Beal Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.90%, 6-month CD rates at 3.85% and 3-month CD rates at 2.75%. Current savings rates are at 0.03% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.05%. Credit Card rates are at 7.90%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Beal Bank's 12-Month CD rates are at 4.05%, 18-Month CD rates are at 3.75%, 60-Month CD rates are at 3.45%, 48-Month CD rates are at 3.45%, 36-Month CD rates are at 3.45%. Beal Bank's savings rates are at 3.75%. Beal Bank's money market rates are at 3.25%.

Beal Bank

To see how these rates compare to Beal Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Beal Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Beal Bank CD rates. You can also compare Beal Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Beal Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Beal Bank? Share your experience about Beal Bank by leaving a review below, or read customer reviews before you decide to use Beal Bank.

Beal Bank Texas Ratio

Beal Bank's Texas Ratio is at 5.44%, which is considered excellent. The Texas Ratio for Beal Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Beal Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.05%
18-Month CD
3.75%
24-Month CD
3.45%
36-Month CD
3.45%
48-Month CD
3.45%
60-Month CD
3.45%
Savings
3.75%
MMA
3.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Beal Bank
6000 Legacy Dr
Plano, TX 75024
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Beal Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Beal Bank
Beal Bank
12-Month CD
4.05%
$1,000
Beal Bank
Beal Bank
18-Month CD
3.75%
$1,000
Beal Bank
Beal Bank
Statement Savings
3.75%
$500
Beal Bank
Beal Bank
24-Month CD
3.45%
$1,000
Beal Bank
Beal Bank
30-Month CD
3.45%
$1,000
Beal Bank
Beal Bank
36-Month CD
3.45%
$1,000
Beal Bank
Beal Bank
48-Month CD
3.45%
$1,000
Beal Bank
Beal Bank
60-Month CD
3.45%
$1,000
Beal Bank
Beal Bank
Money Market
3.25%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Beal Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Customers Bank
Customers Bank
Yield Shield Savings
4.23%
$25,000
Bar Harbor SLA
Bar Harbor SLA
12-Month CD
4.07%
$500
Mid-America Bank
Mid-America Bank
36-Month CD
4.04%
$500
Harrison County Bank
Harrison County Bank
12-Month CD
4.00%
$1,000
Dieterich Bank
Dieterich Bank
12-Month CD
3.95%
$500
State Bank of Chilton
State Bank of Chilton
24-Month Fixed Rate CD
3.75%
$2,500
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
48-Month CD
3.75%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
15-Month CD
3.55%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
24-Month CD
3.55%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
24-Month CD
3.50%
$1,000
Service Federal Credit Union
Service Federal Credit Union
18-Month CD
3.25%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
48-Month CD
3.19%
$250
Exchange Bank and Trust Company
Exchange Bank and Trust Company
12-Month CD
3.08%
$1,000
Gunnison S&L
Gunnison S&L
12-Month CD
3.05%
$500
Machias Savings Bank
Machias Savings Bank
48-Month CD
2.80%
$500
First National Bank and Trust AL
First National Bank and Trust AL
24-Month CD
2.75%
$1,000
First Citizens State Bank
First Citizens State Bank
36-Month CD
2.75%
$100
Think Mutual Bank
Think Mutual Bank
48-Month CD
2.75%
$250
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
12-Month CD
2.75%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
Preferred Investment Max Money Market
2.70%
$5,000
Bank of Vici
Bank of Vici
60-Month CD
2.63%
$1,000
Harvest Bank
Harvest Bank
24-Month CD
2.60%
$1,000
Harvest Bank
Harvest Bank
48-Month CD
2.55%
$1,000
First National Bank of Michigan
First National Bank of Michigan
48-Month CD
2.53%
$2,500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
48-Month CD
2.52%
$1,000
First National Bank in Ord
First National Bank in Ord
48-Month CD
2.52%
$500
Ambler Savings Bank
Ambler Savings Bank
60-Month CD
2.50%
$1,000
Seattle Bank
Seattle Bank
Business Money Market
2.40%
$0
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
36-Month CD
2.30%
$1,000
PSB of Rhineland
PSB of Rhineland
36-Month CD
2.27%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
JTNB
JTNB
36-Month CD
2.00%
$1,000
International Bank of Chicago
International Bank of Chicago
60-Month CD
1.75%
$1,000
First State Bank New London, WI
First State Bank New London, WI
18-Month CD
1.55%
$5,000
South Central State Bank
South Central State Bank
18-Month CD
1.46%
$1,000
TruBank
TruBank
12-Month CD
1.10%
$500
Penn Community Bank
Penn Community Bank
36-Month CD
1.00%
$500
BankOrion
BankOrion
48-Month CD
1.00%
$500
State Bank of Graymont
State Bank of Graymont
12-Month CD
0.90%
$1,000
WSB Municipal Bank
WSB Municipal Bank
24-Month CD
0.87%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
Money Market
0.75%
$2,500
Monroe Savings Bank
Monroe Savings Bank
Money Market
0.75%
$500
Charter Bank IA
Charter Bank IA
Charter Money Market
0.50%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
30-Month CD
0.45%
$500
Adirondack Trust Company
Adirondack Trust Company
24-Month CD
0.25%
$500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Prime Savings
0.15%
$25
Charter Bank IA
Charter Bank IA
Interest Checking
0.10%
$100
Metropolitan Bank
Metropolitan Bank
Value Savings
0.05%
$1,500
Badger Bank
Badger Bank
Go Green NOW Checking
0.02%
$100
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
Premier Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Beal Bank Information

