Security Bank USA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.50%, 6-month CD rates at 3.20% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 5.73%. Credit Card rates are at 16.95%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates. Security Bank USA's 3-Month CD rates are at 4.11%, 6-Month CD rates are at 4.01%, 12-Month CD rates are at 3.75%, 18-Month CD rates are at 3.75%, 36-Month CD rates are at 3.49%. Security Bank USA's savings rates are at 0.80%. Security Bank USA's money market rates are at 0.90%.

Security Bank USA

To see how these rates compare to Security Bank USA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Security Bank USA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Security Bank USA CD rates. You can also compare Security Bank USA savings rates, MMA rates and mortgage rates using our other rate lists.

Security Bank USA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Bank USA? Share your experience about Security Bank USA by leaving a review below, or read customer reviews before you decide to use Security Bank USA.

Security Bank USA Texas Ratio

Security Bank USA's Texas Ratio is at 0.93%, which is considered excellent. The Texas Ratio for Security Bank USA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Security Bank USA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.75%
18-Month CD
3.75%
24-Month CD
N/A
36-Month CD
3.49%
48-Month CD
3.44%
60-Month CD
3.34%
Savings
0.80%
MMA
0.90%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Security Bank USA
1025 Paul Bunyan Dr Nw
Bemidji, MN 56601
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Security Bank USA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Security Bank USA
Security Bank USA
3-Month CD
4.11%
$25,000
Security Bank USA
Security Bank USA
6-Month CD
4.01%
$25,000
Security Bank USA
Security Bank USA
12-Month CD
3.75%
$25,000
Security Bank USA
Security Bank USA
18-Month CD
3.75%
$25,000
Security Bank USA
Security Bank USA
36-Month CD
3.49%
$25,000
Security Bank USA
Security Bank USA
48-Month CD
3.44%
$25,000
Security Bank USA
Security Bank USA
60-Month CD
3.34%
$25,000
Security Bank USA
Security Bank USA
Money Market
0.90%
$1,000
Security Bank USA
Security Bank USA
Passbook Savings
0.80%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Security Bank USA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Table Rock Community Bank
Table Rock Community Bank
6-Month CD
4.57%
$1,000
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
48-Month CD
4.24%
$500
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
24-Month CD
4.15%
$500
Perryton National Bank
Perryton National Bank
6-Month CD
4.04%
$50,000
Portage Community Bank
Portage Community Bank
Neighbor Rewards Checking
4.00%
$0
The Alden State Bank
The Alden State Bank
Kasasa Checking
4.00%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
12-Month CD
4.00%
$100
Second Federal S&L
Second Federal S&L
48-Month CD
3.85%
$500
Adams State Bank
Adams State Bank
24-Month CD
3.80%
$1,000
Mercantile Bank
Mercantile Bank
24-Month CD
3.75%
$500
Susquehanna Community Bank
Susquehanna Community Bank
Liberty Premium Money Market
3.56%
$100,000
First FSB of Mascoutah
First FSB of Mascoutah
24-Month CD
3.55%
$1,000
FNB of Bangor
FNB of Bangor
48-Month CD
3.55%
$1,000
City Credit Union
City Credit Union
48-Month CD
3.45%
$1,000
PSB Indianola, IA
PSB Indianola, IA
36-Month CD
3.35%
$1,000
All America Bank
All America Bank
36-Month CD
3.25%
$500
Citizens Independent Bank
Citizens Independent Bank
24-Month CD
3.25%
$1,000
New Peoples Bank
New Peoples Bank
36-Month CD
3.10%
$0
Bank
Bank
36-Month CD (IntraFi)
3.07%
$100,000
Avidia Bank
Avidia Bank
60-Month CD
3.05%
$1,000
OBC Bank
OBC Bank
18-Month CD
3.04%
$1,000
Grove Bank
Grove Bank
24-Month CD
3.02%
$1,000
Harleysville Bank
Harleysville Bank
24-Month CD
3.01%
$500
Greene County Commercial Bank
Greene County Commercial Bank
60-Month CD (Star)
2.90%
$1,000
Citizens Bank
Citizens Bank
14-Month CD
2.75%
$1,000
First County Bank
First County Bank
6-Month CD
2.75%
$1,000
Leighton State Bank
Leighton State Bank
48-Month CD (step)
2.75%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
36-Month CD
2.75%
$1,000
Apple Bank for Savings
Apple Bank for Savings
Apple Advantage Money Market
2.50%
$10,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
60-Month CD
2.50%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
36-Month CD
2.30%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
30-Month CD
2.25%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
12-Month CD
1.51%
$500
Mercer County State Bank
12-Month CD (IRA)
1.49%
$50
Fairfield County Bank
Fairfield County Bank
36-Month CD
1.00%
$2,500
WSB Municipal Bank
WSB Municipal Bank
48-Month CD
0.97%
$500
Home SB of Wapakoneta
Home SB of Wapakoneta
18-Month CD
0.95%
$500
HTLF Bank
HTLF Bank
60-Month CD
0.60%
$1,000
Municipal Bank
Municipal Bank
36-Month CD
0.60%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
60-Month CD
0.35%
$1,000
The Middlefield Banking Company
The Middlefield Banking Company
3-Month CD
0.20%
$500
Root River State Bank
Root River State Bank
Heritage Interest Checking
0.20%
$200
NVE Bank
NVE Bank
18-Month CD
0.13%
$1,000
First Citizens State Bank
First Citizens State Bank
Money Market
0.10%
$0
Greenville Federal
Greenville Federal
Money Market
0.07%
$0
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
Money Market
0.05%
$0
Auburn Savings Bank
Auburn Savings Bank
Statement Savings
0.05%
$25
Fulton Bank
Fulton Bank
Statement Savings
0.02%
$0
First Federal S&L Newark, OH
First Federal S&L Newark, OH
First Savers Savings
0.01%
$10
Partners Bank of New England
Money Market
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Security Bank USA Information

