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BankUnited Rates & Review April 2026

Q: How many branches does BankUnited operate?

BankUnited currently maintains approximately 55 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, BankUnited does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, BankUnited provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 11, 2026

BankUnited's 9-month CD rates are at 3.70%. MonitorBankRates evaluates the financial stability of BankUnited with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.40%. Rates were last updated on 04/11/2026.

BankUnited money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankUnited? Share your experience about BankUnited by leaving a review below, or read customer reviews before you decide to use BankUnited.

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

15.40%

Good Higher than avg

BankUnited

14817 Oak Ln
Miami Lakes, FL 33016

https://www.bankunited.com

BankUnited CD Rates

Product	Rate	APY	Term	View More
9-month CD	-	3.70%	9
Details Lock in your guaranteed rate today. Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.40%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for BankUnited is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather BankUnited rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BankUnited's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name BankUnited

Bank Holding Company BANKUNITED INC

Address 14817 Oak Ln, Miami Lakes, FL 33016 · Miami-Dade

Website https://www.bankunited.com

FDIC Certificate # 58979

Established 05/21/2009

FDIC Insurance Date 05/21/2009

Domestic Offices 55

Total Branches 55

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 92/100

5.0

Exceptional Out of 5.0 Stars

15.40%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7138%

Return on Equity (ROE) 8.9100%

Non-Performing Loans (NPL) 1.29%

Total Assets $35,027,511,000

Total Deposits $29,611,980,000

Equity Capital $3,166,950,000

Net Income $313,639,000

Headquarters Miami Lakes

Total Offices 55

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About BankUnited

Is BankUnited a safe place to deposit money?

Yes, BankUnited is considered a safe financial institution. With a Texas Ratio of 15.396169428225%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does BankUnited operate?

BankUnited currently maintains approximately 55 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, BankUnited does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BankUnited provides members with tools to manage their accounts and build a solid financial history.

Does BankUnited offer online and mobile banking?

Most modern institutions like BankUnited provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankunited.com.