Beal Bank
6000 Legacy Dr
Plano, TX 75024
Collin
Established Date: 03/10/1988
FDIC Certificate #: 32574
Date of FDIC Deposit Insurance: 03/10/1988
Bank Holding Company: BEAL FINANCIAL CORP
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Beal Bank FDIC Insured? Yes
What is Beal Bank's Cert number? 32574
What is the maximum amount for insured deposits? $250,000 per holder, per account

Beal Bank Financials

Total Assets:
$4,843,386,000
Total Deposits:
$2,400,467,000
Equity Capital:
$1,084,717,000
Domestic Deposits:
$2,400,467,000
Net Income:
$157,389,000
Return on Assets:
3.4194%
Quarterly Return on Assets:
11.9400%
Pretax Return on Assets:
15.4914%
Pretax Quarterly Return on Assets:
15.4900%
Return on Equity:
27.8200%
Quarterly Return on Equity:
62.7500%
Common Equity Tier 1 Capital Ratio:
97.5777%
Tier 1 Risk-Based Capital Ratio:
97.5777%
Leverage Tier 1 (Core Capital) Ratio:
15.4879%
Total Risk-Based Capital Ratio (YTD):
97.8985%
Total Interest Income (YTD):
4.5711%
 
 
Headquarters:
Plano
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Collin
# of Offices:
9
Metropolitan Statistical Area (MSA):
Dallas-Fort Worth-Arlington, TX
Consolidated Metropolitan Statistical Area (CMSA):
Dallas-Fort Worth, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Texas CD Rates: Top 12 Month CD Rate 1.25% APY 1.26%

Right now on our 1 year CD rates list for Texas E-Loan.com has the highest CD rate. E-Loan is offering 1 year bank CD rates at 1.25% with a yield of 1.26%. That is one of the best CD rates available right now for a 1 year CD. That rate also beats the current 12 month national average of 0.554% as reported by Monitor Bank Rates.Search for the best CD rates at banks by using our CD rate tables at CDRates.MonitorBankRates.com. National bank and local bank CD rates are listed. The second highest CD rate on our list in Texas is from Bank of Internet. The bank is offering 12 month CD interest rates at 1.20% with a CD yield of 1.21%.     Read more...

Texas CD Rates: Best 3 Month, 6 Month and 12 Month Rates

We have complied a list of the best 3 month CD rates, 6 month CD rates and 12 month CD rates in Texas using the rate tables on MonitorBankRates.com. Right now on our 3 month list Tennessee Commerce Bank has the highest CD rate.Tennessee Commerce Bank is offering 3 month certificate of deposit rates at 0.60% with an APY of 0.60%. You won't find many 3 month CD rates at banks higher than that rate.The second best 3 month rate on our list is from Beal Bank. The bank is offering 3 month CD interest rates at 0.51% with an APY of 0.51%. Three banks have the third highest rate on our list. Discover Bank, Nationwide Bank and Bank of the West are all offering 3 month rates and yields at 0.50%.     Read more...

