USB Union Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 4.00% and 3-month CD rates at 0.10%. Current savings rates are at 0.30% and money market rates are at 3.20%. Mortgage rates today on 30-year fixed loans are around 6.97%. Credit Card rates are at 15.99%. Personal Loan rates are at 13.04%. All these rates, and more, can be found in our database of rates. USB Union Savings Bank's 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.55%, 36-Month CD rates are at 0.45%, 24-Month CD rates are at 0.40%, 18-Month CD rates are at 0.35%. USB Union Savings Bank's savings rates are at 0.03%. USB Union Savings Bank's money market rates are at 0.03%. USB Union Savings Bank's 5/1 ARM rates are at 6.00%, 7/1 ARM rates are at 6.12%, 30-Year Fixed rates are at 6.62%, 15-Year Fixed rates are at 6.38%.

USB Union Savings Bank

To see how these rates compare to USB Union Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from USB Union Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with USB Union Savings Bank CD rates. You can also compare USB Union Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

USB Union Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at USB Union Savings Bank? Share your experience about USB Union Savings Bank by leaving a review below, or read customer reviews before you decide to use USB Union Savings Bank.

USB Union Savings Bank Texas Ratio

USB Union Savings Bank's Texas Ratio is at 2.49%, which is considered excellent. The Texas Ratio for USB Union Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, USB Union Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
0.35%
24-Month CD
0.40%
36-Month CD
0.45%
48-Month CD
0.55%
60-Month CD
0.60%
Savings
0.03%
MMA
0.03%
30-Year Fixed
6.72%
Credit Card
N/A
Personal Loan
N/A
USB Union Savings Bank
8805 Governors Hill Dr
Cincinnati, OH 45249
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

USB Union Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
USB Union Savings Bank
USB Union Savings Bank
60-Month CD
0.60%
$1,000
USB Union Savings Bank
USB Union Savings Bank
48-Month CD
0.55%
$1,000
USB Union Savings Bank
USB Union Savings Bank
36-Month CD
0.45%
$1,000
USB Union Savings Bank
USB Union Savings Bank
24-Month CD
0.40%
$1,000
USB Union Savings Bank
USB Union Savings Bank
18-Month CD
0.35%
$1,000
USB Union Savings Bank
USB Union Savings Bank
12-Month CD
0.25%
$1,000
USB Union Savings Bank
USB Union Savings Bank
Access Savings
0.03%
$0
USB Union Savings Bank
USB Union Savings Bank
Money Market
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

USB Union Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
6.375%
6.535%
0.000
USB Union Savings Bank
USB Union Savings Bank
30-Year Fixed
6.625%
6.724%
0.000
USB Union Savings Bank
USB Union Savings Bank
7/1 ARM
6.125%
7.048%
0.000
USB Union Savings Bank
USB Union Savings Bank
5/1 ARM
6.000%
7.201%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare USB Union Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ableBanking
ableBanking
6-Month CD
5.30%
$5,000
Field & Main Bank
Field & Main Bank
9-Month CD (special)
5.25%
$500
Marcus Bank
Marcus Bank
18-Month CD
4.60%
$500
Bristol County Savings Bank
Bristol County Savings Bank
12-Month CD
4.60%
$1,000
Metz Banking Company
Metz Banking Company
12-Month CD
4.60%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
72-Month CD
4.30%
$1,000
Baker-Boyer National Bank
Baker-Boyer National Bank
7-Month CD (special)
4.25%
$2,500
Sallie Mae
Sallie Mae
60-Month CD
4.00%
$2,500
American Eagle Bank
American Eagle Bank
48-Month CD
4.00%
$5,000
Bank of Edmonson County
Bank of Edmonson County
24-Month CD
3.56%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
3-Month CD
3.55%
$2,500
Access Federal Credit Union
Access Federal Credit Union
48-Month CD
3.30%
$1,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
6-Month CD
3.25%
$1,000
Transpecos Banks
Transpecos Banks
24-Month CD
3.25%
$1,000
Community Bank Bristow, OK
Community Bank Bristow, OK
18-Month CD
3.19%
$1,000
Headwaters State Bank
Headwaters State Bank
Money Market
3.04%
$250,000
Marthas Vineyard Bank
Marthas Vineyard Bank
24-Month CD
3.04%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
24-Month
3.04%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
Kasasa Checking
3.00%
$0
PSB of Plainview
PSB of Plainview
48-Month CD
2.93%
$10,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
60-Month CD
2.75%
$2,500
1st Advantage Bank
1st Advantage Bank
48-Month CD
2.75%
$500
Pineries Bank
Pineries Bank
18-Month CD
2.72%
$1,000
State Bank of Cherry
36-Month CD
2.42%
$1,000
Bradford National Bank
Bradford National Bank
36-Month CD
2.21%
$1,000
Tri-County Trust Company
Tri-County Trust Company
12-Month CD
2.02%
$1,000
Park Bank
Park Bank
12-Month CD
1.91%
$2,500
West Union Bank
West Union Bank
36-Month CD
1.90%
$500
Wolf River Community Bank
Wolf River Community Bank
18-Month CD
1.65%
$1,000
Hilltop National Bank
Hilltop National Bank
18-Month CD
1.61%
$1,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
24-Month CD
1.50%
$10,000
Root River State Bank
Root River State Bank
12-Month CD
1.40%
$300
The Bank of Glen Burnie
The Bank of Glen Burnie
36-Month CD
1.26%
$500
PennCrest Bank
PennCrest Bank
18-Month CD
1.00%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
3-Month CD
0.75%
$1,000
Richland State Bank
Richland State Bank
Passbook Savings
0.70%
$1,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
48-Month CD
0.70%
$500
KeySavings Bank
KeySavings Bank
48-Month CD
0.60%
$1,000
Sugar River Bank
Sugar River Bank
48-Month CD
0.50%
$500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
48-Month CD
0.40%
$1,000
USLA Union S&L
USLA Union S&L
18-Month CD
0.30%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
48-Month CD
0.25%
$1,000
WaterStone Bank
WaterStone Bank
12-Month CD
0.25%
$1,000
BayVanguard Bank
BayVanguard Bank
Interest Checking
0.05%
$100
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
36-Month CD
0.05%
$500
Mifflinburg B&T CO.
Mifflinburg B&T CO.
Money Market
0.05%
$0
The Bank of Bourbonnais
The Bank of Bourbonnais
48-Month CD
0.05%
$500
The Andover Bank
The Andover Bank
Preferred Money Market
0.03%
$0
First Command Bank
First Command Bank
Checking
0.01%
$1,000
F&M Bank & Trust
F&M Bank & Trust
Statement Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

