Beal Bank USA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.07%, 6-month CD rates at 4.30% and 3-month CD rates at 3.85%. Current savings rates are at 0.20% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.91%. Credit Card rates are at 20.24%. Personal Loan rates are at 13.90%. All these rates, and more, can be found in our database of rates. Beal Bank USA's 12-Month CD rates are at 4.05%, 18-Month CD rates are at 3.75%, 30-Month CD rates are at 3.45%, 24-Month CD rates are at 3.45%, 60-Month CD rates are at 3.45%. Beal Bank USA's savings rates are at 3.75%. Beal Bank USA's money market rates are at 3.25%.

Beal Bank USA

To see how these rates compare to Beal Bank USA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Beal Bank USA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Beal Bank USA CD rates. You can also compare Beal Bank USA savings rates, MMA rates and mortgage rates using our other rate lists.

Beal Bank USA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Beal Bank USA? Share your experience about Beal Bank USA by leaving a review below, or read customer reviews before you decide to use Beal Bank USA.

Beal Bank USA Texas Ratio

Beal Bank USA's Texas Ratio is at 11.53%, which is considered excellent. The Texas Ratio for Beal Bank USA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Beal Bank USA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.05%
18-Month CD
3.75%
24-Month CD
3.45%
36-Month CD
3.45%
48-Month CD
3.45%
60-Month CD
3.45%
Savings
3.75%
MMA
3.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Beal Bank USA
1970 Village Center Cir
Las Vegas, NV 89134
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Beal Bank USA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Beal Bank USA
Beal Bank USA
12-Month CD
4.05%
$1,000
Beal Bank USA
Beal Bank USA
18-Month CD
3.75%
$1,000
Beal Bank USA
Beal Bank USA
Statement Savings
3.75%
$500
Beal Bank USA
Beal Bank USA
60-Month CD
3.45%
$1,000
Beal Bank USA
Beal Bank USA
24-Month CD
3.45%
$1,000
Beal Bank USA
Beal Bank USA
30-Month CD
3.45%
$1,000
Beal Bank USA
Beal Bank USA
36-Month CD
3.45%
$1,000
Beal Bank USA
Beal Bank USA
48-Month CD
3.45%
$1,000
Beal Bank USA
Beal Bank USA
Money Market
3.25%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Beal Bank USA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
West Pointe Bank
West Pointe Bank
12-Month CD
4.39%
$500
Twin River Bank
Twin River Bank
12-Month CD
4.32%
$500
Raymond James
6-Month CD
4.25%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
6-Month CD
4.19%
$1,000
ValleyDirect
ValleyDirect
12-Month CD
4.00%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
12-Month CD
3.79%
$500
Chasewood Bank
Chasewood Bank
18-Month CD
3.55%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
24-Month CD
3.35%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
48-Month CD
3.28%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
18-Month CD
3.25%
$1,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
18-Month CD
3.24%
$1,000
Landmark Credit Union
Landmark Credit Union
Signature Money Market
3.15%
$100,000
4U Federal Credit Union
4U Federal Credit Union
24-Month CD
3.05%
$1,000
Putnam County State Bank
Putnam County State Bank
18-Month CD
3.04%
$500
CNB of Park Rapids
CNB of Park Rapids
12-Month CD
3.03%
$500
Reading Co-op Bank
Reading Co-op Bank
60-Month CD
3.00%
$500
PCB Payne County Bank
PCB Payne County Bank
18-Month CD
2.90%
$1,000
Camp Grove State Bank
Camp Grove State Bank
Money Market
2.85%
$100,000
Citizens State Bank Moundridge, KS
12-Month CD
2.80%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
Money Market
2.78%
$500,000
1st Street Credit Union
1st Street Credit Union
6-Month CD
2.78%
$1,000
Leighton State Bank
Leighton State Bank
6-Month CD
2.50%
$500
Bluff View Bank
Bluff View Bank
Kasasa Checking
2.50%
$0
Bank of Hartington
Bank of Hartington
24-Month CD
2.27%
$1,000
Cleveland State Bank
Cleveland State Bank
18-Month CD
2.06%
$1,000
First Shore Federal S&L
First Shore Federal S&L
Gold Money Market
2.00%
$250,000
Paramount Bank
Paramount Bank
12-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
48-Month CD
1.75%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
Premium Money Market
1.55%
$250,000
TrustCo Bank
TrustCo Bank
36-Month CD
1.50%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
6-Month CD
1.50%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
48-Month CD
1.40%
$5,000
Ion Bank
Ion Bank
Ka-Ching! Savings
1.25%
$50
American Bank of Beaver Dam
American Bank of Beaver Dam
Money Market
1.16%
$250,000
Jewett City Savings Bank
Jewett City Savings Bank
18-Month CD
1.00%
$1,000
State Bank of Newburg
State Bank of Newburg
Savings
1.00%
$100
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
24-Month CD
0.95%
$500
Kitsap Bank
Kitsap Bank
9-Month CD
0.90%
$5,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
18-Month CD
0.90%
$500
First Hope Bank
First Hope Bank
60-Month CD
0.60%
$2,500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
48-Month CD
0.50%
$500
First National Bank of Shiner
First National Bank of Shiner
Savings
0.43%
$100
United Southern Bank
United Southern Bank
36-Month CD
0.25%
$1,000
Community Bank Owatonna
Community Bank Owatonna
Classic Savings
0.20%
$0
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
36-Month CD
0.15%
$500
Woodlands National Bank
Woodlands National Bank
Savings
0.15%
$50
Community Bank of Elmhurst
Community Bank of Elmhurst
18-Month CD
0.10%
$500
Forcht Bank
Forcht Bank
Simple Savings
0.05%
$0
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Money Market
0.05%
$1,000
Fairfield County Bank
Fairfield County Bank
Money Market
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Beal Bank USA Information

