Amerant Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Amerant BankToday's 12-month CD rates can be found at 0.65%, 6-month CD rates at 0.20% and 3-month CD rates at 1.25%. Current savings rates are at 1.76% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.03%. Credit Card rates are at 17.74%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Amerant Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Amerant Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Amerant Bank CD rates. You can also compare Amerant Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Amerant Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Amerant Bank? Share your experience about Amerant Bank by leaving a review below, or read customer reviews before you decide to use Amerant Bank.

Amerant Bank Texas Ratio

Amerant Bank's Texas Ratio is at 6.82%, which is considered excellent. The Texas Ratio for Amerant Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Amerant Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Amerant Bank
220 Alhambra Cir
Coral Gables, FL 33134
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Amerant Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Alden State Bank
Alden State Bank
Kasasa Checking
4.50%
$0
Raymond James Bank
Raymond James Bank
60-Month CD
4.30%
$1,000
National Bank of Malvern
National Bank of Malvern
6-Month CD
4.15%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
18-Month CD
4.11%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
24-Month CD
4.00%
$5,000
The Alden State Bank
The Alden State Bank
Kasasa Checking
4.00%
$0
Santander Bank
Santander Bank
13-Month CD
4.00%
$500
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
60-Month CD
3.90%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
18-Month CD
3.63%
$1,500
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
12-Month CD
3.60%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
24-Month CD
3.55%
$500
Phelps County Bank
Phelps County Bank
24-Month CD
3.55%
$1,000
Dieterich Bank
Dieterich Bank
18-Month CD
3.15%
$500
Raritan State Bank
Raritan State Bank
48-Month CD
3.05%
$5,000
Saco & Biddeford Savings
Saco & Biddeford Savings
60-Month CD
3.00%
$500
The MINT National Bank
The MINT National Bank
48-Month CD
3.00%
$10,000
ACMG Federal Credit Union
ACMG Federal Credit Union
48-Month CD
3.00%
$1,000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
36-Month CD
2.75%
$50
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
48-Month CD
2.54%
$1,000
Luminate Bank
Luminate Bank
6-Month CD
2.52%
$500
Lake-Osceola State Bank
Lake-Osceola State Bank
24-Month CD
2.27%
$500
1st Gateway Credit Union
1st Gateway Credit Union
24-Month CD
2.10%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
36-Month CD
2.07%
$1,000
Ohio State Bank
Ohio State Bank
48-Month CD
1.85%
$500
FNB Community Bank
FNB Community Bank
18-Month CD
1.76%
$1,000
Glen Burnie MSB
60-Month CD
1.76%
$500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
48-Month CD
1.75%
$1,000
Root River State Bank
Root River State Bank
30-Month CD
1.60%
$300
Farmers Trust and Savings Bank Spencer, IA
Business Interest Checking
1.31%
$100,000
Kish Bank
Kish Bank
120-Month CD
1.15%
$2,000
Bank of Stronghurst
Bank of Stronghurst
12-Month CD
0.95%
$500
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
24-Month CD
0.90%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
Premier Money Market
0.90%
$20,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
Locally Grown Money Market
0.75%
$25,000
Bank of Springfield
Bank of Springfield
24-Month CD
0.75%
$1,000
Bank
Bank
12-Month CD
0.75%
$10,000
Auburn Savings Bank
Auburn Savings Bank
36-Month CD
0.55%
$1,000
Clare Bank
Clare Bank
36-Month CD
0.45%
$500
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
24-Month CD
0.40%
$500
Windsor Federal S&L
Windsor Federal S&L
48-Month CD
0.40%
$1,000
Pulaski Savings Bank
Pulaski Savings Bank
24-Month CD
0.30%
$500
Spencer Savings Bank
Spencer Savings Bank
Statement Savings
0.25%
$100
Greenstate Credit Union
Greenstate Credit Union
3-Month CD
0.20%
$500
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
Savings
0.15%
$100
Union Bank Morrisville, VT
Union Bank Morrisville, VT
Money Market
0.10%
$1,000
PS Bank
PS Bank
Statement Savings
0.05%
$0
Lowell Five SB
Lowell Five SB
Premier Money Market
0.05%
$0
American Eagle Financial Credit Union
American Eagle Financial Credit Union
Interest Checking
0.05%
$1
Superior National Bank
Superior National Bank
Business Money Market
0.05%
$0
Bank of America
Bank of America
12-Month CD
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Amerant Bank rate data right now, check back for updates, we are adding rates all the time.

