Bank of Herrin CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 0.75% and 3-month CD rates at 0.40%. Current savings rates are at 0.55% and money market rates are at 3.45%. Mortgage rates today on 30-year fixed loans are around 6.89%. Credit Card rates are at 10.90%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Bank of Herrin's 60-Month CD rates are at 1.53%, 48-Month CD rates are at 1.53%, 36-Month CD rates are at 1.53%, 24-Month CD rates are at 1.32%, 12-Month CD rates are at 1.30%. Bank of Herrin's savings rates are at 0.10%. Bank of Herrin's money market rates are at 0.25%.

Bank of Herrin

To see how these rates compare to Bank of Herrin CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Herrin, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Herrin CD rates. You can also compare Bank of Herrin savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Herrin money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Herrin? Share your experience about Bank of Herrin by leaving a review below, or read customer reviews before you decide to use Bank of Herrin.

Bank of Herrin Texas Ratio

Bank of Herrin's Texas Ratio is at 16.91%, which is considered excellent. The Texas Ratio for Bank of Herrin is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Herrin is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.30%
18-Month CD
1.21%
24-Month CD
1.32%
36-Month CD
1.53%
48-Month CD
1.53%
60-Month CD
1.53%
Savings
0.10%
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Herrin
101 S Park Ave
Herrin, IL 62948
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Bank of Herrin CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank of Herrin
Bank of Herrin
36-Month CD
1.53%
$1,000
Bank of Herrin
Bank of Herrin
48-Month CD
1.53%
$1,000
Bank of Herrin
Bank of Herrin
60-Month CD
1.53%
$1,000
Bank of Herrin
Bank of Herrin
24-Month CD
1.32%
$1,000
Bank of Herrin
Bank of Herrin
12-Month CD
1.30%
$1,000
Bank of Herrin
Bank of Herrin
18-Month CD
1.21%
$1,000
Bank of Herrin
Bank of Herrin
Reward Checking
1.11%
$100
Bank of Herrin
Bank of Herrin
3-Month CD
0.50%
$1,000
Bank of Herrin
Bank of Herrin
Money Market
0.25%
$2,500
Bank of Herrin
Bank of Herrin
Statement Savings
0.10%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank of Herrin Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Newtek Bank
Newtek Bank
High Yield Savings
4.70%
$0
Total Direct Bank
Total Direct Bank
3-Month CD
4.61%
$25,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
24-Month CD
4.02%
$500
ValleyDirect
ValleyDirect
12-Month CD
4.00%
$500
Citizens Access
Citizens Access
12-Month CD
4.00%
$5,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
12-Month CD
3.85%
$1,000
Sloan State Bank
Sloan State Bank
12-Month CD
3.80%
$1,000
S&T Bank
S&T Bank
12-Month CD
3.75%
$500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
36-Month CD
3.72%
$100
FNB of Kansas
FNB of Kansas
60-Month CD
3.50%
$1,000
Hughes Federal Credit Union
Hughes Federal Credit Union
6-Month CD
3.30%
$1,000
Agility Bank
Agility Bank
48-Month CD
3.29%
$1,000
First FSB of Kentucky
First FSB of Kentucky
6-Month CD
3.02%
$500
Manasquan Bank
Manasquan Bank
36-Month CD
3.00%
$500
Homeland Community Bank
Homeland Community Bank
12-Month CD
3.00%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
60-Month CD
3.00%
$1,000
Corebank
Corebank
24-Month CD
2.78%
$1,000
First National Bank of Bastrop
First National Bank of Bastrop
18-Month CD
2.52%
$500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
48-Month CD
2.52%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
60-Month CD
2.50%
$1,000
The Bank of Princeton
The Bank of Princeton
18-Month CD
2.50%
$500
Milton Savings Bank
Milton Savings Bank
48-Month CD
2.20%
$500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
36-Month CD
2.02%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
60-Month CD
2.02%
$500
First FarmBank
First FarmBank
Explorer Savings
2.00%
$10
Putnam County State Bank
Putnam County State Bank
Money Market
2.00%
$2,500
Huron Valley State Bank
Huron Valley State Bank
Money Market
1.76%
$5,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
Money Market
1.76%
$250,000
Home Loan State Bank
Home Loan State Bank
60-Month CD
1.31%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
36-Month CD
1.30%
$500
SSB State Street Bank
SSB State Street Bank
48-Month CD
1.26%
$1,000
5Star Bank
5Star Bank
Basic Savings
1.13%
$0
705 Federal Credit Union
705 Federal Credit Union
Kasasa Savings
1.00%
$0
Oxford Bank
Oxford Bank
Money Market
1.00%
$50,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Platinum Money Market
0.75%
$1,500
Marion State Bank Marion, TX
Marion State Bank Marion, TX
Money Market
0.65%
$2,500
Hometown National Bank
Hometown National Bank
Statement Savings
0.50%
$1,000
Queenstown Bank
Queenstown Bank
48-Month CD
0.50%
$500
Walden Savings Bank
Walden Savings Bank
3-Month CD
0.50%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Business Money Market
0.45%
$5,000
American Bank of Baxter Springs
American Bank of Baxter Springs
36-Month CD
0.45%
$1,000
MVSB
36-Month CD
0.30%
$500
The Community State Bank
The Community State Bank
Savings
0.25%
$100
NVE Bank
NVE Bank
48-Month CD
0.21%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
12-Month CD
0.20%
$2,500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
18-Month CD
0.20%
$500
North Shore Trust and Savings
North Shore Trust and Savings
Passbook Savings
0.15%
$100
Community Bank Topeka, KS
Community Bank Topeka, KS
Savings
0.05%
$100
ABCO Federal Credit Union
ABCO Federal Credit Union
Primary Share Savings
0.05%
$100
I3 Bank
I3 Bank
Premium Checking
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank of Herrin Information

