Security Bank USA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Security Bank USA Deposit Rates
Today's 12-month CD rates can be found at 3.94%, 6-month CD rates at 2.50% and 3-month CD rates at 4.01%. Current savings rates are at 0.15% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.67%. Credit Card rates are at 14.24%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates. Security Bank USA's 6-Month CD rates are at 3.55%, 3-Month CD rates are at 3.55%, 12-Month CD rates are at 3.49%, 18-Month CD rates are at 3.44%, 36-Month CD rates are at 3.14%. Security Bank USA's savings rates are at 0.75%. Security Bank USA's money market rates are at 0.95%.

Security Bank USA

To see how these rates compare to Security Bank USA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Security Bank USA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Security Bank USA CD rates. You can also compare Security Bank USA savings rates, MMA rates and mortgage rates using our other rate lists.

Security Bank USA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Bank USA? Share your experience about Security Bank USA by leaving a review below, or read customer reviews before you decide to use Security Bank USA.

Security Bank USA Texas Ratio

Security Bank USA's Texas Ratio is at 0.93%, which is considered excellent. The Texas Ratio for Security Bank USA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Security Bank USA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.49%
18-Month CD
3.44%
24-Month CD
N/A
36-Month CD
3.14%
48-Month CD
3.09%
60-Month CD
2.98%
Savings
0.75%
MMA
0.95%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Security Bank USA
1025 Paul Bunyan Dr Nw
Bemidji, MN 56601
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Security Bank USA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Security Bank USA
Security Bank USA
3-Month CD
3.55%
$500
Security Bank USA
Security Bank USA
6-Month CD
3.55%
$500
Security Bank USA
Security Bank USA
12-Month CD
3.49%
$500
Security Bank USA
Security Bank USA
18-Month CD
3.44%
$500
Security Bank USA
Security Bank USA
36-Month CD
3.14%
$500
Security Bank USA
Security Bank USA
48-Month CD
3.09%
$500
Security Bank USA
Security Bank USA
60-Month CD
2.98%
$500
Security Bank USA
Security Bank USA
Money Market
0.95%
$10,000
Security Bank USA
Security Bank USA
Passbook Savings
0.75%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Security Bank USA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mountain America Federal Credit Union
Mountain America Federal Credit Union
36-Month CD
4.15%
$500
Raymond James Bank
Raymond James Bank
18-Month CD
4.05%
$1,000
Rosedale FSL
Rosedale FSL
12-Month CD
4.00%
$500
Three Rivers Bank of Montana
Three Rivers Bank of Montana
Kasasa Savings
4.00%
$100
Profinium, Inc.
Profinium, Inc.
18-Month CD
3.65%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
24-Month CD
3.51%
$500
Everence Trust Company
Everence Trust Company
24-Month CD
3.50%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
12-Month CD
3.50%
$500
The Clay City Banking Co.
The Clay City Banking Co.
60-Month CD
3.44%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
12-Month CD
3.30%
$1,000
CSB of Cheney, KS
CSB of Cheney, KS
18-Month CD
3.30%
$500
Horicon Bank
Horicon Bank
24-Month CD
3.28%
$1,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
18-Month CD
3.25%
$5,000
Coffee County Bank
Coffee County Bank
12-Month CD
3.25%
$1,000
Campbell & Fetter Bank
Campbell & Fetter Bank
60-Month CD
3.03%
$1,000
FSB of Rosemount
FSB of Rosemount
36-Month CD
3.00%
$500
S&T Bank
S&T Bank
48-Month CD
3.00%
$500
Laona State Bank
Laona State Bank
36-Month CD
2.78%
$500
1st Street Credit Union
1st Street Credit Union
12-Month CD
2.68%
$1,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
48-Month CD
2.54%
$1,000
Perennial Bank
Perennial Bank
48-Month CD
2.52%
$1,000
1st Colonial Community Bank
1st Colonial Community Bank
60-Month CD
2.28%
$500
BayFirst National Bank
BayFirst National Bank
24-Month CD
2.25%
$1,000
Androscoggin Savings Bank
Androscoggin Savings Bank
18-Month CD
2.00%
$500
1st Ed Credit Union
1st Ed Credit Union
24-Month CD
1.65%
$500
Osgood Bank
Osgood Bank
60-Month CD
1.51%
$1,000
Root River State Bank
Root River State Bank
18-Month CD
1.40%
$300
Lisle Savings Bank
Lisle Savings Bank
E-Savings
1.25%
$50,000
State Bank of Canton
State Bank of Canton
12-Month CD
1.25%
$50
Champlain National Bank
Champlain National Bank
60-Month CD
1.00%
$500
State Bank of Graymont
State Bank of Graymont
24-Month CD
1.00%
$1,000
Bank of Hindman
Bank of Hindman
6-Month CD
0.75%
$1,000
1st Bank Yuma
1st Bank Yuma
60-Month CD
0.65%
$1,000
Wells River Savings Bank
Wells River Savings Bank
24-Month CD
0.60%
$200
Empower Federal Credit Union
Empower Federal Credit Union
Membership Share Savings
0.55%
$0
Bank of Hillsboro
Bank of Hillsboro
Christmas Club
0.50%
$1
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
12-Month CD
0.35%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
18-Month CD
0.35%
$500
Ulster Savings Bank
Ulster Savings Bank
18-Month CD
0.30%
$500
United Southern Bank
United Southern Bank
36-Month CD
0.25%
$1,000
Harford Bank
Harford Bank
Money Market
0.20%
$100
Capital Bank TX
Capital Bank TX
NOW Checking
0.15%
$100
Freehold Bank
Freehold Bank
Passbook Savings
0.15%
$10
FLC Bank
FLC Bank
Capital Checking
0.15%
$1,000
Phoenixville Federal B&T
Statement Savings
0.15%
$100
FNB of Bellville
FNB of Bellville
First Rate Investment Money Market
0.15%
$1,000
First Commonwealth Bank
First Commonwealth Bank
36-Month CD
0.15%
$500
La Capitol Federal Credit Union
La Capitol Federal Credit Union
Special Savings
0.10%
$100
New Haven Bank
New Haven Bank
Money Market
0.05%
$1,000
Pulaski Savings Bank
Pulaski Savings Bank
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Security Bank USA Information

