What are the current interest rates at Pioneer Bank Mapleton, MN?

Current rates for Pioneer Bank Mapleton, MN include: 12-Month CD: 3.50%, 18-Month CD: 3.25%, 24-Month CD: 4.00%, 36-Month CD: 3.00%, 48-Month CD: 3.00%, 60-Month CD: 3.25%

MonitorBankRates

☰

Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?

Home›
Banks›
Pioneer Bank Mapleton, MN

iAdvertiser Disclosure

Pioneer Bank Mapleton, MN Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pioneer Bank Mapleton, MN provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 14, 2026

Pioneer Bank Mapleton, MN's 24-Months 24-Month Certificate of Deposit rates are at 4.00%, 182 Days 182 Day Certificate of Deposit rates are at 3.75%, 12-Months 12-Month Certificate of Deposit rates are at 3.50%, 9-Months 9-Month Certificate of Deposit rates are at 3.50%, 18-Months 18-Month Certificate of Deposit rates are at 3.25%. MonitorBankRates evaluates the financial stability of Pioneer Bank Mapleton, MN with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.59%. Rates last updated and verified on 09/14/2026.

Pioneer Bank Mapleton, MN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pioneer Bank Mapleton, MN? Share your experience about Pioneer Bank Mapleton, MN by leaving a review below, or read customer reviews before you decide to use Pioneer Bank Mapleton, MN.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.59%

Excellent Higher than avg

Health Trend

Improving 12 quarters

Full history ›

Pioneer Bank

301 Main St E
Mapleton, MN 56065

https://www.bankwithpioneer.com

Pioneer Bank Mapleton, MN CD Rates

Product	Rate	APY	Term
24 Month Certificate of Deposit	3.94%	4.00%	24 Months
Min Deposit $500 Min Balance $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.59%
182 Day Certificate of Deposit	3.70%	3.75%	182 Days
Min Deposit $500 Min Balance $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.59%
12 Month Certificate of Deposit	3.45%	3.50%	12 Months
Min Deposit $500 Min Balance $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.59%
9 Month Certificate of Deposit	3.45%	3.50%	9 Months
Min Deposit $500 Min Balance $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.59%
18 Month Certificate of Deposit	3.21%	3.25%	18 Months
Min Deposit $500 Min Balance $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.59%
60 Month Certificate of Deposit	3.21%	3.25%	60 Months
Min Deposit $500 Min Balance $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.59%
36 Month Certificate of Deposit	2.97%	3.00%	36 Months
Min Deposit $500 Min Balance $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.59%
48 Month Certificate of Deposit	2.97%	3.00%	48 Months
Min Deposit $500 Min Balance $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.59%
91 Day Certificate of Deposit	0.10%	0.10%	91 Days
Min Deposit $500 Min Balance $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.59%

Pioneer Bank Mapleton, MN Checking Rates

Product	Rate	APY
Pioneer Cash Checking	-	4.00%
Min Deposit $50 Details Qualifications Required: Earn 4.00% APY on your balance; ATM fee refunds up to $15/month; Earn 4.00% APY on your balance; Enjoy ATM fee refunds up to $15/month; No minimum balance fee; Access to surcharge-free ATMs through MoneyPass; Free Online & Mobile Banking Access; Free Debit Card Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.59%
Gold Interest Checking	0.25%	0.25%
Min Deposit $50 Details Interest-bearing account for those 50 and better; Free eStatements and standard checks; No minimum balance fee; Access to surcharge-free ATMs through MoneyPass; Free Online & Mobile Banking Access; Free Debit Card Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.59%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Pioneer Bank Mapleton, MN’s Texas Ratio fell from 14.28% in Q3 2023 to 6.59% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A- to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$884M	6.59%	5.0	A
March 31, 2026	$885M	6.59%	5.0	A
December 31, 2025	$897M	5.36%	5.0	A+
September 30, 2025	$840M	5.71%	5.0	A+
June 30, 2025	$856M	6.35%	5.0	A
March 31, 2025	$835M	4.99%	5.0	A+
December 31, 2024	$859M	8.45%	5.0	A
September 30, 2024	$853M	7.42%	5.0	A
June 30, 2024	$799M	6.41%	5.0	A
March 31, 2024	$809M	7.15%	5.0	A
December 31, 2023	$803M	9.60%	5.0	A
September 30, 2023	$778M	14.28%	5.0	A-

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Pioneer Bank Mapleton, MN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Pioneer Bank Mapleton, MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pioneer Bank Mapleton, MN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Pioneer Bank Mapleton, MN

Bank Holding Company CITIZENS BANK GROUP INC

Address 301 Main St E, Mapleton, MN 56065 · Blue Earth

Website https://www.bankwithpioneer.com

FDIC Certificate # 5193

Established 19030101

FDIC Insurance Date 19340101

Domestic Offices 6

Total Branches 6

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

6.59%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.5750%

Return on Equity (ROE) 15.8200%

Non-Performing Loans (NPL) 0.42%

Total Assets $883,758,000

Total Deposits $762,954,000

Equity Capital $89,877,000

Net Income $6,997,000

Headquarters Mapleton

Total Branches and Offices 6

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Pioneer Bank Mapleton, MN earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/pioneer-bank-mapleton-mn-rates-review-5193">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Pioneer Bank Mapleton, MN yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Pioneer Bank Mapleton, MN

Frequently Asked Questions About Pioneer Bank Mapleton, MN

How many branches does Pioneer Bank Mapleton, MN operate?

Pioneer Bank Mapleton, MN currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Pioneer Bank Mapleton, MN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pioneer Bank Mapleton, MN provides members with tools to manage their accounts and build a solid financial history.

Does Pioneer Bank Mapleton, MN offer online and mobile banking?

Most modern institutions like Pioneer Bank Mapleton, MN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankwithpioneer.com.