Keystone Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Keystone BankToday's 12-month CD rates can be found at 2.50%, 6-month CD rates at 4.00% and 3-month CD rates at 2.07%. Current savings rates are at 0.20% and money market rates are at 3.25%. Mortgage rates today on 30-year fixed loans are around 6.13%. Credit Card rates are at 12.40%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Keystone Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Keystone Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Keystone Bank CD rates. You can also compare Keystone Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Keystone Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Keystone Bank? Share your experience about Keystone Bank by leaving a review below, or read customer reviews before you decide to use Keystone Bank.

Keystone Bank Texas Ratio

Keystone Bank's Texas Ratio is at 2.05%, which is considered excellent. The Texas Ratio for Keystone Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Keystone Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Keystone Bank
13715 E Ladera Blvd
Austin, TX 78738
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Keystone Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ableBanking
ableBanking
6-Month CD
5.30%
$5,000
Sacramento Deposit Bank
Sacramento Deposit Bank
6-Month CD
4.84%
$1,000
All America Bank
All America Bank
Mega Money Market
4.75%
$0
First Resource Bank Exton, PA
First Resource Bank Exton, PA
15-Month CD
4.75%
$500
Kendall Bank
Kendall Bank
24-Month CD
4.65%
$1,000
Institution for Savings
Institution for Savings
Sapphire Money Market
4.50%
$2,000,000
ABNB Federal Credit Union
ABNB Federal Credit Union
18-Month CD
4.40%
$1,000
First State Bank (MI)
First State Bank (MI)
12-Month CD
4.25%
$1,000
Murphy Bank
Murphy Bank
12-Month CD
3.80%
$1,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
12-Month CD
3.79%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
Lighthouse Money Market
3.56%
$1,000,000
Lyons Federal Bank
Lyons Federal Bank
48-Month CD
3.34%
$50,000
First National Bank in Marlow
First National Bank in Marlow
12-Month CD
3.20%
$500
Conway National Bank (CNB)
Conway National Bank (CNB)
30-Month CD
3.05%
$500
State Bank of Medora
State Bank of Medora
24-Month CD
3.04%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
3-Month CD (Jumbo)
3.03%
$100,000
First National Bank in Carlyle
First National Bank in Carlyle
60-Month CD
2.86%
$1,000
Primebank
Primebank
36-Month CD
2.75%
$1,000
DB&T
DB&T
18-Month CD
2.75%
$1,000
HomePride Bank
HomePride Bank
60-Month CD
2.27%
$500
Providence Bank
Providence Bank
12-Month CD
2.25%
$1,000
Lowell Five SB
Lowell Five SB
36-Month CD
2.25%
$500
International Bank of Chicago
International Bank of Chicago
30-Month CD
2.00%
$1,000
Walpole Co-operative Bank
Walpole Co-operative Bank
Money Market
1.50%
$1,000
Neffs National Bank
Neffs National Bank
18-Month CD
1.25%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
60-Month CD
1.01%
$500
OBC Bank
OBC Bank
60-Month CD
1.00%
$1,000
Security Bank USA
Security Bank USA
Money Market
0.90%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
Savings
0.80%
$0
CIBM Bank
CIBM Bank
48-Month CD
0.75%
$500
Quoin Financial Bank
Quoin Financial Bank
Kasasa Savings
0.75%
$0
Thumb Bank and Trust
Thumb Bank and Trust
48-Month CD
0.75%
$500
1st Bank Yuma
1st Bank Yuma
48-Month CD
0.60%
$1,000
Hardin County SB
Hardin County SB
Simply Interest Checking
0.55%
$1,500
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
24-Month CD
0.45%
$1,000
Investment Savings Bank
Investment Savings Bank
24-Month CD
0.40%
$500
First Jackson Bank
First Jackson Bank
Money Market
0.35%
$0
PCSB Bank
PCSB Bank
36-Month CD
0.30%
$500
FNB of Elmer
FNB of Elmer
12-Month CD
0.30%
$500
Oxford Bank
Oxford Bank
60-Month CD
0.29%
$500
Greene County Commercial Bank
Greene County Commercial Bank
12-Month CD
0.25%
$1,000
Florence Bank
Florence Bank
18-Month CD
0.20%
$500
Somerset Savings Bank
Somerset Savings Bank
12-Month CD
0.20%
$500
North Country Savings Bank
North Country Savings Bank
36-Month CD
0.20%
$1,000
State Bank of Southern Utah
State Bank of Southern Utah
Savings
0.20%
$0
Eastern Bank
Eastern Bank
24-Month CD (Business Select)
0.20%
$500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
Tiered Statement Savings
0.15%
$0
Citizens Bank of Kansas
Citizens Bank of Kansas
Savings
0.10%
$50
AAA Federal Credit Union
AAA Federal Credit Union
Savings
0.10%
$250
Bank of New Hampshire
Bank of New Hampshire
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates October 5, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.125%
5.133%
0.055
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Keystone Bank rate data right now, check back for updates, we are adding rates all the time.

Keystone Bank Information

Keystone Bank
13715 E Ladera Blvd
Austin, TX 78738
Travis
Established Date: 04/01/1997
FDIC Certificate #: 34456
Date of FDIC Deposit Insurance: 04/01/1997
Bank Holding Company: KEYSTONE BANCSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Keystone Bank FDIC Insured? Yes
What is Keystone Bank's Cert number? 34456
What is the maximum amount for insured deposits? $250,000 per holder, per account

Keystone Bank Financials

Total Assets:
$917,072,000
Total Deposits:
$758,022,000
Equity Capital:
$88,611,000
Domestic Deposits:
$758,022,000
Net Income:
$1,708,000
Return on Assets:
0.9201%
Quarterly Return on Assets:
0.7700%
Pretax Return on Assets:
0.9947%
Pretax Quarterly Return on Assets:
0.9900%
Return on Equity:
8.6900%
Quarterly Return on Equity:
7.7700%
Common Equity Tier 1 Capital Ratio:
12.8178%
Tier 1 Risk-Based Capital Ratio:
12.8178%
Leverage Tier 1 (Core Capital) Ratio:
10.4060%
Total Risk-Based Capital Ratio (YTD):
13.8255%
Total Interest Income (YTD):
5.7524%
 
 
Headquarters:
Austin
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Travis
# of Offices:
3
Metropolitan Statistical Area (MSA):
Austin-Round Rock-Georgetown, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Citizens Trust Bank CD rates Citizens Trust Bank CD rates for CDARS CDs are not the best CD rates around but the service allows you to deposit up to $50 million and still get FDIC insurance coverage. 30 month CD rates at Citizens Trust Bank today are at 0.25 percent. 5 year CD rates from Citizens Trust Bank are higher at 0.70 percent. You can definitely get better CD rates than Citizens Trust Bank CD rates if you don't need to use the CDARS service.
Delaware Federal Credit Union (Del-One) is offering three different types of savings accounts and a money market account. The savings account rates are not the highest rates around but they are competitive with the national average savings rates. The money market account rates are a lot higher than the savings rates. The MMA interest rates are tiered. The higher the money market account balance the higher the interest rate.
Mortgage rates set new records lows again in this week's mortgage survey released this morning. 30 year mortgage rates, 15 year mortgage rates and 5 year adjustable mortgage rates all hit new record lows for the week ending September 2, 2010 in the most recent Primary Mortgage Market Survey released by Freddie Mac. Poor economic data released by the government this past week sent 10 year bond yields down below 2.50%. Lower bond yields drove mortgage rates lower. 

Bank or Credit Union Offers and Deals

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