Bank of Herrin CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Bank of Herrin Deposit Rates
Today's 12-month CD rates can be found at 2.25%, 6-month CD rates at 0.05% and 3-month CD rates at 1.00%. Current savings rates are at 0.30% and money market rates are at 1.55%. Mortgage rates today on 30-year fixed loans are around 6.84%. Credit Card rates are at 12.95%. Personal Loan rates are at 5.49%. All these rates, and more, can be found in our database of rates. Bank of Herrin's 6-Month CD special rates are at 5.06%, 60-Month CD rates are at 1.53%, 48-Month CD rates are at 1.53%, 36-Month CD rates are at 1.53%, 30-Month CD rates are at 1.32%. Bank of Herrin's savings rates are at 0.10%. Bank of Herrin's money market rates are at 0.25%.

Bank of Herrin

To see how these rates compare to Bank of Herrin CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Herrin, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Herrin CD rates. You can also compare Bank of Herrin savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Herrin money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Herrin? Share your experience about Bank of Herrin by leaving a review below, or read customer reviews before you decide to use Bank of Herrin.

Bank of Herrin Texas Ratio

Bank of Herrin's Texas Ratio is at 6.06%, which is considered excellent. The Texas Ratio for Bank of Herrin is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Herrin is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.30%
18-Month CD
1.21%
24-Month CD
1.32%
36-Month CD
1.53%
48-Month CD
1.53%
60-Month CD
1.53%
Savings
0.10%
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Herrin
101 S Park Ave
Herrin, IL 62948
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Bank of Herrin CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank of Herrin
Bank of Herrin
6-Month CD special
5.06%
$1,000
Bank of Herrin
Bank of Herrin
36-Month CD
1.53%
$1,000
Bank of Herrin
Bank of Herrin
48-Month CD
1.53%
$1,000
Bank of Herrin
Bank of Herrin
60-Month CD
1.53%
$1,000
Bank of Herrin
Bank of Herrin
24-Month CD
1.32%
$1,000
Bank of Herrin
Bank of Herrin
30-Month CD
1.32%
$1,000
Bank of Herrin
Bank of Herrin
12-Month CD
1.30%
$1,000
Bank of Herrin
Bank of Herrin
18-Month CD
1.21%
$1,000
Bank of Herrin
Bank of Herrin
Reward Checking
1.11%
$100
Bank of Herrin
Bank of Herrin
3-Month CD
0.50%
$1,000
Bank of Herrin
Bank of Herrin
Money Market Deposit
0.25%
$2,500
Bank of Herrin
Bank of Herrin
Statement Savings
0.10%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank of Herrin Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Franklin County
Bank of Franklin County
18-Month CD
5.05%
$500
First Enterprise Bank
First Enterprise Bank
12-Month CD
5.01%
$1,000
Luana Savings Bank
Luana Savings Bank
24-Month CD Jumbo
4.96%
$100,000
Highland Bank
Highland Bank
40-Month CD special
4.90%
$1,000
Cattaraugus County Bank
Cattaraugus County Bank
12-Month CD Jumbo special
4.75%
$100,000
The Wilmington Savings Bank
The Wilmington Savings Bank
6-Month CD
4.60%
$50,000
Grinnell State Bank
Grinnell State Bank
15-Month CD with Bump
4.47%
$1,000
Community Bank of Elmhurst
Community Bank of Elmhurst
13-Month CD special
4.32%
$500
Discover Bank
Discover Bank
Online Savings Account
4.25%
$0
Sallie Mae
Sallie Mae
36-Month CD
4.00%
$2,500
State Bank of Southern Utah
State Bank of Southern Utah
60-Month CD
4.00%
$500
State Bank of Newburg
State Bank of Newburg
36-Month CD
3.87%
$10,000
Rising Bank
Rising Bank
36-Month CD
3.85%
$1,000
Port Richmond Savings
Port Richmond Savings
60-Month CD
3.82%
$500
BankSouth GA
BankSouth GA
Checking Account Performance
3.56%
$0
Magyar Bank
Magyar Bank
120-Month CD
3.50%
$500
Touchmark Bank
Touchmark Bank
48-Month CD
3.50%
$1,000
Bell Bank
Bell Bank
24-Month CD
3.50%
$500
Corebank
Corebank
Money Market Business MMDA
3.30%
$250,000
Truliant Federal Credit Union
Truliant Federal Credit Union
12-Month CD certificate
3.18%
$250
Heritage Bank N.A.
Heritage Bank N.A.
36-Month CD
3.10%
$75,000
BLC Community Bank
BLC Community Bank
18-Month CD
3.03%
$2,500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
18-Month CD
3.00%
$2,500
1st Community Credit Union
1st Community Credit Union
60-Month CD certificate
2.94%
$1,000
Addition Financial Credit Union
Addition Financial Credit Union
24-Month CD certificate
2.78%
$1,000
First Southern Bank
First Southern Bank
48-Month CD
2.53%
$1,000
FNB of Waterloo
FNB of Waterloo
36-Month CD
2.52%
$1,000
FNB of Dennison
48-Month CD
2.43%
$1,000
Seattle Bank
Seattle Bank
Business Money Market
2.40%
$0
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
48-Month CD
2.25%
$1,000
Denison State Bank
Denison State Bank
60-Month CD
2.20%
$500
First Bank Elk River
First Bank Elk River
18-Month CD
2.07%
$1
Wolf River Community Bank
Wolf River Community Bank
12-Month CD
1.40%
$1,000
I3 Bank
I3 Bank
60-Month CD
1.25%
$500
Neffs National Bank
Neffs National Bank
21-Month CD
1.25%
$1,000
Bank of Franklin County
Bank of Franklin County
48-Month CD
1.16%
$500
Gainey Business Bank
Gainey Business Bank
Personal Savings Account
1.00%
$0
CIBM Bank
CIBM Bank
60-Month CD
0.85%
$500
1st Midamerica Credit Union
1st Midamerica Credit Union
18-Month CD certificate
0.75%
$1,000
The Bank of Bennington
The Bank of Bennington
Savings Account
0.50%
$0
FNB of River Falls
FNB of River Falls
36-Month CD
0.50%
$2,500
Connecticut Community Bank
Connecticut Community Bank
24-Month CD
0.35%
$500
PSB of Plainview
PSB of Plainview
Money Market Checking
0.20%
$2,500
Winter Hill Bank
Winter Hill Bank
3-Month CD
0.20%
$500
United Trust Bank
United Trust Bank
Premium Money Market
0.10%
$0
Bank of Rantoul
Bank of Rantoul
Now Account
0.10%
$500
Teachers Federal Credit Union
Teachers Federal Credit Union
Business Money Market
0.10%
$2,500
Applied Bank
Applied Bank
3-Month CD
0.05%
$1,000
Buckeye Community Bank
Buckeye Community Bank
3-Month CD
0.05%
$500
Minnwest Bank
Minnwest Bank
Thrift Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank of Herrin Information

