What are the current interest rates at Texas National Bank of Jacksonville?

Current rates for Texas National Bank of Jacksonville include: 12-Month CD: 1.50%, 18-Month CD: 1.75%, 24-Month CD: 2.00%, 36-Month CD: 2.00%, 60-Month CD: 1.75%, Savings: 0.15%, MMA: 0.15%

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Texas National Bank of Jacksonville

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Texas National Bank of Jacksonville Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Texas National Bank of Jacksonville provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 19, 2026

Texas National Bank of Jacksonville's 7-Month Certificate of Deposit rates are at 4.00%, 13-Month Certificate of Deposit rates are at 3.75%, 24-Month Certificate of Deposit rates are at 2.00%, 36-Month Certificate of Deposit rates are at 2.00%, 18-Month Certificate of Deposit rates are at 1.75%. Texas National Bank of Jacksonville's savings rates are at 0.15%. Texas National Bank of Jacksonville's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of Texas National Bank of Jacksonville with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.30%. Rates last updated and verified on 09/19/2026.

Texas National Bank of Jacksonville money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Texas National Bank of Jacksonville? Share your experience about Texas National Bank of Jacksonville by leaving a review below, or read customer reviews before you decide to use Texas National Bank of Jacksonville.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

12.30%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Texas National Bank of Jacksonville

300 Neches St
Jacksonville, TX 75766

https://www.txnationalbank.com/

Texas National Bank of Jacksonville CD Rates

Product	Rate	APY	Term
7 Month Certificate of Deposit	3.93%	4.00%	7 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
13 Month Certificate of Deposit	3.69%	3.75%	13 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
24 Month Certificate of Deposit	1.98%	2.00%	24 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
36 Month Certificate of Deposit	1.98%	2.00%	36 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
18 Month Certificate of Deposit	1.74%	1.75%	18 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
60 Month Certificate of Deposit	1.74%	1.75%	60 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
12 Month Certificate of Deposit	1.49%	1.50%	12 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
6 Month Certificate of Deposit	0.75%	0.75%	6 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
3 Month Certificate of Deposit	0.50%	0.50%	3 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%

Texas National Bank of Jacksonville Savings Rates

Product	Rate	APY	View More
Savings Account Rate	0.15%	0.15%
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%

Texas National Bank of Jacksonville Money Market Rates

Product	Rate	APY
Money Market Accounts	0.55%	0.55%
Min Balance $499,999 Details Balance: $499,999.01 and above Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
Money Market Accounts	0.40%	0.40%
Min Balance $249,999 Details Balance: $249,999.01 - $499,999.00 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
Money Market Accounts	0.35%	0.35%
Min Balance $99,999 Details Balance: $99,999.01 - $249,999.00 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
Money Market Accounts	0.20%	0.20%
Min Balance $49,999 Details Balance: $49,999.01 - $99,999.00 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
Money Market Accounts	0.15%	0.15%
Min Balance $0 Details Balance: Less than or equal to $49,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%

Texas National Bank of Jacksonville Other Rates

Product	Rate	Points	APY/APR
NOW Account	0.10%	-	0.10%
Min Balance $0 Details Balance: Less than or equal to $99,999.00 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
NOW Account	0.15%	-	0.15%
Min Balance $99,999 Details Balance: $99,999.01 - $249,999.00 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
NOW Account	0.30%	-	0.30%
Min Balance $249,999 Details Balance: $249,999.01 - $499,999.00 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%
NOW Account	0.45%	-	0.45%
Min Balance $499,999 Details Balance: $499,999.01 - and above Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.30%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Texas National Bank of Jacksonville’s Texas Ratio rose from 0.70% in Q3 2023 to 12.30% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$852M	12.30%	5.0	A
March 31, 2026	$854M	7.66%	5.0	A
December 31, 2025	$835M	14.10%	5.0	A-
September 30, 2025	$873M	13.63%	5.0	A
June 30, 2025	$848M	1.54%	5.0	A+
March 31, 2025	$837M	3.48%	5.0	A+
December 31, 2024	$851M	5.37%	5.0	A+
September 30, 2024	$854M	1.95%	5.0	A+
June 30, 2024	$841M	1.47%	5.0	A+
March 31, 2024	$826M	1.89%	5.0	A+
December 31, 2023	$807M	0.59%	5.0	A+
September 30, 2023	$821M	0.70%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Texas National Bank of Jacksonville is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Texas National Bank of Jacksonville rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Texas National Bank of Jacksonville's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Texas National Bank of Jacksonville

Bank Holding Company EAST TEXAS FINANCIAL CORP

Address 300 Neches St, Jacksonville, TX 75766 · Cherokee

Website https://www.txnationalbank.com/

FDIC Certificate # 26181

Established 19850319

FDIC Insurance Date 19850319

Domestic Offices 9

Total Branches 9

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 94/100

5.0

Exceptional Out of 5.0 Stars

12.30%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) -0.3376%

Return on Equity (ROE) -3.3200%

Non-Performing Loans (NPL) 0.79%

Total Assets $852,407,000

Total Deposits $765,678,000

Equity Capital $84,060,000

Net Income $-1,430,000

Headquarters Jacksonville

Total Branches and Offices 9

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Texas National Bank of Jacksonville earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Texas National Bank of Jacksonville

How many branches does Texas National Bank of Jacksonville operate?

Texas National Bank of Jacksonville currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Texas National Bank of Jacksonville does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Texas National Bank of Jacksonville provides members with tools to manage their accounts and build a solid financial history.

Does Texas National Bank of Jacksonville offer online and mobile banking?

Most modern institutions like Texas National Bank of Jacksonville provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.txnationalbank.com/.