Arlington, Texas CD Rates

The best CD rate on our CD interest rates table in Arlington, Texas, is from Bank of Internet USA. The bank is currently offering 1 year CD rates at 1.35 percent with a bank CD yield of 1.36 percent. Bank of Internet's current CD rate is considerably higher than the current national average 12 month rate of 0.67 percent.The second highest CD rate on our list in Arlington, Texas is from Ally Bank. The bank’s current 12 month CD interest rate is 1.28 percent with a CD yield of 1.29 percent. The third best CD interest rates on our list in Arlington, TX is from Pentagon Federal Credit Union and Union National Bank. Both the credit union and the bank are offering 12 month interest rates at 1.25 percent with interest yields at 1.26 percent.     Read more...

CD Interest Rates in San Antonio, Texas

Nationwide Bank has the highest 18 month CD interest rate on our list in San Antonio, Texas. Nationwide Bank is offering 18 month bank CD rates at 1.39 percent with a bank CD yield of 1.40 percent. The current national average 18 month CD rate is only 0.78 percent.Bank of Internet has the second best 18 month CD interest rate on our list in San Antonio, TX. Bank of Internet's current 18 month rate is 1.35 percent with a yield of 1.36 percent.The third highest interest rate on our San Antonio list is from Discover Bank and Ally Bank. Both Discover and Ally are offering 18 month interest rates at 1.34 percent with a yield of 1.35 percent.     Read more...

Austin, Texas CD Interest Rates

Austin, Texas: The current national average 12 month CD interest rate is 0.68 percent this morning. You can find CD interest rates at banks and credit unions that are higher than the national average interest rates. Right now on our Austin, Texas CD interest rates list for 12 month CDs, Bank of Internet USA has the best CD interest rate. Bank of Internet is offering 12 month CD interest rates at 1.40 percent with a CD yield of 1.41 percent. That rate is more than double the current national average 12 month rate.The second highest CD interest rates on our list in Austin, TX are from two banks. Sallie Mae Bank and Discover Bank are both offering 12 month certificate of deposit rates at banks at 1.29 percent with a bank CD yield of 1.30 percent.Ally Bank has the third best certificate of deposit rate on our list in Austin. Ally Bank's current 1year bank CD interest rate is 1.28 percent with a bank CD interest yield of 1.29 percent.     Read more...

Texas CD Interest Rates and CD Yields

Searching for the best CD interest rates in the State of Texas? Whether you live in Houston, Dallas or any other city or town in Texas you can find the best CD interest rates from banks and credit unions by searching our Texas CD rate tables. You can search and compare 3 month CDs all the way up to 60 month CD interest rates. Nationwide Bank and Ally Bank currently top our 3 month rates table in Texas. Both bank's current 3 month CD rate is 0.65 percent with a CD yield of 0.65 percent. Tied for the second highest 3 month Texas CD rate is Discover Bank and Giantbank.com. Both banks are offering 3 month bank CD interest rates at 0.60 percent with bank CD yields of 0.60 percent. Moving onto 6 month CDs at banks and credit unions. Bank of Internet has the current highest 6 month CD rate on our Texas list. The bank is currently offering 6 month CD interest rates at 1.10 percent with a bank CD yield of 1.11 percent. That rate and yield is better than on most 12 month CDs.     Read more...

Best CD Rates & CD Yields in Texas

National average CD rates declined slightly again this week over last. CD rates will stay at the current levels until the end of 2010 or early 2011. The direction of CD rates will depend on the economy and the rate of inflation. The FOMC released their statement on monetary policy on June 23 and decided to keep the fed funds rate in a targeted range of zero percent to one quarter percent. The fed also kept it's language intact on keeping the fed funds rates low for an extended period of time since inflation is subdued.Looking for the best bank CD rates and credit union CD rates? Search our CD rate tables at CDRates.MonitorBankRates.com to find the best CD rates in your area.The current national average 3 month CD interest rate is 0.425 percent this week. The current national average 6 month CD rate is 0.682 percent this week. Average 12 month CD rates are higher at 0.965 percent. There are CD rates higher than the national average CD rates.     Read more...

