USB Union Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.50%, 6-month CD rates at 3.44% and 3-month CD rates at 3.00%. Current savings rates are at 0.05% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.88%. Credit Card rates are at 12.95%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. USB Union Savings Bank's 13-Month CD promo special rates are at 5.10%, 8-Month CD promo special rates are at 4.58%, 54-Month CD promo special rates are at 3.55%, 25-Month CD promo special rates are at 3.29%, 5-Month CD promo special rates are at 3.03%. USB Union Savings Bank's 30-Year Fixed rates are at 7.50%, 20-Year Fixed rates are at 7.25%, 15-Year Fixed rates are at 6.75%.

USB Union Savings Bank

To see how these rates compare to USB Union Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from USB Union Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with USB Union Savings Bank CD rates. You can also compare USB Union Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

USB Union Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at USB Union Savings Bank? Share your experience about USB Union Savings Bank by leaving a review below, or read customer reviews before you decide to use USB Union Savings Bank.

USB Union Savings Bank Texas Ratio

USB Union Savings Bank's Texas Ratio is at 2.49%, which is considered excellent. The Texas Ratio for USB Union Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, USB Union Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
7.57%
Credit Card
N/A
Personal Loan
N/A
USB Union Savings Bank
8805 Governors Hill Dr
Cincinnati, OH 45249
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

USB Union Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
USB Union Savings Bank
USB Union Savings Bank
13-Month CD promo special
5.10%
$1,000
USB Union Savings Bank
USB Union Savings Bank
8-Month CD promo special
4.58%
$1,000
USB Union Savings Bank
USB Union Savings Bank
54-Month CD promo special
3.55%
$1,000
USB Union Savings Bank
USB Union Savings Bank
25-Month CD promo special
3.29%
$1,000
USB Union Savings Bank
USB Union Savings Bank
5-Month CD promo special
3.03%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

USB Union Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
USB Union Savings Bank
USB Union Savings Bank
30-Year Fixed
7.500%
7.573%
0.000
USB Union Savings Bank
USB Union Savings Bank
20-Year Fixed
7.250%
7.343%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
6.750%
6.803%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare USB Union Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Vast Bank
Vast Bank
18-Month CD
2.25%
$1,000
Cornerstone Bank Moorestown, NJ
Cornerstone Bank Moorestown, NJ
Consumer Money Market
0.05%
$0
Bank Forward
Bank Forward
Forward Money Market
3.00%
$2,000,000
Sound Community Bank
Sound Community Bank
6-Month CD w/checking
4.07%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
36-Month CD (Certificate)
3.50%
$500
Whitaker Bank
Whitaker Bank
12-Month CD
0.25%
$10,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
48-Month CD
0.50%
$500
Marquette Savings Bank
Marquette Savings Bank
60-Month CD
1.51%
$500
FNB Of Nokomis
FNB Of Nokomis
Money Market
0.30%
$1
Hatboro Federal Savings
Hatboro Federal Savings
Tiered Money Market
3.75%
$100,000
Southwest Missouri Bank
Southwest Missouri Bank
36-Month CD
0.70%
$500
Geddes Federal S&L
Geddes Federal S&L
12-Month CD
1.56%
$500
Ponce Bank
Ponce Bank
Non-Profit Business Checking
2.50%
$0
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
36-Month CD
0.75%
$500
Community Bank of Raymore
Community Bank of Raymore
48-Month CD
0.10%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
24-Month CD
1.25%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
12-Month CD
1.25%
$1,000
Hilltop National Bank
Hilltop National Bank
60-Month CD
2.02%
$1,000
Institution for Savings
Institution for Savings
Diamond Savings Account
2.05%
$25,000
Hoyne Savings Bank
Hoyne Savings Bank
60-Month CD
0.50%
$500
Anderson Brothers Bank
Anderson Brothers Bank
36-Month CD
3.30%
$10,000
Bank of Burlington
Bank of Burlington
Money Market Super Jumbo
3.05%
$250,000
Bank of Kampsville
Bank of Kampsville
60-Month CD
1.00%
$1,000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
36-Month CD
0.40%
$1,000
Langley Federal Credit Union
Langley Federal Credit Union
Platinum Money Market Savings
5.00%
$1,000,000
ESSA Bank & Trust
ESSA Bank & Trust
6-Month CD
0.75%
$1,000
Bank First, NA
Bank First, NA
18-Month CD
3.02%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Savings Account
0.10%
$100
Community Bank of Missouri
Community Bank of Missouri
48-Month CD
0.90%
$500
New Albin Savings Bank
New Albin Savings Bank
12-Month CD
4.99%
$1,000
Dundee Bank
Dundee Bank
Checking Account
1.75%
$100
First United Bank Park River, ND
First United Bank Park River, ND
19-Month CD special
4.26%
$500
Westside State Bank
Westside State Bank
Money Market
0.65%
$2,500
Cendera Bank
Cendera Bank
Savings Account
0.10%
$100
Ascendia Bank
Ascendia Bank
6-Month CD
1.00%
$1,000
Savings Bank of Walpole
Savings Bank of Walpole
36-Month CD
0.40%
$500
BankPlus
BankPlus
3-Month CD
0.10%
$1,000
Ambler Savings Bank
Ambler Savings Bank
12-Month CD
4.85%
$1,000
Clinton Bank
Clinton Bank
12-Month CD special
4.98%
$10,000
FSB of Burnet
FSB of Burnet
6-Month Jumbo CD
4.04%
$95,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
9-Month CD special
4.75%
$500
Charles River Bank
Charles River Bank
60-Month CD
3.00%
$1,000
The MINT National Bank
The MINT National Bank
3-Month CD
4.00%
$10,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
24-Month CD
4.50%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
60-Month CD
2.28%
$500
EverTrust Bank
EverTrust Bank
12-Month CD
3.30%
$20,000
New Mexico B&T
New Mexico B&T
48-Month CD
0.85%
$1,000
United Minnesota Bank
United Minnesota Bank
3-Month CD
0.25%
$500
Timberland Bank
Timberland Bank
60-Month CD
2.02%
$500
National Exchange Bank and Trust
National Exchange Bank and Trust
Money Market
2.02%
$250,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

