BankPlus CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.00%, 6-month CD rates at 0.05% and 3-month CD rates at 3.92%. Current savings rates are at 0.40% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 16.10%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. BankPlus's 60-Month CD rates are at 0.55%, 48-Month CD rates are at 0.45%, 36-Month CD rates are at 0.35%, 24-Month CD rates are at 0.25%, 12-Month CD rates are at 0.20%. BankPlus's savings rates are at 0.05%.

BankPlus

To see how these rates compare to BankPlus CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BankPlus, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BankPlus CD rates. You can also compare BankPlus savings rates, MMA rates and mortgage rates using our other rate lists.

BankPlus money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankPlus? Share your experience about BankPlus by leaving a review below, or read customer reviews before you decide to use BankPlus.

BankPlus Texas Ratio

BankPlus's Texas Ratio is at 2.55%, which is considered excellent. The Texas Ratio for BankPlus is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BankPlus is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.20%
18-Month CD
N/A
24-Month CD
0.25%
36-Month CD
0.35%
48-Month CD
0.45%
60-Month CD
0.55%
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BankPlus
202 E Jackson St
Belzoni, MS 39038
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

BankPlus CD Rates and Interest Rates

Bank
Product
APY
Min Dep
BankPlus
BankPlus
60-Month CD
0.55%
$1,000
BankPlus
BankPlus
48-Month CD
0.45%
$1,000
BankPlus
BankPlus
36-Month CD
0.35%
$1,000
BankPlus
BankPlus
24-Month CD
0.25%
$1,000
BankPlus
BankPlus
12-Month CD
0.20%
$1,000
BankPlus
BankPlus
6-Month CD
0.15%
$1,000
BankPlus
BankPlus
3-Month CD
0.10%
$1,000
BankPlus
BankPlus
Personal Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare BankPlus Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Atkins Savings B&T
Atkins Savings B&T
18-Month CD (Adjust-A-Rate)
4.04%
$1,000
First FarmBank
First FarmBank
12-Month CD
4.00%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
36-Month CD
3.80%
$500
Inova Federal Credit Union
Inova Federal Credit Union
48-Month CD
3.75%
$200
First National Bank of Bemidji
First National Bank of Bemidji
18-Month CD
3.67%
$500
Navy Federal Credit Union
Navy Federal Credit Union
24-Month CD
3.60%
$1,000
Kennett Trust Bank
Kennett Trust Bank
24-Month CD
3.56%
$500
Minnesota First
Minnesota First
36-Month CD
3.54%
$500
Iron Workers SB
Iron Workers SB
30-Month CD
3.50%
$500
Henderson FSB
Henderson FSB
12-Month CD
3.20%
$500
Pineries Bank
Pineries Bank
48-Month CD
3.10%
$1,000
Lake Elmo Bank
Lake Elmo Bank
48-Month CD
3.08%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
36-Month CD
3.04%
$1,000
Harleysville Bank
Harleysville Bank
24-Month CD
3.01%
$500
Great Midwest Bank
Great Midwest Bank
72-Month CD
3.00%
$1,000
Empire State Bank
Empire State Bank
48-Month CD
3.00%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
Money Market
2.85%
$1,000
PCB Payne County Bank
PCB Payne County Bank
36-Month CD
2.75%
$1,000
Haddon Savings Bank
Haddon Savings Bank
12-Month CD
2.60%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
60-Month CD
2.51%
$500
Main Street Bank
Main Street Bank
18-Month CD
2.50%
$1,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
36-Month CD
2.50%
$1,000
Tucumcari Federal S&L
36-Month CD
2.17%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
60-Month CD
2.02%
$1,000
SaviBank
SaviBank
24-Month CD
2.00%
$500
International Bank of Chicago
International Bank of Chicago
48-Month CD
1.75%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
3-Month CD
1.26%
$5,000
Bank of Sun Prairie
Bank of Sun Prairie
60-Month CD
1.25%
$500
Wyoming Community Bank
Wyoming Community Bank
Money Market
1.20%
$25,000
Connection Bank
Connection Bank
48-Month CD
1.00%
$1,000
SNB St. Henry Bank
SNB St. Henry Bank
60-Month CD
1.00%
$1,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
36-Month CD
0.85%
$1,000
Everett Co-operative Bank
Everett Co-operative Bank
18-Month CD
0.65%
$500
Greeneville Federal Bank
Greeneville Federal Bank
60-Month CD
0.50%
$1,000
FNB of Nevada, Missouri
FNB of Nevada, Missouri
36-Month CD
0.50%
$1,000
Abington Bank
Abington Bank
60-Month CD
0.50%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
Premium Money Market
0.45%
$2,500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
36-Month CD
0.40%
$500
OBC Bank
OBC Bank
48-Month CD
0.35%
$1,000
Bank of Hindman
Bank of Hindman
Freedom Savings
0.30%
$10
The Middlefield Banking Company
The Middlefield Banking Company
IRA Savings
0.20%
$1,000
CorTrust Bank
CorTrust Bank
Cor Savings
0.15%
$100
Clarion County Community Bank
Clarion County Community Bank
Community Savings
0.10%
$0
Unico Bank
Unico Bank
6-Month CD
0.10%
$1,000
BayVanguard Bank
BayVanguard Bank
Interest Checking
0.05%
$100
Conneaut Savings Bank
Conneaut Savings Bank
Checking (relationship plus)
0.05%
$5,000
New Haven Bank
New Haven Bank
Money Market
0.05%
$1,000
Cornhusker Bank
Cornhusker Bank
Regular Savings
0.05%
$100
Arundel Federal Savings Bank
Arundel Federal Savings Bank
Goal Maker Savings
0.04%
$5
Coastal Heritage Bank
Coastal Heritage Bank
Direct Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 11, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

BankPlus Information

BankPlus
202 E Jackson St
Belzoni, MS 39038
Humphreys
Established Date: 01/01/1909
FDIC Certificate #: 5903
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BANCPLUS CORP
How Many Domestic U.S. Offices? 88
How Many Branches are There? 84
Is BankPlus FDIC Insured? Yes
What is BankPlus's Cert number? 5903
What is the maximum amount for insured deposits? $250,000 per holder, per account

BankPlus Financials

Total Assets:
$7,790,270,000
Total Deposits:
$6,650,583,000
Equity Capital:
$786,548,000
Domestic Deposits:
$6,650,583,000
Net Income:
$19,016,000
Return on Assets:
0.8972%
Quarterly Return on Assets:
0.9900%
Pretax Return on Assets:
1.2560%
Pretax Quarterly Return on Assets:
1.2600%
Return on Equity:
9.6000%
Quarterly Return on Equity:
9.7400%
Leverage Tier 1 (Core Capital) Ratio:
9.2046%
Total Interest Income (YTD):
5.2287%
 
 
Headquarters:
Belzoni
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Humphreys
# of Offices:
88
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

This is a first in a very long time, both average 1 year CD rates and the best 1 year CD rates in our database are higher this week. Average 1 year CD rates increased from 0.88 percent to 0.90 percent and the highest 1 year rate offered by banks in our database increased from 1.05 percent to 1.07 percent.
Nordstrom Bank 18 Month CD rates are now at 1.24 percent with a yield of 1.25 percent. View current 18 Month CD rates at Nordstrom Bank below.

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