Beal Bank USA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 3.82% and 3-month CD rates at 4.30%. Current savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 11.75%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates. Beal Bank USA's 12-Month CD rates are at 4.05%, 18-Month CD rates are at 3.75%, 24-Month CD rates are at 3.45%, 60-Month CD rates are at 3.45%, 48-Month CD rates are at 3.45%. Beal Bank USA's savings rates are at 3.75%. Beal Bank USA's money market rates are at 3.25%.
To see how these rates compare to Beal Bank USA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Beal Bank USA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Beal Bank USA CD rates. You can also compare Beal Bank USA savings rates, MMA rates and mortgage rates using our other rate lists. Beal Bank USA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Beal Bank USA? Share your experience about Beal Bank USA by leaving a review below, or read customer reviews before you decide to use Beal Bank USA. Beal Bank USA Texas Ratio Beal Bank USA's Texas Ratio is at 11.53%, which is considered excellent. The Texas Ratio for Beal Bank USA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Beal Bank USA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Beal Bank USA CD Rates and Interest Rates
Beal Bank USA
12-Month CD
4.05%
$1,000
Beal Bank USA
18-Month CD
3.75%
$1,000
Beal Bank USA
Statement Savings
3.75%
$500
Beal Bank USA
60-Month CD
3.45%
$1,000
Beal Bank USA
24-Month CD
3.45%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Beal Bank USA Rates with Other Competitive Bank and Credit Union Rates
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Kasasa Checking
5.05%
$50
TAB Bank
High Yield Savings
4.26%
$0
USAlliance Financial
60-Month CD
4.00%
$500
Paramount Bank
12-Month CD
4.00%
$1,000
Canton Co-operative Bank
36-Month CD
3.92%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 16, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Beal Bank USA InformationBeal Bank USA
1970 Village Center CirLas Vegas, NV 89134 Clark Established Date: 08/02/2004 FDIC Certificate #: 57833 Date of FDIC Deposit Insurance: 08/02/2004 Bank Holding Company: BEAL FINANCIAL CORP How Many Domestic U.S. Offices? 13 How Many Branches are There? 13 Website: https://www.bealbankusa.com/
Is Beal Bank USA FDIC Insured? Yes
What is Beal Bank USA's Cert number? 57833
What is the maximum amount for insured deposits? $250,000 per holder, per account
Beal Bank USA FinancialsTotal Assets:
$18,030,977,000
Total Deposits:
$6,017,429,000
Equity Capital:
$4,174,793,000
Domestic Deposits:
$6,017,429,000
Net Income:
$890,131,000
Return on Assets:
3.0336%
Quarterly Return on Assets:
17.8000%
Pretax Return on Assets:
23.0852%
Pretax Quarterly Return on Assets:
23.0900%
Return on Equity:
27.0400%
Quarterly Return on Equity:
95.5000%
Common Equity Tier 1 Capital Ratio:
89.9507%
Tier 1 Risk-Based Capital Ratio:
89.9507%
Leverage Tier 1 (Core Capital) Ratio:
15.2931%
Total Risk-Based Capital Ratio (YTD):
90.2525%
Total Interest Income (YTD):
4.5522%
Headquarters:
Las Vegas
FDIC Field Office:
Phoenix
Regulator:
FDIC
County:
Clark
# of Offices:
13
Metropolitan Statistical Area (MSA):
Las Vegas-Henderson-Paradise, NV
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are stable today but will be heading lower thanks to the Fed. Fixed mortgage rates on 30 year conforming mortgage loans are averaging 4.17%, down from yesterday’s average 30 year mortgage rate of 4.23%. Mortgage rates on 15 year conforming mortgage loans are averaging 3.36%, down from yesterday’s average 15 year mortgage rate of 3.38%. Interest rates will be heading lower thanks to the Fed's latest decision to lower rates by selling shorter term bonds and buying longer term bonds, AKA "operation twist".
 The current national average 12 month CD rate is 0.77 percent. You can find CD rates higher than the current national average rates. We have compiled a list of the highest and lowest 12 month certificate of deposit rates in the state of Florida. The highest 12 month rate on our table is 1.47 percent, almost double the national average. The lowest 12 month CD rate on our list is 0.15 percent, well below the national average rate.
This time of year most of us think about New Year's resolutions, including promises to manage finances better and to possibly sock away more money. Did you have the same resolution last year for 2014? How did you make out with resolutions in 2014?
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