USB Union Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 4.06% and 3-month CD rates at 1.65%. Current savings rates are at 0.03% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 7.34%. Credit Card rates are at 16.20%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates. USB Union Savings Bank's 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.55%, 36-Month CD rates are at 0.50%, 24-Month CD rates are at 0.40%, 18-Month CD rates are at 0.35%. USB Union Savings Bank's savings rates are at 0.03%. USB Union Savings Bank's money market rates are at 0.03%. USB Union Savings Bank's 5/1 ARM rates are at 5.75%, 7/1 ARM rates are at 5.88%, 30-Year Fixed rates are at 6.38%, 15-Year Fixed rates are at 6.12%.

USB Union Savings Bank

To see how these rates compare to USB Union Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from USB Union Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with USB Union Savings Bank CD rates. You can also compare USB Union Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

USB Union Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at USB Union Savings Bank? Share your experience about USB Union Savings Bank by leaving a review below, or read customer reviews before you decide to use USB Union Savings Bank.

USB Union Savings Bank Texas Ratio

USB Union Savings Bank's Texas Ratio is at 2.10%, which is considered excellent. The Texas Ratio for USB Union Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, USB Union Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
0.35%
24-Month CD
0.40%
36-Month CD
0.50%
48-Month CD
0.55%
60-Month CD
0.60%
Savings
0.03%
MMA
0.03%
30-Year Fixed
6.51%
Credit Card
N/A
Personal Loan
N/A
USB Union Savings Bank
8805 Governors Hill Dr
Cincinnati, OH 45249
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

USB Union Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
USB Union Savings Bank
USB Union Savings Bank
60-Month CD
0.60%
$1,000
USB Union Savings Bank
USB Union Savings Bank
48-Month CD
0.55%
$1,000
USB Union Savings Bank
USB Union Savings Bank
36-Month CD
0.50%
$1,000
USB Union Savings Bank
USB Union Savings Bank
24-Month CD
0.40%
$1,000
USB Union Savings Bank
USB Union Savings Bank
18-Month CD
0.35%
$1,000
USB Union Savings Bank
USB Union Savings Bank
12-Month CD
0.25%
$1,000
USB Union Savings Bank
USB Union Savings Bank
Access Savings
0.03%
$0
USB Union Savings Bank
USB Union Savings Bank
Money Market
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

USB Union Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
6.125%
6.339%
0.000
USB Union Savings Bank
USB Union Savings Bank
30-Year Fixed
6.375%
6.506%
0.000
USB Union Savings Bank
USB Union Savings Bank
7/1 ARM
5.875%
6.544%
0.000
USB Union Savings Bank
USB Union Savings Bank
5/1 ARM
5.750%
6.627%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare USB Union Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mutual Security Credit Union
Mutual Security Credit Union
Progressive Savings
4.25%
$0
Fidelity
Fidelity
24-Month CD
4.20%
$1,000
State Bank of Southern Utah
State Bank of Southern Utah
60-Month CD
4.00%
$500
Inova Federal Credit Union
Inova Federal Credit Union
24-Month CD
3.75%
$200
The Citizens Bank of Weston
The Citizens Bank of Weston
24-Month CD
3.75%
$500
Meridian Bank
Meridian Bank
18-Month CD
3.65%
$500
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
12-Month CD
3.50%
$1,000
The MINT National Bank
The MINT National Bank
36-Month CD
3.50%
$10,000
Sikorsky Credit Union
Sikorsky Credit Union
36-Month CD
3.40%
$500
Bank Plus
Bank Plus
Kasasa Checking
3.06%
$0
State Bank of Southern Utah
State Bank of Southern Utah
Big Interest Checking
3.04%
$0
First National Bank of Ava
First National Bank of Ava
24-Month CD
3.03%
$500
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
36-Month CD
3.00%
$0
AAA Federal Credit Union
AAA Federal Credit Union
18-Month CD
2.95%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
18-Month CD
2.77%
$1,000
Homewood Federal SB
Homewood Federal SB
60-Month CD
2.75%
$500
Torrington Savings Bank
Torrington Savings Bank
Signature Money Market
2.75%
$150,000
Sacramento Deposit Bank
Sacramento Deposit Bank
18-Month CD
2.68%
$1,000
Lea County State Bank
Lea County State Bank
48-Month CD
2.53%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
48-Month CD
2.20%
$100
Geddes Federal S&L
Geddes Federal S&L
60-Month CD
2.12%
$500
First Bank Elk River
First Bank Elk River
48-Month CD
2.10%
$1
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
3-Month CD
2.02%
$1,000
National Bank of Malvern
National Bank of Malvern
Money Market
2.02%
$250,000
Bank of Lake Mills
Bank of Lake Mills
Interest Advantage Checking
2.00%
$25
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
24-Month CD
2.00%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
Kasasa Savings
2.00%
$5
Clinton Bank
Clinton Bank
18-Month CD
1.56%
$500
Hilltop National Bank
Hilltop National Bank
12-Month CD
1.51%
$1,000
OneLocal Bank
OneLocal Bank
48-Month CD
1.50%
$1,000
Shelby County State Bank
Shelby County State Bank
60-Month CD
1.36%
$1,000
Fremont Bank
Fremont Bank
48-Month CD
1.25%
$2,500
Ion Bank
Ion Bank
Ka-Ching! Savings
1.25%
$50
Community Bank Owatonna
Community Bank Owatonna
24-Month CD
1.20%
$1,000
CNB St Louis Bank
CNB St Louis Bank
36-Month CD
1.05%
$500
FNB of Brownstown
36-Month CD
1.05%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Basic Savings
1.00%
$25
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
18-Month CD
1.00%
$500
Texas Heritage National Bank
Texas Heritage National Bank
Money Market
1.00%
$0
First National Bank VA
First National Bank VA
Money Market
0.75%
$2,500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
First Fed Plus Savings
0.71%
$1
OSB Odin State Bank
OSB Odin State Bank
Regular Savings
0.60%
$10
Hometown National Bank
Hometown National Bank
Statement Savings
0.50%
$1,000
Somerset Trust Company
Somerset Trust Company
Advantage Interest Money Market
0.31%
$1,000,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Statement Savings
0.20%
$25
Community Bank of Raymore
Community Bank of Raymore
Money Market
0.15%
$50,000
SaviBank
SaviBank
Savings
0.10%
$0
Yakima Federal S&L
Yakima Federal S&L
Simply Savings
0.05%
$100
Collinsville Bank
Collinsville Bank
Savings
0.05%
$5
New Market Bank
New Market Bank
Prestige Plus Checking
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

