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Enterprise Credit Union Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare Enterprise Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.20%, 6-month share certificate rates at 3.60% and 3-month share certificate rates at 0.10%. Savings rates are at 0.25% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.50%. All these rates can be compared to Enterprise Credit Union rates. MonitorBankRates evaluates the financial stability of Enterprise Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.62%. Rates were last updated on 03/29/2026.

Enterprise Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Enterprise Credit Union? Share your experience about Enterprise Credit Union by leaving a review below, or read customer reviews before you decide to use Enterprise Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.62%
Excellent Lower than avg
Enterprise Credit Union
Enterprise Credit Union
109 E First St
Enterprise, KS 67441 9761
https://ecuks.com
Member NCUA

Current Rate Availability

We do not have Enterprise Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Enterprise Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Enterprise Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Enterprise Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Enterprise Credit Union
Website https://ecuks.com
Address 109 E First St, Enterprise, KS 67441 9761
Phone 785-263-8292
Fax 785-263-8293
President
CEO Tricia Grant
Full-Time Employees 1
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.62%
Return on Assets (ROA)
-1.0068%
Return on Equity (ROE)
-13.8139%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
1,321,174
Total Amount of Shares and Deposits
1,188,754
Total Shares and Deposits < 1 Year
1,109,244
Total Shares and Deposits 1 3 Years
45,630
Total Shares and Deposits > 3 Years
33,880
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,188,754
Total Interest Expense (Sum of items 6 8)
8,976
Share Certificates
18
Number of Accounts for Share Drafts
85
Number of Accounts for Regular Shares
315
All other shares
1
Non Member Deposits
1
Money Market Shares
1
Net Income (unless the amount is already included in Undivided Earnings)
-13,300
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
96,514
Total Liabilities
1,224,880
Source: NCUA — Last Updated 09/30/2023

Customer Reviews

There are no reviews for Enterprise Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Enterprise Credit Union
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Frequently Asked Questions About Enterprise Credit Union

Is Enterprise Credit Union a safe place to deposit money?

Yes, Enterprise Credit Union is considered a safe financial institution. With a Texas Ratio of 5.6220432851625%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Enterprise Credit Union operate?

Enterprise Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Enterprise Credit Union?

Yes, to access services at Enterprise Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Enterprise Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Enterprise Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Enterprise Credit Union offer online and mobile banking?

Most modern institutions like Enterprise Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ecuks.com.

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