Amerant Bank Information

Amerant Bank
220 Alhambra Cir
Coral Gables, FL 33134
Miami-Dade
Established Date: 09/17/1979
FDIC Certificate #: 22953
Date of FDIC Deposit Insurance: 09/17/1979
Bank Holding Company: AMERANT BCORP INC
How Many Domestic U.S. Offices? 25
How Many Branches are There? 26
Is Amerant Bank FDIC Insured? Yes
What is Amerant Bank's Cert number? 22953
What is the maximum amount for insured deposits? $250,000 per holder, per account

Amerant Bank Financials

Total Assets:
$9,798,352,000
Total Deposits:
$7,936,361,000
Equity Capital:
$817,575,000
Domestic Deposits:
$7,936,361,000
Net Income:
$13,648,000
Return on Assets:
0.8594%
Quarterly Return on Assets:
0.5600%
Pretax Return on Assets:
0.7134%
Pretax Quarterly Return on Assets:
0.7100%
Return on Equity:
10.0800%
Quarterly Return on Equity:
6.7100%
Common Equity Tier 1 Capital Ratio:
11.4640%
Tier 1 Risk-Based Capital Ratio:
11.4640%
Leverage Tier 1 (Core Capital) Ratio:
9.3717%
Total Risk-Based Capital Ratio (YTD):
12.7146%
Total Interest Income (YTD):
6.2579%
 
 
Headquarters:
Coral Gables
FDIC Field Office:
South Florida
Regulator:
OCC
County:
Miami-Dade
# of Offices:
25
Metropolitan Statistical Area (MSA):
Miami-Fort Lauderdale-Pompano Beach, FL
Consolidated Metropolitan Statistical Area (CMSA):
Miami-Fort Lauderdale, FL
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Amerant Bank CD Rates

Amerant Bank CD RatesAmerant Bank CD rates are very competitive right now, especially on shorter term certificates of deposit. Current 12 month CD rates at Amerant Bank are 1.73 percent with an APY of 1.75 percent. If you're looking for a slightly longer CD term, 18 month CD rates are also at 1.73 percent with an APY of 1.75 percent. 2 year CD rates from Amerant are slightly higher at 2.18 percent with an APY of 2.20 percent.Amerant Bank is the largest community bank headquartered in Florida and has been in business for over 40 years. The bank has over $8 billion in assets and 23 banking branches, 15 in Florida and 8 in Texas.

Amerant Bank Certificate of Deposit Account Fine Print

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Explore Other Rate Deals

Average mortgage rates today are mixed with fixed conforming 30 year rates and 15 year rates moving slightly higher. Fixed conforming 30 year mortgage rates which hit a record low of 3.39 percent last week are now averaging 3.44 percent. Average rates are higher this week but the uptrend won't last since the Fed is purchasing mortgage backed securities to force rates lower.
Mortgage rates hit another new record low in the most recent mortgage survey released this morning. This is the eight consecutive week 30 year fixed mortgage rates hit new record lows. Fixed conforming 30 year fixed mortgage rates, fixed conforming 15 year fixed mortgage rates and 5 year adjustable mortgage rates have hit record lows in this week’s Primary Mortgage Market Survey released by Freddie Mac (OTC: FMCC). 
Right now on our list of 12 month CD rates in the District of Columbia, Tennessee Commerce Bank has the highest CD rate. 12 month certificate of deposit rates at Tennessee Commerce Bank are 1.29 percent with a bank CD yield of 1.30 percent. That rate is considerably higher than the current national average 12 month CD rate of 0.587 percent.

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