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 Bank of Herrin Rates & Review July 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: July 11, 2026
Bank of Herrin's 12-Months Special 12-Month CD rates are at 4.10%, 6-Months Special 6-Month CD rates are at 4.00%, 36-Months 36-Month CD & IRA rates are at 1.53%, 48-Months 48-Month CD & IRA rates are at 1.53%, 60-Months 60-Month CD & IRA rates are at 1.53%. Bank of Herrin's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Bank of Herrin with a 4.1 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 16.91%. Rates were last updated on 07/11/2026. Bank of Herrin money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Herrin? Share your experience about Bank of Herrin by leaving a review below, or read customer reviews before you decide to use Bank of Herrin. 
Bank of Herrin CD Rates
Bank of Herrin Savings Rates
Bank of Herrin Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bank of Herrin is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bank of Herrin rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank of Herrin's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Bank of Herrin
Bank Holding Company
FGH BCORP INC
Address
101 S Park Ave,
Herrin, IL 62948 · Williamson
Website
https://www.bankofherrin.bank
FDIC Certificate #
11310
Established
04/12/1904
FDIC Insurance Date
01/01/1934
Domestic Offices
5
Total Branches
5
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsB-
Overall Health Grade
Score: 82/100
4.1
Excellent
Out of 5.0 Stars
16.91%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.2432%
Return on Equity (ROE)
39.5500%
Non-Performing Loans (NPL)
0.40%
Total Assets
$349,502,000
Total Deposits
$326,858,000
Equity Capital
$21,769,000
Net Income
$3,649,000
Headquarters
Herrin
Total Branches and Offices
5
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Frequently Asked Questions About Bank of HerrinHow many branches does Bank of Herrin operate?Bank of Herrin currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Bank of Herrin does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bank of Herrin provides members with tools to manage their accounts and build a solid financial history. Does Bank of Herrin offer online and mobile banking?Most modern institutions like Bank of Herrin provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofherrin.bank. Current Bank of Herrin Rates
Retrieved from our database of financial products. Rates subject to change.
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