BNC National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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BNC National BankToday's 12-month CD rates can be found at 2.25%, 6-month CD rates at 0.15% and 3-month CD rates at 0.30%. Current savings rates are at 0.35% and money market rates are at 0.04%. Mortgage rates today on 30-year fixed loans are around 6.67%. Credit Card rates are at 9.90%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to BNC National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BNC National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BNC National Bank CD rates. You can also compare BNC National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

BNC National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BNC National Bank? Share your experience about BNC National Bank by leaving a review below, or read customer reviews before you decide to use BNC National Bank.

BNC National Bank Texas Ratio

BNC National Bank's Texas Ratio is at 1.41%, which is considered excellent. The Texas Ratio for BNC National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BNC National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BNC National Bank
20175 N 67th Ave
Glendale, AZ 85308
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare BNC National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mountain America Federal Credit Union
Mountain America Federal Credit Union
12-Month CD
4.25%
$500
Community Bank of Missouri
Community Bank of Missouri
12-Month CD
4.06%
$500
FinWise Bank
FinWise Bank
36-Month CD
4.00%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
6-Month CD
4.00%
$500
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Gold Money Market
4.00%
$500,000
GSL Savings Bank
GSL Savings Bank
12-Month CD
3.77%
$500
RBAZ Republic Bank of Arizona
18-Month CD
3.68%
$1,000
AAA Federal Savings Bank
AAA Federal Savings Bank
24-Month CD
3.50%
$1,500
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
24-Month CD
3.50%
$1,000
Security Bank USA
Security Bank USA
36-Month CD
3.49%
$25,000
BLC Community Bank
BLC Community Bank
60-Month CD
3.40%
$2,500
First National Bank of Hutchinson
First National Bank of Hutchinson
24-Month CD
3.28%
$5,000
Adirondack Bank
Adirondack Bank
12-Month CD
3.20%
$1,000
First National Bank of Michigan
First National Bank of Michigan
24-Month CD
3.04%
$0
Avidia Bank
Avidia Bank
High Yield Savings
3.00%
$5,000
FSB of Randolph County
FSB of Randolph County
12-Month CD
3.00%
$500
Harford Bank
Harford Bank
36-Month CD
2.55%
$1,000
Cendera Bank
Cendera Bank
Checking
2.53%
$50,000
FNB of Dennison
24-Month CD
2.43%
$1,000
State Bank of Medora
State Bank of Medora
18-Month CD
2.27%
$0
River Falls State Bank
River Falls State Bank
18-Month CD
2.07%
$500
Community Bank of Cameron
Community Bank of Cameron
High Yield Money Market
2.02%
$100,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
Money Market
2.00%
$100,000
CNB of McConnelsville
48-Month CD
2.00%
$5,000
Petefish, Skiles & Co. Bank
12-Month CD
1.96%
$1,000
FNB of Waverly
FNB of Waverly
24-Month CD
1.51%
$1,000
Root River State Bank
Root River State Bank
18-Month CD
1.40%
$300
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
60-Month CD
1.36%
$500
Community Bank of Oelwein
Community Bank of Oelwein
24-Month CD
1.30%
$1,000
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
24-Month CD
1.21%
$1,000
Home Bank SB
Home Bank SB
36-Month CD
1.00%
$500
Westfield Bank, FSB
Westfield Bank, FSB
24-Month CD
1.00%
$2,500
GSB Guilford Savings Bank
48-Month CD
0.85%
$1,000
First Hope Bank
First Hope Bank
60-Month CD
0.60%
$2,500
Silver Lake Bank
Silver Lake Bank
Money Market
0.60%
$0
The Dime Bank
The Dime Bank
24-Month CD
0.60%
$2,500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
24-Month CD
0.50%
$1,000
Main Street Bank Corp
Main Street Bank Corp
48-Month CD
0.50%
$1,000
FNB of Nevada, Missouri
FNB of Nevada, Missouri
36-Month CD
0.50%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
48-Month CD
0.50%
$500
Republic Bank of Chicago
Republic Bank of Chicago
6-Month CD
0.50%
$1,000
First Mutual Bank, FSB
First Mutual Bank, FSB
Select Money Market
0.30%
$100,000
GCSB Swayzee, IN
GCSB Swayzee, IN
Golden Savings
0.25%
$25
Marion State Bank Marion, TX
Marion State Bank Marion, TX
Savings
0.25%
$100
FNB of Pandora
FNB of Pandora
Simply Savings
0.25%
$25
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
Hometown Savings
0.25%
$25
FSB of Cando
FSB of Cando
Premier Savings
0.20%
$0
Walden Savings Bank
Walden Savings Bank
Passbook Savings
0.05%
$50
Beardstown Savings
Beardstown Savings
NOW Checking
0.05%
$1
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
NOW Checking
0.02%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have BNC National Bank rate data right now, check back for updates, we are adding rates all the time.

BNC National Bank Information

BNC National Bank
20175 N 67th Ave
Glendale, AZ 85308
Maricopa
Established Date: 07/09/2001
FDIC Certificate #: 57197
Date of FDIC Deposit Insurance: 07/09/2001
Bank Holding Company: BNCCORP INC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is BNC National Bank FDIC Insured? Yes
What is BNC National Bank's Cert number? 57197
What is the maximum amount for insured deposits? $250,000 per holder, per account

BNC National Bank Financials

Total Assets:
$926,878,000
Total Deposits:
$813,819,000
Equity Capital:
$107,421,000
Domestic Deposits:
$813,819,000
Net Income:
$2,095,000
Return on Assets:
0.6544%
Quarterly Return on Assets:
0.8900%
Pretax Return on Assets:
1.1571%
Pretax Quarterly Return on Assets:
1.1600%
Return on Equity:
6.0600%
Quarterly Return on Equity:
7.8500%
Common Equity Tier 1 Capital Ratio:
14.0090%
Tier 1 Risk-Based Capital Ratio:
14.0090%
Leverage Tier 1 (Core Capital) Ratio:
12.3516%
Total Risk-Based Capital Ratio (YTD):
15.1442%
Total Interest Income (YTD):
4.9361%
 
 
Headquarters:
Glendale
FDIC Field Office:
Phoenix
Regulator:
OCC
County:
Maricopa
# of Offices:
13
Metropolitan Statistical Area (MSA):
Phoenix-Mesa-Chandler, AZ
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

using-a-health-savings-account-hsa-as-a-retirement-accountHave you been taking advantage of the pretax benefits of retirement accounts like 401K plans and IRA accounts every year, socking away as much as permitted?
The best savings account rates and money market rates right now on our deposit rate list are currently at 1.04 percent. In this week's national rate survey from Bankrate the average savings rate is exactly half at 0.52 percent. The Federal Deposit Insurance Corporation's national average rate is even lower at 0.08 percent, making our top savings rate 13 times the FDIC average.
filenamegoeshereCitibank is offering one of the best CD rates for a 6 month CD. The annual percentage yield of 4.00% is very competitive for a major bank. The average 6 month CD rate is 3.17% as reported by bankrate.com.

Bank or Credit Union Offers and Deals

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Credit Card Bill of Rights

Alternative Bank and Credit Union Offers to Explore

Buying a Home with Less Than a 20 Percent Down Payment
giantbank.com 6 Month Jumbo CD Rates now at 0.80%
This Week's Top Money Market Account Rate at 1.01% APY
Weekly Money Market Account - Savings Account Rates:Updated May 21, 2009
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Today's Mortgage Rates Increase: 30 Year Conforming Mortgage Rates Averaging 3.46 Percent
First Federal Savings CD Rates & Jumbo CD Rates
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