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BB Americas Bank Rates & Review March 2026

BB Americas Bank's 6-Months 6-Month CD and CD IRA1 rates are at 3.15%, 1 year CD and CD IRA1 rates are at 3.05%, e-CD2 1 year rates are at 3.05%, 6-Months 6-Month CD and CD IRA1 rates are at 3.00%, 2 years CD and CD IRA1 rates are at 2.75%. BB Americas Bank's savings rates are at 0.55%. BB Americas Bank's money market rates are at 1.35%. MonitorBankRates evaluates the financial stability of BB Americas Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.31%. Rates were last updated on 03/25/2026.

BB Americas Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BB Americas Bank? Share your experience about BB Americas Bank by leaving a review below, or read customer reviews before you decide to use BB Americas Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.31%
Excellent Lower than avg
BB Americas Bank
1221 Brickell Ave
Miami, FL 33131
https://www.bbamericas.com
Member FDIC

BB Americas Bank CD Rates

Product Rate APY Term View More
6 month CD and CD IRA1 3.10% 3.15% 6 months
Min Balance $100,000
Details CDs => $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
1 year CD and CD IRA1 3.00% 3.05% 1 year
Min Balance $100,000
Details CDs => $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
e-CD2 1 year 3.00% 3.05% 1
Min Balance $100,000
Details CDs => $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
6 month CD and CD IRA1 2.96% 3.00% 6 months
Details CDs < $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
2 years CD and CD IRA1 2.71% 2.75% 2 years
Min Balance $100,000
Details CDs => $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
e-CD2 2 years 2.71% 2.75% 2
Min Balance $100,000
Details CDs => $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
3 years CD and CD IRA1 2.57% 2.60% 3 years
Min Balance $100,000
Details CDs => $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
4 years CD and CD IRA1 2.57% 2.60% 4 years
Min Balance $100,000
Details CDs => $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
5 years CD and CD IRA1 2.57% 2.60% 5 years
Min Balance $100,000
Details CDs => $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
e-CD2 3 years 2.57% 2.60% 3
Min Balance $100,000
Details CDs => $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
e-CD2 4 years 2.57% 2.60% 4
Min Balance $100,000
Details CDs => $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
e-CD2 5 years 2.57% 2.60% 5
Min Balance $100,000
Details CDs => $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
1 year CD and CD IRA1 2.52% 2.55% 1 year
Details CDs < $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
2 years CD and CD IRA1 2.52% 2.55% 2 years
Details CDs < $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
e-CD2 1 year 2.52% 2.55% 1
Details CDs < $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
e-CD2 2 years 2.52% 2.55% 2
Details CDs < $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
3 years CD and CD IRA1 2.37% 2.40% 3 years
Details CDs < $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
4 years CD and CD IRA1 2.37% 2.40% 4 years
Details CDs < $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
5 years CD and CD IRA1 2.37% 2.40% 5 years
Details CDs < $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
e-CD2 3 years 2.37% 2.40% 3
Details CDs < $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
e-CD2 4 years 2.37% 2.40% 4
Details CDs < $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
e-CD2 5 years 2.37% 2.40% 5
Details CDs < $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
2 years CD = 1.93% 1.95% 2 years
Min Deposit $100,000
Details $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
2 years CD < 1.78% 1.80% 2 years
Details $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%

BB Americas Bank Savings Rates

Product Rate APY View More
Savings 0.55% 0.55%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%

BB Americas Bank Money Market Rates

Product Rate APY View More
e-Money Market 2.32% 2.35%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
Money Market 2.32% 2.35%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
e-Money Market 1.64% 1.65%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
Money Market 1.64% 1.65%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
e-Money Market 1.34% 1.35%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%
Money Market 1.34% 1.35%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%

BB Americas Bank Mortgage Rates

Product Rate Points APR Term View More
Cash Advances - - 18.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.31%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for BB Americas Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather BB Americas Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BB Americas Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name BB Americas Bank
Bank Holding Company BANCO DO BRASIL SA
Address 1221 Brickell Ave, Miami, FL 33131  ·  Miami-Dade
FDIC Certificate # 26725
Established 07/24/1986
FDIC Insurance Date 07/24/1986
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.31%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.7719%
Return on Equity (ROE) 24.2300%
Non-Performing Loans (NPL) 0.09%
Total Assets $3,205,995,000
Total Deposits $2,841,765,000
Equity Capital $353,783,000
Net Income $50,359,000
Headquarters Miami
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About BB Americas Bank

Is BB Americas Bank a safe place to deposit money?

Yes, BB Americas Bank is considered a safe financial institution. With a Texas Ratio of 1.3142601698704%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does BB Americas Bank operate?

BB Americas Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, BB Americas Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BB Americas Bank provides members with tools to manage their accounts and build a solid financial history.

Does BB Americas Bank offer online and mobile banking?

Most modern institutions like BB Americas Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bbamericas.com.

Current BB Americas Bank Rates

  • 12-Month CD2.55%
  • 24-Month CD1.80%
  • 36-Month CD2.40%
  • 48-Month CD2.40%
  • 60-Month CD2.40%
  • Savings0.55%
  • MMA1.35%
Retrieved from our database of financial products. Rates subject to change.