Anderson State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Anderson State BankToday's 12-month CD rates can be found at 4.10%, 6-month CD rates at 4.00% and 3-month CD rates at 0.03%. Current savings rates are at 0.15% and money market rates are at 3.90%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 17.75%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Anderson State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Anderson State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Anderson State Bank CD rates. You can also compare Anderson State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Anderson State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Anderson State Bank? Share your experience about Anderson State Bank by leaving a review below, or read customer reviews before you decide to use Anderson State Bank.

Anderson State Bank Texas Ratio

Anderson State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Anderson State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Anderson State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Anderson State Bank
111 W Highway St
Oneida, IL 61467
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Anderson State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Andrews Federal Credit Union
Andrews Federal Credit Union
Kasasa Checking
5.50%
$0
Three Rivers Bank of Montana
Three Rivers Bank of Montana
Kasasa Checking
4.50%
$100
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
6-Month CD
4.30%
$2,500
TAB Bank
TAB Bank
36-Month CD
3.91%
$1,000
First Federal S&L of Van Wert
First Federal S&L of Van Wert
24-Month CD
3.87%
$2,500
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
18-Month CD
3.80%
$500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
12-Month CD
3.80%
$500
Harrison County Bank
Harrison County Bank
60-Month CD
3.65%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
36-Month CD
3.61%
$1,000
Gunnison S&L
Gunnison S&L
30-Month CD
3.56%
$500
Haverhill Bank
Haverhill Bank
24-Month CD
3.50%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
24-Month CD (CDARS)
3.50%
$250,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
12-Month CD
3.50%
$1,000
City Credit Union
City Credit Union
48-Month CD
3.45%
$1,000
Camp Grove State Bank
Camp Grove State Bank
48-Month CD
3.10%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
36-Month CD
3.02%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
60-Month CD
3.00%
$500
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
48-Month CD
3.00%
$0
Heritage Bank N.A.
Heritage Bank N.A.
48-Month CD
2.90%
$75,000
FSB of St. Charles, MO
FSB of St. Charles, MO
12-Month CD
2.50%
$1,000
Providence Bank
Providence Bank
12-Month CD
2.25%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
First Security Bank Byron, MN
First Security Bank Byron, MN
Rewards Money Market
2.02%
$100,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
48-Month CD
2.01%
$500
Silver Lake Bank
Silver Lake Bank
Kasasa Savings
2.00%
$0
Lindell Bank & Trust Company
Lindell Bank & Trust Company
12-Month CD
1.50%
$1,000
Bank of Stronghurst
Bank of Stronghurst
36-Month CD
1.36%
$500
Stryv Bank
Stryv Bank
36-Month CD
1.30%
$1,000
Eureka Savings Bank
Eureka Savings Bank
18-Month CD
1.26%
$1,000
Community Bank Owatonna
Community Bank Owatonna
Money Market
1.00%
$90,000
New Albin Savings Bank
New Albin Savings Bank
Passbook Savings
1.00%
$200
GSB Guilford Savings Bank
60-Month CD
1.00%
$1,000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
48-Month CD
0.85%
$500
United Minnesota Bank
United Minnesota Bank
12-Month CD
0.85%
$500
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
36-Month CD
0.75%
$0
Greenville Federal
Greenville Federal
12-Month CD
0.70%
$500
The Honesdale National Bank
The Honesdale National Bank
24-Month CD
0.60%
$1,000
Queenstown Bank
Queenstown Bank
24-Month CD
0.50%
$500
Franklin Bank
Franklin Bank
36-Month CD
0.40%
$500
Century Bank of Florida
Century Bank of Florida
24-Month CD
0.25%
$500
Fulton Savings Bank
Fulton Savings Bank
12-Month CD
0.25%
$500
First Financial of Maryland FCU
First Financial of Maryland FCU
Money Market
0.20%
$2,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
Direct Checking
0.15%
$50
Seamens Bank
Seamens Bank
Savings
0.10%
$1
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
Money Market
0.10%
$0
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
Share Savings
0.10%
$100
Abington Bank
Abington Bank
Get Real Savings
0.05%
$10
Sturdy Savings Bank
Sturdy Savings Bank
24-Month CD
0.04%
$500
Lewis & Clark Bank
Lewis & Clark Bank
Savings
0.03%
$100
Kennebunk Savings Bank
Kennebunk Savings Bank
Harbor Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 14, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Anderson State Bank rate data right now, check back for updates, we are adding rates all the time.

Anderson State Bank Information

Anderson State Bank
111 W Highway St
Oneida, IL 61467
Knox
Established Date: 02/17/1917
FDIC Certificate #: 10858
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ANDERSON BCORP INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Anderson State Bank FDIC Insured? Yes
What is Anderson State Bank's Cert number? 10858
What is the maximum amount for insured deposits? $250,000 per holder, per account

Anderson State Bank Financials

Total Assets:
$104,843,000
Total Deposits:
$90,801,000
Equity Capital:
$13,905,000
Domestic Deposits:
$90,801,000
Net Income:
$229,000
Return on Assets:
0.9617%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
0.8623%
Pretax Quarterly Return on Assets:
0.8600%
Return on Equity:
8.2500%
Quarterly Return on Equity:
6.6300%
Leverage Tier 1 (Core Capital) Ratio:
14.7423%
Total Interest Income (YTD):
3.0326%
 
 
Headquarters:
Oneida
FDIC Field Office:
Princeton
Regulator:
FDIC
County:
Knox
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

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