Farmers Savings Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Farmers Savings Bank & TrustToday's 12-month CD rates can be found at 3.80%, 6-month CD rates at 4.08% and 3-month CD rates at 2.25%. Current savings rates are at 0.17% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 5.51%. Credit Card rates are at 13.90%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Farmers Savings Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers Savings Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers Savings Bank & Trust CD rates. You can also compare Farmers Savings Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers Savings Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers Savings Bank & Trust? Share your experience about Farmers Savings Bank & Trust by leaving a review below, or read customer reviews before you decide to use Farmers Savings Bank & Trust.

Farmers Savings Bank & Trust Texas Ratio

Farmers Savings Bank & Trust's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Farmers Savings Bank & Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers Savings Bank & Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Farmers Savings Bank & Trust
611 2nd St
Traer, IA 50675
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Farmers Savings Bank & Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Oak View National Bank
Oak View National Bank
Kasasa Checking
6.00%
$0
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
8-Month CD (special)
5.15%
$5,000
AAC Credit Union
AAC Credit Union
12-Month CD
4.75%
$500
HSBC Bank USA
HSBC Bank USA
6-Month CD (Online)
4.40%
$1,000
OBannon Bank
OBannon Bank
18-Month CD
4.37%
$1,000
Bankwell Bank
Bankwell Bank
18-Month CD
4.25%
$1,000
First Oklahoma Bank
First Oklahoma Bank
12-Month CD
4.25%
$1,000
AAC Credit Union
AAC Credit Union
18-Month CD
4.00%
$500
Community Commerce Bank
Community Commerce Bank
36-Month CD
3.92%
$10,000
Avidia Bank
Avidia Bank
High Yield Savings Account
3.87%
$5,000
Rising Bank
Rising Bank
15-Month CD
3.50%
$1,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
24-Month CD
3.40%
$2,500
Haviland State Bank
Haviland State Bank
24-Month CD
3.30%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
48-Month CD
3.29%
$1,000
Bank5 Connect
Bank5 Connect
21-Month CD
3.20%
$500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
60-Month CD
3.15%
$500
Saco & Biddeford Savings
Saco & Biddeford Savings
48-Month
3.04%
$500
Bank Midwest
Bank Midwest
36-Month CD
3.03%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
18-Month CD (Jumbo)
3.01%
$100,000
National Bank of Malvern
National Bank of Malvern
36-Month CD
3.00%
$500
Bank of Luxemburg
Bank of Luxemburg
24-Month CD
2.85%
$1,000
Auburn Savings Bank
Auburn Savings Bank
Money Market Complete
2.75%
$500,000
Ergo Bank
Ergo Bank
48-Month CD
2.67%
$500
Triad Bank, N.A.
Triad Bank, N.A.
36-Month CD
2.52%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Premier Money Market
2.50%
$100,000
New Market Bank
New Market Bank
36-Month CD
2.35%
$500
Harrison County Bank
Harrison County Bank
24-Month CD
2.15%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
48-Month CD
2.00%
$1,000
Security Federal Bank
Security Federal Bank
12-Month CD
1.80%
$500
Flanagan State Bank
Flanagan State Bank
60-Month CD
1.77%
$1,000
Heritage Bank Wood River, NE
18-Month CD
1.76%
$1,000
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
24-Month CD
1.65%
$1,000
FNB of Pandora
FNB of Pandora
18-Month CD
1.21%
$1,000
State Bank of Newburg
State Bank of Newburg
Savings
1.10%
$100
Heritage Bank of the Ozarks
Heritage Bank of the Ozarks
Neighbor Rewards Savings
0.75%
$0
Midland Federal S&L
Midland Federal S&L
24-Month CD
0.65%
$1,000
Mutual Federal Bank
Mutual Federal Bank
36-Month CD
0.65%
$500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
Regular Savings
0.65%
$10
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
Saving
0.65%
$0
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
60-Month CD
0.50%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
60-Month CD
0.50%
$1,000
Yampa Valley Bank
Yampa Valley Bank
Merit Checking
0.45%
$1,000
Mercer Savings Bank
Mercer Savings Bank
48-Month CD
0.45%
$100
Hometown Bank of PA
Hometown Bank of PA
24-Month CD
0.35%
$1,000
Lewis & Clark Bank
Lewis & Clark Bank
60-Month CD
0.35%
$500
First Harvest Federal Credit Union
First Harvest Federal Credit Union
Progressive Money Market
0.35%
$50,000
FNB of Elmer
FNB of Elmer
Statement Savings
0.25%
$50
Savings Bank of Walpole
Savings Bank of Walpole
Money Market
0.20%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
NOW Checking
0.15%
$0
Partners Bank of New England
Money Market
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates October 5, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.125%
5.133%
0.055
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Farmers Savings Bank & Trust rate data right now, check back for updates, we are adding rates all the time.

Farmers Savings Bank & Trust Information

Farmers Savings Bank & Trust
611 2nd St
Traer, IA 50675
Tama
Established Date: 01/01/1915
FDIC Certificate #: 10122
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: TALEN INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Farmers Savings Bank & Trust FDIC Insured? Yes
What is Farmers Savings Bank & Trust's Cert number? 10122
What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers Savings Bank & Trust Financials

Total Assets:
$209,490,000
Total Deposits:
$197,089,000
Equity Capital:
$7,791,000
Domestic Deposits:
$197,089,000
Net Income:
$555,000
Return on Assets:
1.1077%
Quarterly Return on Assets:
1.0500%
Pretax Return on Assets:
1.0956%
Pretax Quarterly Return on Assets:
1.1000%
Return on Equity:
37.4100%
Quarterly Return on Equity:
28.3600%
Common Equity Tier 1 Capital Ratio:
16.8423%
Tier 1 Risk-Based Capital Ratio:
16.8423%
Leverage Tier 1 (Core Capital) Ratio:
9.2132%
Total Risk-Based Capital Ratio (YTD):
17.2794%
Total Interest Income (YTD):
3.7502%
 
 
Headquarters:
Traer
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Tama
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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