What are the current interest rates at BB Americas Bank?

Current rates for BB Americas Bank include: 12-Month CD: 2.55%, 24-Month CD: 2.55%, 36-Month CD: 2.40%, 48-Month CD: 2.40%, 60-Month CD: 2.40%, Savings: 0.55%, MMA: 1.35%

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BB Americas Bank

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BB Americas Bank Rates & Review September 2026

Q: How many branches does BB Americas Bank operate?

BB Americas Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, BB Americas Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, BB Americas Bank provides members with tools to manage their accounts and build a solid financial history.

Q: Does BB Americas Bank offer online and mobile banking?

Most modern institutions like BB Americas Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bbamericas.com.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

BB Americas Bank's 6-Months 6-Month CD rates are at 3.15%, 1 Year CD rates are at 3.05%, CDs => - 1 year rates are at 3.05%, 6-Months 6-Month CD rates are at 3.00%, 2 years 2 Year CD rates are at 2.75%. BB Americas Bank's savings rates are at 0.55%. BB Americas Bank's money market rates are at 1.35%. BB Americas Bank's Credit Card Rates are at 10.99%. MonitorBankRates evaluates the financial stability of BB Americas Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.98%. Rates last updated and verified on 09/18/2026.

BB Americas Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BB Americas Bank? Share your experience about BB Americas Bank by leaving a review below, or read customer reviews before you decide to use BB Americas Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.98%

Excellent Lower than avg

Health Trend

Worsening 12 quarters

Full history ›

BB Americas Bank

1221 Brickell Ave
Miami, FL 33131

https://www.bbamericas.com

BB Americas Bank CD Rates

Product	Rate	APY	Term
6 Month CD	3.10%	3.15%	6 months
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
1 Year CD	3.00%	3.05%	1 year
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
CDs => - 1 year	3.00%	3.05%	1 year
Details $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
6 Month CD	2.96%	3.00%	6 months
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
2 Year CD	2.71%	2.75%	2 years
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
CDs => - 2 years	2.71%	2.75%	2 years
Details $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
3 Year CD	2.57%	2.60%	3 years
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
4 Year CD	2.57%	2.60%	4 years
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
5 Year CD	2.57%	2.60%	5 years
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
CDs => - 3 years	2.57%	2.60%	3 years
Details $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
CDs => - 4 years	2.57%	2.60%	4 years
Details $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
CDs => - 5 years	2.57%	2.60%	5 years
Details $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
1 Year CD	2.52%	2.55%	1 year
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
2 Year CD	2.52%	2.55%	2 years
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
CDs < - 1 year	2.52%	2.55%	1 year
Details $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
CDs < - 2 years	2.52%	2.55%	2 years
Details $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
3 Year CD	2.37%	2.40%	3 years
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
4 Year CD	2.37%	2.40%	4 years
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
5 Year CD	2.37%	2.40%	5 years
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
CDs < - 3 years	2.37%	2.40%	3 years
Details $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
CDs < - 4 years	2.37%	2.40%	4 years
Details $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
CDs < - 5 years	2.37%	2.40%	5 years
Details $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%

BB Americas Bank Savings Rates

Product	Rate	APY	View More
Savings	0.55%	0.55%
Details Savings4 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%

BB Americas Bank Money Market Rates

Product	Rate	APY
e-Money Market	2.32%	2.35%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
e-Money Market	2.32%	2.35%
Min Balance $250,000 Details Balance: $250,000.00 - above Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
Money Market	2.32%	2.35%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
Money Market	2.32%	2.35%
Min Balance $250,000 Details Balance: $250,000.00 - above Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
e-Money Market	1.64%	1.65%
Min Balance $10,000 Details Balance: $10,000.00 - $99,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
Money Market	1.64%	1.65%
Min Balance $10,000 Details Balance: $10,000.00 - $99,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
e-Money Market	1.34%	1.35%
Min Balance $0 Details Balance: $0.01 - $9,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
Money Market	1.34%	1.35%
Min Balance $0 Details Balance: $0.01 - $9,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%