Bank of Herrin
101 S Park Ave
Herrin, IL 62948
Williamson
Established Date: 04/12/1904
FDIC Certificate #: 11310
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FGH BCORP INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Bank of Herrin FDIC Insured? Yes
What is Bank of Herrin's Cert number? 11310
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Herrin Financials

Total Assets:
$306,457,000
Total Deposits:
$291,258,000
Equity Capital:
$9,947,000
Domestic Deposits:
$291,258,000
Net Income:
$838,000
Return on Assets:
1.2138%
Quarterly Return on Assets:
1.1000%
Pretax Return on Assets:
1.1022%
Pretax Quarterly Return on Assets:
1.1000%
Return on Equity:
24.2700%
Quarterly Return on Equity:
34.0400%
Common Equity Tier 1 Capital Ratio:
14.2563%
Tier 1 Risk-Based Capital Ratio:
14.2563%
Leverage Tier 1 (Core Capital) Ratio:
9.6039%
Total Risk-Based Capital Ratio (YTD):
15.5155%
Total Interest Income (YTD):
3.2924%
 
 
Headquarters:
Herrin
FDIC Field Office:
Mount Vernon
Regulator:
FDIC
County:
Williamson
# of Offices:
5
Metropolitan Statistical Area (MSA):
Carbondale-Marion, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Mortgage rates are low and have been low for over a year now. The current national average 30 year mortgage rate is 4.77% as reported by MonitorBankRates.com. The Mortgage Bankers Association is forecasting 30 year mortgage rates to hit 5.6% by the fourth quarter of 2011 and 6.0% by the end of 2.012.
Mortgage rates declined again this week, reversing the trend of higher mortgage rates the past few days. Current 30 year mortgage rates are averaging 4.71 percent, down from Wednesday’s average 30 year mortgage rate of 4.78 percent.
GAMC is currently offering a money market account rate of 3.00% APY on balances of $500.00 or more. The rate for balances under $500.00 is 2.90% APY. The money market account also offers the following benefits. The minimum opening balance is $50.00.

Bank or Credit Union Offers and Deals

CD Rates on 6 Month Certificates of Deposit Averaging 0.48%
Home Mortgage Rates Hit New Low: 30 Year Conventional Mortgage Rates at 4.19%, 15 Year Conventional Mortgage Rates at 3.62%
Mortgage Refinance Rates: 30 Year Refinance Rates as Low as 3.13% 15 Year Refi Rates as Low as 2.38%
Bell Buckle, Tennessee Savings Interest Rates & Money Market Account Rates
Mortgage Rates Drop Again as FOMC Continues Tapering
First Time Ever - Jumbo Mortgage Rates Lower Than Conforming Mortgage Rates
Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.51% in Mortgage Rate Survey
Sandy Spring Bank CD Rates: 5.50% APY 8-Month CD Special
Adjustable Rate Mortgage (ARM)
AIG Bank Money Market Accounts

Alternative Bank and Credit Union Offers to Explore

Compare Auto Insurance Rates and Auto Insurance Company Ratings
WTDirect Online Savings Account
Mortgage Rates End 2018 Lower
First Commonwealth Bank CD Rates
CIT Bank 1 Year CD Rates now at 1.21%
CenterState Bank Certificate of Deposit Rates
UFB Direct 6 Month CD Rates
Merrick Bank CD Rates
Existing Home Sales Jump 9.4 Percent in September
Mortgage Rates Decline on Economic and Investor Uncertainty

Bank of Herrin Reviews

There are no reviews for Bank of Herrin yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Bank of Herrin
Your Name:
Your Rating:

See how Bank of Herrin Compares to other banks