Bank of Pontiac Rates and Review January 2026
Bank of Pontiac's 60-Month CD rates are at 1.10%, 36-Month CD rates are at 0.70%, 30-Month CD rates are at 0.60%, 24-Month CD rates are at 0.50%, 18-Month CD rates are at 0.45%. Bank of Pontiac's savings rates are at 0.05%. Bank of Pontiac's money market rates are at 0.10%.
To see how these rates compare to Bank of Pontiac CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Pontiac, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Pontiac CD rates. You can also compare Bank of Pontiac savings rates, MMA rates and mortgage rates using our other rate lists. Rate Updates and AvailabilityBank of Pontiac money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Pontiac? Share your experience about Bank of Pontiac by leaving a review below, or read customer reviews before you decide to use Bank of Pontiac. Financial Stability and Texas RatioBank of Pontiac's Texas Ratio is at 1.86%, which is considered excellent. The Texas Ratio for Bank of Pontiac is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Bank of Pontiac is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Bank of Pontiac CD Rates and Interest Rates
Bank of Pontiac
60-Month CD
1.10%
$500
Bank of Pontiac
36-Month CD
0.70%
$500
Bank of Pontiac
30-Month CD
0.60%
$500
Bank of Pontiac
24-Month CD
0.50%
$500
Bank of Pontiac
18-Month CD
0.45%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Bank of Pontiac Rates with Other Competitive Bank and Credit Union Rates
Mountain America Federal Credit Union
48-Month CD
4.00%
$500
Napoleon State Bank
3-Month CD
3.80%
$1,000
Everence Trust Company
18-Month CD
3.65%
$500
FirstBank of Nebraska
24-Month CD
3.60%
$1,000
Metz Banking Company
60-Month CD
3.56%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Bank Profile & OverviewBank of Pontiac
300 W Washington StPontiac, IL 61764 Livingston Established Date: 09/06/1947 FDIC Certificate #: 16982 Date of FDIC Deposit Insurance: 01/29/1951 Bank Holding Company: PONTIAC BCORP INC How Many Domestic U.S. Offices? 11 How Many Branches are There? 14 Website: https://www.bankofpontiac.com
Is Bank of Pontiac FDIC Insured? Yes
What is Bank of Pontiac's Cert number? 16982
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$1,107,014,000
Total Deposits:
$962,430,000
Equity Capital:
$104,171,000
Net Income:
$2,645,000
Return on Assets (ROA):
1.3880%
Return on Equity (ROE):
14.4900%
Headquarters:
Pontiac
Regulator:
FED
# of Offices:
11
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for Bank of Pontiac yet. Feel free to create one below.
Add Your Rating and Review for Bank of Pontiac
Frequently Asked Questions About Bank of PontiacIs Bank of Pontiac a safe place to deposit money?Yes, Bank of Pontiac is considered a safe financial institution. With a Texas Ratio of 1.86%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Bank of Pontiac operate?Bank of Pontiac currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Bank of Pontiac does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bank of Pontiac provides members with tools to manage their accounts and build a solid financial history. Does Bank of Pontiac offer online and mobile banking?Most modern institutions like Bank of Pontiac provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofpontiac.com. Compare to other Banks |