BB Americas Bank Credit Card Rates

Product	Rate	APR
International Secured Credit Cards - Visa Classic	-	10.99%
Details Term: 12 Statement Closing Dates; Published APR range: 10.99% to 18%. Introductory APR for the first 12 Statement Closing Dates following the opening of your Account. Variable rate up to 18% based on your creditworthiness when you open your Account. Penalty APR may be applied to your account if you make a late payment, go over your credit limit twice in a six-month period, or make a payment that is returned. If your APRs are increased for any of these reasons, the Penalty APR will apply until you make six consecutive minimum payments when due. Annual Fee: $60. Transaction Fees: Balance Transfer Either $5 or 3% of the amount of each balance transfer, whichever is greater, up to $100.00. This fee is a finance charge. Cash Advance $5.00. Foreign Transaction 0% of the transaction amount. ISA Fee 0% of each US$ transaction made outside the U.S. Puerto Rico, or U.S. Virgin Islands. Penalty Fees: Late Payment Up to US$39. Returned Payment Up to US$39. Other Fees: Rush Order Delivery Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
International Secured Credit Cards - Visa Platinum	-	10.99%
Details Term: 12 Statement Closing Dates; Published APR range: 10.99% to 18%. Introductory APR for the first 12 Statement Closing Dates following the opening of your Account. Variable rate up to 18% based on your creditworthiness when you open your Account. Penalty APR may be applied to your account if you make a late payment, go over your credit limit twice in a six-month period, or make a payment that is returned. If your APRs are increased for any of these reasons, the Penalty APR will apply until you make six consecutive minimum payments when due. Annual Fee: $120. Transaction Fees: Balance Transfer Either $5 or 3% of the amount of each balance transfer, whichever is greater, up to $100.00. This fee is a finance charge. Cash Advance $5.00. Foreign Transaction 0% of the transaction amount. ISA Fee 0% of each US$ transaction made outside the U.S. Puerto Rico, or U.S. Virgin Islands. Penalty Fees: Late Payment Up to US$39. Returned Payment Up to US$39. Other Fees: Rush Order Deliver Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
International Secured Credit Cards - Visa Classic	-	18.00%
Details Annual Fee: $60. Transaction Fees: Balance Transfer Either $5 or 3% of the amount of each balance transfer, whichever is greater, up to $100.00. This fee is a finance charge. Cash Advance $5.00. Foreign Transaction 0% of the transaction amount. ISA Fee 0% of each US$ transaction made outside the U.S. Puerto Rico, or U.S. Virgin Islands. Penalty Fees: Late Payment Up to US$39. Returned Payment Up to US$39. Other Fees: Rush Order Delivery International $45. Document Fee If a copy of any monthly statement, sales draft or similar document is provided by us at your request (other than in connection with billing error inquiries or resolution), a document fee of $3.00 plus applicable sales tax, may be assessed. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
International Secured Credit Cards - Visa Platinum	-	18.00%
Details Annual Fee: $120. Transaction Fees: Balance Transfer Either $5 or 3% of the amount of each balance transfer, whichever is greater, up to $100.00. This fee is a finance charge. Cash Advance $5.00. Foreign Transaction 0% of the transaction amount. ISA Fee 0% of each US$ transaction made outside the U.S. Puerto Rico, or U.S. Virgin Islands. Penalty Fees: Late Payment Up to US$39. Returned Payment Up to US$39. Other Fees: Rush Order Delivery International $45. Document Fee If a copy of any monthly statement, sales draft or similar document is provided by us at your request (other than in connection with billing error inquiries or resolution), a document fee of $3.00 plus applicable sales tax, may be assessed. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%

BB Americas Bank Other Rates

Product	Rate	Points	APY/APR	Term
Balance Transfers Loan	-	-	16.24%	12 months
Details Term: 12 Statement Closing Dates; Published APR range: 16.24% to 18.00%. Introductory APR for the first 12 Statement Closing Dates following the opening of your Account. After that, your APR will be variable between 16.24% to 18.00% based on your creditworthiness when you open your Account. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
Cash Advances Loan	-	-	18.00%
Details 18.00% APR for Cash Advances. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
Penalty APR Loan	-	-	18.00%
Details APR range: up to 18.00%; Variable rate up to 18.00% based on your creditworthiness. This APR may be applied to your account if you: 1) Make a late payment; 2) Go over your credit limit twice in a six-month period; 3) Make a payment that is returned. How long will the Penalty APR Apply? If your APRs are increased for any of these reasons, the Penalty APR will apply until you make six consecutive minimum payments when due. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%
Purchases Loan	-	-	16.24%	12 months
Details Term: 12 Statement Closing Dates; Published APR range: 16.24% to 18.00%. Introductory APR for the first 12 Statement Closing Dates following the opening of your Account. After that, your APR will be variable between 16.24% to 18.00% based on your creditworthiness when you open your Account. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.98%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

BB Americas Bank’s Texas Ratio rose from 1.31% in Q3 2023 to 4.98% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.5B	4.98%	5.0	A+
March 31, 2026	$3.4B	4.96%	5.0	A+
December 31, 2025	$3.2B	4.35%	5.0	A+
September 30, 2025	$3.2B	4.88%	5.0	A+
June 30, 2025	$3.1B	2.13%	5.0	A+
March 31, 2025	$3.0B	2.72%	5.0	A+
December 31, 2024	$2.8B	2.25%	5.0	A+
September 30, 2024	$2.8B	1.63%	5.0	A+
June 30, 2024	$2.8B	3.95%	5.0	A+
March 31, 2024	$2.9B	2.55%	5.0	A+
December 31, 2023	$2.8B	2.55%	5.0	A+
September 30, 2023	$2.7B	1.31%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for BB Americas Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather BB Americas Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BB Americas Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name BB Americas Bank

Bank Holding Company BANCO DO BRASIL SA

Address 1221 Brickell Ave, Miami, FL 33131 · Miami-Dade

Website https://www.bbamericas.com

FDIC Certificate # 26725

Established 19860724

FDIC Insurance Date 19860724

Domestic Offices 4

Total Branches 4

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

4.98%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.5731%

Return on Equity (ROE) 14.5200%

Non-Performing Loans (NPL) 0.52%

Total Assets $3,472,123,000

Total Deposits $3,086,173,000

Equity Capital $373,318,000

Net Income $26,406,000

Headquarters Miami

Total Branches and Offices 4

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

BB Americas Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About BB Americas Bank

How many branches does BB Americas Bank operate?

BB Americas Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, BB Americas Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BB Americas Bank provides members with tools to manage their accounts and build a solid financial history.

Does BB Americas Bank offer online and mobile banking?

Most modern institutions like BB Americas Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bbamericas.com.