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BankPlus Rates & Review July 2026

Q: How many branches does BankPlus operate?

BankPlus currently maintains approximately 76 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, BankPlus does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, BankPlus provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 14, 2026

You can compare BankPlus rates to other rates in our database, including 12-month CD rates currently at 3.46%, 6-month CD rates at 3.65% and 3-month CD rates at 0.30%. Savings rates are at 1.51% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.91%. All these rates can be compared to BankPlus rates. MonitorBankRates evaluates the financial stability of BankPlus with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.28%. Rates were last updated on 07/14/2026.

BankPlus money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankPlus? Share your experience about BankPlus by leaving a review below, or read customer reviews before you decide to use BankPlus.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.28%

Excellent Lower than avg

BankPlus

202 E Jackson St
Belzoni, MS 39038

http://www.bankplus.net

Current Rate Availability

We do not have BankPlus rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for BankPlus is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather BankPlus rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BankPlus's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name BankPlus

Bank Holding Company BANCPLUS CORP

Address 202 E Jackson St, Belzoni, MS 39038 · Humphreys

Website https://www.bankplus.net

FDIC Certificate # 5903

Established 01/01/1909

FDIC Insurance Date 01/01/1934

Domestic Offices 76

Total Branches 76

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.28%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8972%

Return on Equity (ROE) 9.6000%

Non-Performing Loans (NPL) 0.15%

Total Assets $8,074,068,000

Total Deposits $7,008,555,000

Equity Capital $921,813,000

Net Income $90,438,000

Headquarters Belzoni

Total Branches and Offices 76

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for BankPlus yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for BankPlus

Frequently Asked Questions About BankPlus

How many branches does BankPlus operate?

BankPlus currently maintains approximately 76 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, BankPlus does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BankPlus provides members with tools to manage their accounts and build a solid financial history.

Does BankPlus offer online and mobile banking?

Most modern institutions like BankPlus provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankplus.net.