USB Union Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

USB Union Savings Bank Information

USB Union Savings Bank
8805 Governors Hill Dr
Cincinnati, OH 45249
Hamilton
Established Date: 03/01/1904
FDIC Certificate #: 32296
Date of FDIC Deposit Insurance: 03/26/1985
How Many Domestic U.S. Offices? 35
How Many Branches are There? 35
Is USB Union Savings Bank FDIC Insured? Yes
What is USB Union Savings Bank's Cert number? 32296
What is the maximum amount for insured deposits? $250,000 per holder, per account

USB Union Savings Bank Financials

Total Assets:
$3,391,585,000
Total Deposits:
$2,788,012,000
Equity Capital:
$381,668,000
Domestic Deposits:
$2,788,012,000
Net Income:
$13,151,000
Return on Assets:
1.5911%
Quarterly Return on Assets:
1.5700%
Pretax Return on Assets:
1.5706%
Pretax Quarterly Return on Assets:
1.5700%
Return on Equity:
14.2000%
Quarterly Return on Equity:
13.8800%
Leverage Tier 1 (Core Capital) Ratio:
11.9632%
Total Interest Income (YTD):
3.3211%
 
 
Headquarters:
Cincinnati
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Hamilton
# of Offices:
35
Metropolitan Statistical Area (MSA):
Cincinnati, OH-KY-IN
Consolidated Metropolitan Statistical Area (CMSA):
Cincinnati-Hamilton, OH-KY-IN
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

First Federal Savings & Loan of Independence, Kansas, is advertising regular CD rates, IRA CD rates and jumbo CD rates. First Federal Savings is also two Special CD Rates. The two Special CDs include their 12 Month Millenium CD and their 18 Month Mascot CD.
CD rates continue to move higher in 2017 as November brings more new highs for 1 year CD rates. There are now three banks offering 1 year CD rates at 1.74 percent with an APY of 1.75 percent.

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