Reliabank Dakota Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Reliabank Dakota's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Reliabank Dakota with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.25%. Rates were last updated on 03/05/2026.
Rate Updates and AvailabilityReliabank Dakota money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Reliabank Dakota? Share your experience about Reliabank Dakota by leaving a review below, or read customer reviews before you decide to use Reliabank Dakota. Reliabank Dakota Texas RatioReliabank Dakota's Texas Ratio is at 17.25%, which is considered good. The Texas Ratio for Reliabank Dakota is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
4.8
Exceptional
Out of 5.0 Stars
Reliabank Dakota has earned a Smart Rating of 4.8 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Reliabank Dakota is a exceptional bank worth considering, with an overall rating of 4.8 stars out of 5 stars. Overall Health & Safety Grade
B+
Good Health
Score: 89/100
Reliabank Dakota has earned an overall safety grade of B+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/05/2026 
Reliabank Dakota Savings Rates
Reliabank Dakota Money Market Rates
Reliabank Dakota Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Reliabank Dakota is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Reliabank Dakota rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Reliabank Dakota's official website for the most current offers and terms.
Bank Profile & OverviewReliabank Dakota
211 Main St NEstelline, SD 57234 Hamlin Established Date: 09/01/1920 FDIC Certificate #: 16221 Date of FDIC Deposit Insurance: 01/02/1945 Bank Holding Company: BIG SIOUX FINANCIAL INC How Many Domestic U.S. Offices? 10 How Many Branches are There? 10 Website: https://www.reliabank.com
Is Reliabank Dakota FDIC Insured? Yes
What is Reliabank Dakota's Cert number? 16221
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
4.8 / 5.0 ★
Overall Health & Safety Grade:
B+ (89/100)
Texas Ratio:
17.25%
Return on Assets (ROA):
0.4726%
Return on Equity (ROE):
12.2100%
Non-Performing Loans (NPL):
0.55%
Total Assets:
$771,540,000
Total Deposits:
$635,793,000
Equity Capital:
$59,551,000
Net Income:
$8,066,000
Headquarters:
Estelline
Regulator:
FDIC
# of Offices:
10
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsThere are no reviews for Reliabank Dakota yet. Feel free to create one below.
Add Your Rating and Review for Reliabank Dakota
Frequently Asked Questions About Reliabank DakotaHow do I open an account at Reliabank Dakota?You can typically open an account at Reliabank Dakota by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Reliabank Dakota provides a range of mortgage and home equity products. Is Reliabank Dakota a safe place to deposit money?Yes, Reliabank Dakota is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Reliabank Dakota offer online and mobile banking?Most modern institutions like Reliabank Dakota provide digital access including online balance checks and transfers. Compare to other Banks |
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