Beal Bank USA
1970 Village Center Cir
Las Vegas, NV 89134
Clark
Established Date: 08/02/2004
FDIC Certificate #: 57833
Date of FDIC Deposit Insurance: 08/02/2004
Bank Holding Company: BEAL FINANCIAL CORP
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is Beal Bank USA FDIC Insured? Yes
What is Beal Bank USA's Cert number? 57833
What is the maximum amount for insured deposits? $250,000 per holder, per account

Beal Bank USA Financials

Total Assets:
$18,030,977,000
Total Deposits:
$6,017,429,000
Equity Capital:
$4,174,793,000
Domestic Deposits:
$6,017,429,000
Net Income:
$890,131,000
Return on Assets:
3.0336%
Quarterly Return on Assets:
17.8000%
Pretax Return on Assets:
23.0852%
Pretax Quarterly Return on Assets:
23.0900%
Return on Equity:
27.0400%
Quarterly Return on Equity:
95.5000%
Common Equity Tier 1 Capital Ratio:
89.9507%
Tier 1 Risk-Based Capital Ratio:
89.9507%
Leverage Tier 1 (Core Capital) Ratio:
15.2931%
Total Risk-Based Capital Ratio (YTD):
90.2525%
Total Interest Income (YTD):
4.5522%
 
 
Headquarters:
Las Vegas
FDIC Field Office:
Phoenix
Regulator:
FDIC
County:
Clark
# of Offices:
13
Metropolitan Statistical Area (MSA):
Las Vegas-Henderson-Paradise, NV
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are mixed this week over last but will head lower the next several days thanks to lower Treasury yields. 10 year Treasury yields plummeted on Friday on a weak employment report and are now back below 3.00%. 30 year conforming mortgage rates are averaging 4.59%, up from last week's average mortgage rate of 4.55%. 30 year rates will head back down towards the 4.40% range this week.
Mortgage Rates at Lowest Level Since Monday, 30 Year Mortgage Rates at 4.12%Mortgage rates are lower today, falling back to the lowest levels since this past Monday.  Today’s mortgage rates on 30 year fixed conforming mortgages are averaging 4.12%, a decline from yesterday’s average 30 year mortgage rate of 4.16%. 15 year fixed conforming mortgage rates are averaging 3.43%, a decrease from yesterday’s average 15 year mortgage rate of 3.46%.
Current-Mortgage-Rates-june-29-2009Mortgage rates declined again last week, the second week in a row of declines. Mortgage interest rates were down a lot more this week than last week. Brought on by the decline in U.S. Treasury prices. 10 year Treasury notes are at 3.50 percent, down from the recent highs of around 4.00 percent.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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