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Bank of Grand Lake

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Bank of Grand Lake Rates & Review August 2026

Q: How many branches does Bank of Grand Lake operate?

Bank of Grand Lake currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank of Grand Lake does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Grand Lake provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Bank of Grand Lake rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Bank of Grand Lake, and you can see how they compare in the Bank of Grand Lake rate tables below. MonitorBankRates evaluates the financial stability of Bank of Grand Lake with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.11%. Database rates last updated and verified on 08/29/2026.

Bank of Grand Lake money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Grand Lake? Share your experience about Bank of Grand Lake by leaving a review below, or read customer reviews before you decide to use Bank of Grand Lake.

Ranked #73 Healthiest Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.11%

Excellent Lower than avg

Bank of Grand Lake

201 E 18th St
Grove, OK 74344

https://www.bankofgrandlake.com

Current Rate Availability

We're not currently displaying rates for Bank of Grand Lake, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Grand Lake is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Grand Lake rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Grand Lake's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Grand Lake

Bank Holding Company TOWNSEND HOLDING CO

Address 201 E 18th St, Grove, OK 74344 · Delaware

Website https://www.bankofgrandlake.com

FDIC Certificate # 57915

Established 06/09/2005

FDIC Insurance Date 06/09/2005

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.11%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4336%

Return on Equity (ROE) 18.1300%

Non-Performing Loans (NPL) 0.00%

Total Assets $235,548,000

Total Deposits $204,525,000

Equity Capital $25,487,000

Net Income $5,961,000

Headquarters Grove

Total Branches and Offices 2

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Bank of Grand Lake earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #73 in MonitorBankRates Top 100 Healthiest Small Banks 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Bank of Grand Lake

How many branches does Bank of Grand Lake operate?

Bank of Grand Lake currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Grand Lake does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Grand Lake provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Grand Lake offer online and mobile banking?

Most modern institutions like Bank of Grand Lake provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofgrandlake.com.