Security Bank USA
1025 Paul Bunyan Dr Nw
Bemidji, MN 56601
Beltrami
Established Date: 02/07/1910
FDIC Certificate #: 1604
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: SECURITY ST BANCSHARES BEMIDJI
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Security Bank USA FDIC Insured? Yes
What is Security Bank USA's Cert number? 1604
What is the maximum amount for insured deposits? $250,000 per holder, per account

Security Bank USA Financials

Total Assets:
$242,912,000
Total Deposits:
$221,076,000
Equity Capital:
$21,115,000
Domestic Deposits:
$221,076,000
Net Income:
$693,000
Return on Assets:
1.4542%
Quarterly Return on Assets:
1.1500%
Pretax Return on Assets:
1.1543%
Pretax Quarterly Return on Assets:
1.1500%
Return on Equity:
17.0700%
Quarterly Return on Equity:
13.2300%
Common Equity Tier 1 Capital Ratio:
13.4618%
Tier 1 Risk-Based Capital Ratio:
13.4618%
Leverage Tier 1 (Core Capital) Ratio:
9.3247%
Total Risk-Based Capital Ratio (YTD):
14.7143%
Total Interest Income (YTD):
5.2834%
 
 
Headquarters:
Bemidji
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Beltrami
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

alt=E-Loan is offering one of the best CD rates for a 1 year CD. The current annual percentage yield for the 1 year certificate of deposit is 4.36%. Plus if you sign up with promotional code "times25" before December 18th you will receive a $25 bonus.
USAA Money Market Account 10K rates are now at 0.20 percent with a yield of 0.20 percent. View current Money Market Account 10K rates at USAA below.
First Internet Bank of Indiana Money Market Account rates are now at 0.80 percent with a yield of 0.80 percent. View current Money Market Account rates at First Internet Bank of Indiana below.

Bank or Credit Union Offers and Deals

BankPurely CD Rates
Current Mortgage Rates Hold Steady as the FOMC Wraps Up Its Two Day Meeting
EH National Bank Money Market Account Rates now at 0.80%
Credit Cards - Review & Reform
Salem Five Direct Savings Rates
Low Savings Rates Discussed at House Finance Hearing
Getting the Best Insurance Rates and Figuring Out How Much Auto Insurance Coverage You Need
Mortgage Rates Higher, 30 Year Mortgage Rate at 4.83%, 1 Year Adjustable Mortgage Rates at 6.96%
Personal Income, Outlays and Current Savings Rates in the United States
Mortgage Rates Sunday March 6: 15 Year Mortgage Rates and Refinance Rates at 4.26%

Alternative Bank and Credit Union Offers to Explore

Weekly CD Rates: Updated May 13, 2009
Lone Star Bank 9 Month CD Rates now at 0.30%
Credit Cards: Be Smart When Using Your Credit Cards
Conforming Home Mortage Rates Mixed Freddie Mac: 30 Year Mortgage Rates at 4.32%, 15 Year Mortgage Rates at 3.75%
Mortgage Rates: 30 Year Mortgage Rates at 5.05%, 15 Year Mortgage Rates at 4.40%
Housing Relief in the Home Bailout Bill
Refinancing: Fixed Rate Mortgages Most Popular Among Homeowners Refinancing
Average CD Rates Hold Steady this Week Despite Negative Unemployment Report
Open a CD Account Today to Lock in a High CD Rate Before They Move Lower!
Health Savings Account (HSA) 101

Security Bank USA Reviews

There are no reviews for Security Bank USA yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Security Bank USA
Your Name:
Your Rating:

See how Security Bank USA Compares to other banks