Bank of Herrin
101 S Park Ave
Herrin, IL 62948
Williamson
Established Date: 04/12/1904
FDIC Certificate #: 11310
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FGH BCORP INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Bank of Herrin FDIC Insured? Yes
What is Bank of Herrin's Cert number? 11310
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Herrin Financials

Total Assets:
$326,059,000
Total Deposits:
$313,851,000
Equity Capital:
$11,479,000
Domestic Deposits:
$313,851,000
Net Income:
$759,000
Return on Assets:
1.2432%
Quarterly Return on Assets:
0.9300%
Pretax Return on Assets:
0.9275%
Pretax Quarterly Return on Assets:
0.9300%
Return on Equity:
39.5500%
Quarterly Return on Equity:
24.1300%
Common Equity Tier 1 Capital Ratio:
12.9819%
Tier 1 Risk-Based Capital Ratio:
12.9819%
Leverage Tier 1 (Core Capital) Ratio:
9.6792%
Total Risk-Based Capital Ratio (YTD):
13.9392%
Total Interest Income (YTD):
4.1949%
 
 
Headquarters:
Herrin
FDIC Field Office:
Mount Vernon
Regulator:
FDIC
County:
Williamson
# of Offices:
5
Metropolitan Statistical Area (MSA):
Carbondale-Marion, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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todays-mortgage-rates-zap-mortgage-refinancingRising interest rates are causing a drop in mortgage refinancing, reversing an upward trend started earlier this year. An upward march of U.S. Treasury yields are causing today's mortgage rates to rise quickly, killing the recent mortgage refinance boom that was brought on my lower rates.
HSBC is offering an Online Savings Account that currently yields 3.50%.  The minimum opening balance is $1.00, there are no monthly fees, no minimum balance requirements and you do not have to opening a checking account.  The really good thing about this Online Savings Account is you can make deposits and withdrawals at HSBC ATM in the United States.

Bank or Credit Union Offers and Deals

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Applied Bank Money Market Account Rates now at 0.02%
Best Savings Rate Now at 1.25% APY
First Internet Bank of Indiana 1 Year CD Rates now at 1.15%
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Get $25 from ING Direct
Los Angeles Savings Account Rates
Park National Bank CD Rates
Mortgage Rates Drop

Alternative Bank and Credit Union Offers to Explore

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EverBank 9 Month CD Rates now at 0.90%
ShoreBank Direct Online Savings Account
First Internet Bank of Indiana Money Market Account Rates now at 0.80%
Reasons for Home Ownership
California First National Bank 1 Year CD Rates now at 1.25%
Eastern Bank CD Rates: Highest Rate at 5.27% APY
Mortgage Rates May 12: Today's Mortgage Rates Near Low for 2011 in Monitor Bank Rates Mortgage Survey
Today's Mortgage Refinance Rates, 30 Year Mortgage Rates at 4.81%

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