.29%	2 Year Certificate
Min Balance $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
4 Year Certificate	3.25%	3.29%	4 Year
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
2 Year Certificate	3.15%	3.19%	2 Year
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
One time Bump 2 year term	3.15%	3.19%	2 year term
Min Balance $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
3 Year Certificate	3.10%	3.14%	3 Year Certificate
Min Balance $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
One Time Bump CD 2 year term	3.05%	3.09%	2 year term
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
3 Year Certificate	3.00%	3.03%	3 Year
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
One time Bump 3 year term	3.00%	3.03%	3 year term
Min Balance $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
One Time Bump CD 3 year term	2.90%	2.93%	3 year term
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
3 Month Certificate	2.75%	2.78%	3 Month
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%

Bank of Star Valley Savings Rates

Product	Rate	APY
Passbook Savings	1.00%	1.00%
Min Balance $500,000 Details Balance: $500,000.00 and over Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Statement Savings	1.00%	1.00%
Min Balance $500,000 Details Balance: $500,000.00 and over Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Passbook Savings	0.75%	0.75%
Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Statement Savings	0.75%	0.75%
Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Passbook Savings	0.50%	0.50%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Statement Savings	0.50%	0.50%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Health Savings	0.30%	0.30%
Min Balance $9,000 Details Balance: $9,000.00 and over Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Health Savings	0.25%	0.25%
Min Balance $6,000 Details Balance: $6,000.00 - $8,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Passbook Savings	0.25%	0.25%
Min Balance $10,000 Details Balance: $10,000.00 - $99,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Statement Savings	0.25%	0.25%
Min Balance $10,000 Details Balance: $10,000.00 - $99,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Health Savings	0.10%	0.10%
Min Balance $3,000 Details Balance: $3,000.00 - $5,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Health Savings	0.05%	0.05%
Min Balance $50 Details Balance: $50.00 - $2,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Passbook Savings	0.03%	0.03%
Min Balance $10 Details Balance: $10.00 - $9,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Statement Savings	0.03%	0.03%
Min Balance $100 Details Balance: $100.00 - $9,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%

Bank of Star Valley Money Market Rates

Product	Rate	APY
Money Market	2.50%	2.53%
Min Balance $1,000,000 Details Balance: $1,000,000.00 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Money Market	2.00%	2.02%
Min Balance $500,000 Details Balance: $500,000.00 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Money Market	1.50%	1.51%
Min Balance $250,000 Details Balance: $250,000.00 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Money Market	1.00%	1.01%
Min Balance $100,000 Details Balance: $100,000.00 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Money Market	0.15%	0.15%
Min Balance $50,000 Details Balance: $50,000.00 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Money Market	0.10%	0.10%
Min Balance $1,000 Details Balance: $1,000.00 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%

Bank of Star Valley Other Rates

Product	Rate	Points	APY/APR
Kasasa Cash Checking	5.36%	-	5.50%
Min Balance $0 Details Balance: $0.00 - $20,000.00 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Kasasa Cash Checking	0.25%	-	0.25%
Min Balance $20,000 Details Balance: $20,000.01 and over Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Kasasa Cash Checking	-	-	5.50%
Min Deposit $50 Min Balance $0 Details Qualifications Required: At least 1 direct deposit, ACH credit, or ACH payment transaction; At least 12 PIN-based / signature-based debit card purchases; Be enrolled in and agree to receive e-statements; Maintain a valid email address on record with bank; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*; Link to free Kasasa Saver to build savings automatically; Qualifying balance up to $20,000.00 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Now Account	0.02%	-	0.02%
Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Now Account	0.03%	-	0.03%
Min Balance $10,000 Details Balance: $10,000.00 - $49,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Now Account	0.04%	-	0.04%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Now Account	0.05%	-	0.05%
Min Balance $100,000 Details Balance: $100,000.00 - $149,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Now Account	0.06%	-	0.06%
Min Balance $150,000 Details Balance: $150,000.00 - $999,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Now Account	0.07%	-	0.07%
Min Balance $1,000,000 Details Balance: $1,000,000.00 and over Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Super Now Account	0.02%	-	0.02%
Min Balance $1,000 Details Balance: $1,000.00 - $49,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Super Now Account	0.05%	-	0.05%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Super Now Account	0.06%	-	0.06%
Min Balance $100,000 Details Balance: $100,000.00 - $149,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Super Now Account	0.07%	-	0.07%
Min Balance $150,000 Details Balance: $150,000.00 - $499,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Super Now Account	0.08%	-	0.08%
Min Balance $500,000 Details Balance: $500,000.00 - $999,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Super Now Account	0.09%	-	0.09%
Min Balance $1,000,000 Details Balance: $1,000,000.00 and over Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Bank of Star Valley’s Texas Ratio stayed near 0.01% in Q3 2023 to 0.47% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$420M	0.47%	5.0	A+
March 31, 2026	$404M	0.73%	5.0	A+
December 31, 2025	$401M	2.35%	5.0	A+
September 30, 2025	$396M	2.27%	5.0	A+
June 30, 2025	$401M	2.75%	5.0	A+
March 31, 2025	$404M	1.62%	5.0	A+
December 31, 2024	$397M	1.46%	5.0	A+
September 30, 2024	$409M	0.06%	5.0	A+
June 30, 2024	$391M	0.03%	5.0	A+
March 31, 2024	$381M	0.25%	5.0	A+
December 31, 2023	$403M	0.26%	5.0	A+
September 30, 2023	$383M	0.01%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Star Valley is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Star Valley rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Star Valley's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Star Valley

Bank Holding Company STAR VALLEY BANCSHARES INC

Address 384 S Washington St, Afton, WY 83110 · Lincoln

Website https://www.bosv.com

FDIC Certificate # 34148

Established 19960325

FDIC Insurance Date 19960325

Domestic Offices 3

Total Branches 3

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.47%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 2.7652%

Return on Equity (ROE) 26.4800%

Non-Performing Loans (NPL) 0.05%

Total Assets $420,019,000

Total Deposits $368,924,000

Equity Capital $43,638,000

Net Income $5,650,000

Headquarters Afton

Total Branches and Offices 3

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Bank of Star Valley earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/bank-of-star-valley-rates-review-34148">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #1 in MonitorBankRates Top 100 Healthiest Small Banks 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

Customer Reviews

There are no reviews for Bank of Star Valley yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Bank of Star Valley

Frequently Asked Questions About Bank of Star Valley

How many branches does Bank of Star Valley operate?

Bank of Star Valley currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Star Valley does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Star Valley provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Star Valley offer online and mobile banking?

Most modern institutions like Bank of Star Valley provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bosv.com.