USB Union Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

USB Union Savings Bank Information

USB Union Savings Bank
8805 Governors Hill Dr
Cincinnati, OH 45249
Hamilton
Established Date: 03/01/1904
FDIC Certificate #: 32296
Date of FDIC Deposit Insurance: 03/26/1985
How Many Domestic U.S. Offices? 37
How Many Branches are There? 38
Is USB Union Savings Bank FDIC Insured? Yes
What is USB Union Savings Bank's Cert number? 32296
What is the maximum amount for insured deposits? $250,000 per holder, per account

USB Union Savings Bank Financials

Total Assets:
$3,893,467,000
Total Deposits:
$3,110,950,000
Equity Capital:
$392,734,000
Domestic Deposits:
$3,110,950,000
Net Income:
$5,702,000
Return on Assets:
1.4898%
Quarterly Return on Assets:
0.5800%
Pretax Return on Assets:
0.5835%
Pretax Quarterly Return on Assets:
0.5800%
Return on Equity:
13.7600%
Quarterly Return on Equity:
5.8200%
Leverage Tier 1 (Core Capital) Ratio:
10.7874%
Total Interest Income (YTD):
4.8683%
 
 
Headquarters:
Cincinnati
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Hamilton
# of Offices:
37
Metropolitan Statistical Area (MSA):
Cincinnati, OH-KY-IN
Consolidated Metropolitan Statistical Area (CMSA):
Cincinnati-Hamilton, OH-KY-IN
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Bank CD rates are higher this week as ten different banks increased CD rates on a wide range of CD products. The largest increase was from TAB Bank, which increased their 6 month CD rate by 25 basis to 2.12 percent. TAB now has the second highest 6 month CD rate currently available. The highest 6 month rate is held by My eBanc at 2.20 percent.

Mortgage rates decreased in the most recent mortgage survey released Wednesday morning. 30 year mortgage rates decreased to 4.75 percent for the week ending June 18, 2010 in the latest Weekly Mortgage Application Survey released by Mortgage Bankers Association (MBA). The average 30 year mortgage rate is down from the previous week's average of 4.82 percent. Mortgage discount points averaged 1.07 points, up from the prior week's average of 0.89 points. The average contract 15 year mortgage rate is down to 4.19 percent for the week ending June 18, 2010, down from the previous week's average contract mortgage rate of 4.23 percent. Average mortgage discount points increased to 1.00 points, up from the prior week’s average of 0.83 points. The average contract rate for 1 year adjustable mortgage rates is down to 7.05 percent for the week ending June 18, 2010, down from the prior week’s average contract mortgage rate of 7.07 percent. Mortgage points on 1 year adjustable mortgage rates remained unchanged at 0.27 points.
Mortgage rates are mixed this week as 10 year Treasury yields have been trading in a tight range the past week. Current mortgage rates today on 30 year home loans are averaging 3.93%, an increase from last week’s average 30 year mortgage rate of 3.90%. Mortgage rates on 15 year mortgage loans are averaging 3.24%, an increase from last week’s average 15 year mortgage rate of 3.23%.

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USB Union Savings Bank Reviews

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