Security Bank USA
1025 Paul Bunyan Dr Nw
Bemidji, MN 56601
Beltrami
Established Date: 02/07/1910
FDIC Certificate #: 1604
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: SECURITY ST BANCSHARES BEMIDJI
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Security Bank USA FDIC Insured? Yes
What is Security Bank USA's Cert number? 1604
What is the maximum amount for insured deposits? $250,000 per holder, per account

Security Bank USA Financials

Total Assets:
$242,912,000
Total Deposits:
$221,076,000
Equity Capital:
$21,115,000
Domestic Deposits:
$221,076,000
Net Income:
$693,000
Return on Assets:
1.4542%
Quarterly Return on Assets:
1.1500%
Pretax Return on Assets:
1.1543%
Pretax Quarterly Return on Assets:
1.1500%
Return on Equity:
17.0700%
Quarterly Return on Equity:
13.2300%
Common Equity Tier 1 Capital Ratio:
13.4618%
Tier 1 Risk-Based Capital Ratio:
13.4618%
Leverage Tier 1 (Core Capital) Ratio:
9.3247%
Total Risk-Based Capital Ratio (YTD):
14.7143%
Total Interest Income (YTD):
5.2834%
 
 
Headquarters:
Bemidji
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Beltrami
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates and refinance rates today increased on higher bond yields. Treasury Yields rallied on Friday on the news that the European Union has finally put into place a plan to help with the debt issue. Officials agreed to allow the European Stability Mechanism (ESM) to directly recapitalize banks. Up until this point Germany insisted the any monies flowed through the governments which increased their debt-to-GDP ratios.
The best online savings rates continue to move higher for May 2018 and heading into June 2018. For about a decade now, we have been talking about online savings rates and money market rates moving lower. Then finally, about 18 months ago, we started writing about interest rates moving higher.
Average CD rates for 6 month certificates of deposit are at 0.48 percent in Bankrate's national average rate survey. You think that's a low rate the FDIC's 6 month national average CD rate is even lower at 0.18 percent.

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