USB Union Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

USB Union Savings Bank Information

USB Union Savings Bank
8805 Governors Hill Dr
Cincinnati, OH 45249
Hamilton
Established Date: 03/01/1904
FDIC Certificate #: 32296
Date of FDIC Deposit Insurance: 03/26/1985
How Many Domestic U.S. Offices? 35
How Many Branches are There? 35
Is USB Union Savings Bank FDIC Insured? Yes
What is USB Union Savings Bank's Cert number? 32296
What is the maximum amount for insured deposits? $250,000 per holder, per account

USB Union Savings Bank Financials

Total Assets:
$3,391,585,000
Total Deposits:
$2,788,012,000
Equity Capital:
$381,668,000
Domestic Deposits:
$2,788,012,000
Net Income:
$13,151,000
Return on Assets:
1.5911%
Quarterly Return on Assets:
1.5700%
Pretax Return on Assets:
1.5706%
Pretax Quarterly Return on Assets:
1.5700%
Return on Equity:
14.2000%
Quarterly Return on Equity:
13.8800%
Leverage Tier 1 (Core Capital) Ratio:
11.9632%
Total Interest Income (YTD):
3.3211%
 
 
Headquarters:
Cincinnati
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Hamilton
# of Offices:
35
Metropolitan Statistical Area (MSA):
Cincinnati, OH-KY-IN
Consolidated Metropolitan Statistical Area (CMSA):
Cincinnati-Hamilton, OH-KY-IN
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Savings rates and money market account rates have been stable this past week, no changes in average rates. The best savings rates and money market rates remained at or just above 1.00 percent for the past couple of months. We are seeing many banks increase deposit rates but their increases remain below the highest deposit rates that are currently available.

Despite comments in late August by Fed Chair, Janet Yellen, and NY Fed President, William Dudley, regarding a September rate hike, it didn't happen. The FOMC wrapped up their meeting yesterday and decided to leave the fed funds rate unchanged.

Ally Bank CD Rates IncreasedAlly Bank CD rates which were already some of the best CD rates around were increased. 3 year CD rates and 4 year CD rates at Ally Bank had the biggest increase of 25 basis points. 3 year CD rates from Ally Bank were increased to 2.75 percent and 4 year CD rates from Ally Bank were increased to 2.60 percent. You can see the rest of Ally Bank CD rates increases using the rate list below.

Bank or Credit Union Offers and Deals

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Mortgage Rates This Week: 30 Year Mortgage Rates at 3.99%
Mortgage Rates Decline: 30 Year Mortgage Rates at 4.78%, 15 year Mortgage Rates at 4.27%
Citizens Trust Bank 2 Year CD Rates now at 0.20%
Jax Metro Credit Union - Best CD Rates
Live Oak Bank CD Rates - 2.15% 12-Month CD (Nationwide)

Alternative Bank and Credit Union Offers to Explore

Goldwater Bank Money Market Account Rates now at 0.26%
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Capital One 360 Bank 5 Year Jumbo CD Rates now at 2.23%
Mortgage Rates Today December 21, 2018
Unemployment Low and Hourly Wages Up Should Mean a Rate Increase
Silvergate Bank Money Market Account Jumbo Rates now at 1.10%
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Mortgage Rates Move Higher This Week: Current 30 Year Mortgage Rates at 4.20%
Webster Bank Savings Account Promotion

USB Union Savings Bank Reviews

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