Best 18 Month CD Rates in San Antonio, Texas

Average bank CD rates are so low right now, today's 18 month CD rates are averaging only 1.13 percent. You can find CD rates higher than the national CD rates. Tennessee Commerce Bank has the best CD rate on our list of the top 18 month CD rates in San Antonia, TX.  TCB's current 18 month bank CD rate is 1.78 percent with an annual percentage yield of 1.80 percent. The minimum opening account balance is $2,500.Looking for the best CD rates at banks and credit unions? Use our CD rate tables at CDRates.MonitorBankRates.com to find the highest CD rates.Ally Bank, American Express Bank and Nationwide Bank are tied for second on the list. All three banks have a current CD rate of 1.64 percent and an annual percentage yield of 1.65 percent. There is no minimum deposit at American Express Bank. The minimum opening account balance is only $1 at Ally Bank. Nationwide Bank's minimum deposit is $10,000.     Read more...

Beal Bank CD Rates

Beal Bank of Plano, Texas, is advertising certificates of deposit with terms ranging between 1 month and 60 months. The minimum opening deposit is $1,000.Comparing Beal Bank CD rates with other banks and credit unions, their short term CD rates are higher than most CD rates available right now. Beal Bank's 1 month certificate of deposit probably is one of the best CD rates. The current CD rate is 0.61 percent with an annual percentage yield of 0.61 percent.Beal Bank's longer term certificate of deposit rates are not the highest CD rates available right now. The bank's certficates of deposit of 18 months or longer all earn a current CD rate of 1.26 percent with an APY of 1.26 percent. We generally don't recommend investing in certificates of deposit longer than 12 months right now because CD rates will be heading up later this year and early in 2011.     Read more...

Best 12 Month CD Rates in Fort Worth, Texas

Tennessee Commerce Bank has the best CD rate on our 12 month CD rate table in Fort Worth, Texas. Tennessee Commerce Bank’s 12 month bank CD rate is 1.69 percent with an annual percentage yield (APY) of 1.70 percent. The minimum opening account balance is $2,500.Next on the list is Bank of Internet. The bank's current 12 month CD rate is 1.53 percent with an APY of 1.54 percent. The minimum opening account balance is $1,000. Both CD rates beat the current national average 12 month CD rate of 0.926 percent.

Best CD Rates

    Read more...

Top 36 Month CD Rates

top-36-month-cd-rates36 month certificate of deposit rates are averaging 1.84 percent this week. There are 36 month CD rates a lot higher than the national average rate.Right now Pentagon Federal is offering a 36 month certificate of deposit yield of 3.00 percent. The minimum opening deposit is $1,000.Below is a list of 36 month certificate of deposit rates in Dallas, Texas. You can search for the best CD rates in your zip code here: Search for the best CD rates.     Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

30 year conforming mortgage rates are averaging 4.78%, a decline from Monday's average 30 year mortgage rate of 4.85%. The average 30 year mortgage rate in Virginia is slightly lower higher than the national. Current 30 year conforming mortgage rates in Virginia are averaging 4.80%.
Average fixed mortgage rates are lower this week, following bond yields lower. 30 year mortgage rates fell from 4.22 percent last week to 4.14 percent this week. During the past week 10 year bond yields have fallen from 2.62 percent down to yesterday's close of 2.52 percent. This coming week we might see 10 year bond yields fall below 2.50 percent and 30 year rates fall below 4.10 percent.
EH National Bank Money Market Account 50K rates are now at 0.83 percent with a yield of 0.83 percent. View current Money Market Account 50K rates at EH National Bank below.

Bank or Credit Union Offers and Deals

Captial One Bank Online Savings Account Promo
Current Mortgage Refinance Rates - May 4, 2010
AIG Bank CD Rates
Mortgage Refinance Rates Increase, Mortgage Loan Volume Decreases
Keep the Shiny Side Up, Keep the Dirty Side Down
FDIC List of Troubled Banks and the Texas Ratio
Existing Home Sales Decline Slightly as Mortgage Rates Drop
Best CD Rates New York
Bad News Continues for Saving Enough for Retirement
Black River Country Bank CD Interest Rates

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Down: 30 Year Mortgage Rates at 4.96%
Jacksonville, Florida Auto Loan Rates
Mortgage Rates Hit Another Record Low
GMAC Auto Loans
Mortgage Rates Hit Another New All-Time Low: 30 year Conforming Mortgage Rates at 4.38 percent, 30 Year Jumbo Mortgage Rates at 4.92%
Refinance Rates 10-8: Near Record Low 30 Year Refinance Rates at 4.06%
EverBank Money Market Account Rates now at 0.61%
Mortgage Rates Steady After Budget and Debt Ceiling Deal
First Horizon Bank CD Rates: Best Rate at 0.10% APY
Time to Refinance your Mortgage?

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