What are the current interest rates at Fowler State Bank CO?

Current rates for Fowler State Bank CO include: 12-Month CD: 4.15%

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Fowler State Bank CO

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Fowler State Bank CO Rates & Review July 2026

Q: How many branches does Fowler State Bank CO operate?

Fowler State Bank CO currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Fowler State Bank CO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fowler State Bank CO provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 7, 2026

Fowler State Bank CO's 11-Months 11-Month High-Yield CD rates are at 4.15%. MonitorBankRates evaluates the financial stability of Fowler State Bank CO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.12%. Rates were last updated on 07/07/2026.

Fowler State Bank CO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fowler State Bank CO? Share your experience about Fowler State Bank CO by leaving a review below, or read customer reviews before you decide to use Fowler State Bank CO.

Verified Strong Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.12%

Excellent Lower than avg

Fowler State Bank

201 Main St
Fowler, CO 81039

https://www.fowlerstate.bank

Fowler State Bank CO CD Rates

Product	Rate	APY	Term	View More
11-Month High-Yield CD	-	4.15%	11 months
Min Deposit $5,000 Details Limited Time Only; Interest compounded quarterly. Open an Account Celebrate Colorado's 150th anniversary with this limited-time offer, available through August 1st, 2026. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. Not available for Public Funds. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.12%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fowler State Bank CO is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fowler State Bank CO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fowler State Bank CO's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Fowler State Bank CO

FDIC Certificate # 12372

Address 201 Main St, Fowler, CO 81039 · Otero

Website https://www.fowlerstate.bank

Established 01/01/1899

FDIC Insurance Date 01/01/1934

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.12%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.1294%

Return on Equity (ROE) 8.9600%

Non-Performing Loans (NPL) 0.13%

Total Assets $149,938,000

Total Deposits $123,633,000

Equity Capital $19,095,000

Net Income $1,371,000

Headquarters Fowler

Total Branches and Offices 1

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Fowler State Bank CO

How many branches does Fowler State Bank CO operate?

Fowler State Bank CO currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fowler State Bank CO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fowler State Bank CO provides members with tools to manage their accounts and build a solid financial history.

Does Fowler State Bank CO offer online and mobile banking?

Most modern institutions like Fowler State Bank CO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fowlerstate.bank.