Riverside Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Riverside BankToday's 12-month CD rates can be found at 4.00%, 6-month CD rates at 0.85% and 3-month CD rates at 0.80%. Current savings rates are at 1.01% and money market rates are at 1.01%. Mortgage rates today on 30-year fixed loans are around 6.74%. Credit Card rates are at 12.49%. Personal Loan rates are at 13.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Riverside Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Riverside Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Riverside Bank CD rates. You can also compare Riverside Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Riverside Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Riverside Bank? Share your experience about Riverside Bank by leaving a review below, or read customer reviews before you decide to use Riverside Bank.

Riverside Bank Texas Ratio

Riverside Bank's Texas Ratio is at 1.38%, which is considered excellent. The Texas Ratio for Riverside Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Riverside Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Riverside Bank
103 W Main St
Sparkman, AR 71763
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Riverside Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mountain America Federal Credit Union
Mountain America Federal Credit Union
24-Month CD
4.15%
$500
First National Bank in Olney
First National Bank in Olney
6-Month CD
4.07%
$500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
12-Month CD (Jumbo)
3.98%
$100,000
F&M Union Bank
48-Month CD
3.74%
$100
Gainey Business Bank
Gainey Business Bank
24-Month CD
3.45%
$5,000
Twin River Bank
Twin River Bank
36-Month CD
3.29%
$500
Bank 21
Bank 21
24-Month CD
3.25%
$500
Logansport Savings Bank
Logansport Savings Bank
36-Month CD
3.03%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
60-Month CD
2.90%
$1,000
Reading Co-op Bank
Reading Co-op Bank
12-Month CD
2.75%
$500
Kitsap Bank
Kitsap Bank
36-Month CD
2.75%
$5,000
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
12-Month CD
2.50%
$5,000
State Bank & Trust Company
State Bank & Trust Company
12-Month CD
2.50%
$1,000
Fox Valley Savings Bank
Fox Valley Savings Bank
24-Month CD
2.10%
$500
Grinnell State Bank
Grinnell State Bank
18-Month CD
2.07%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
12-Month CD
2.02%
$1,000
Methuen Co-operative Bank
Methuen Co-operative Bank
18-Month CD
2.00%
$1,000
Round Top State Bank
Round Top State Bank
24-Month CD
2.00%
$1,000
PCSB Bank
PCSB Bank
Preferred Money Market
2.00%
$5,000
Essex Savings Bank
Essex Savings Bank
18-Month CD
1.79%
$500
State Bank of Industry
State Bank of Industry
24-Month CD
1.76%
$1,000
Harvest Bank
Harvest Bank
Money Market
1.75%
$5,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
36-Month CD
1.50%
$2,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
48-Month CD
1.40%
$500
Piedmont FSB
Piedmont FSB
24-Month CD
1.40%
$500
Bank of Stronghurst
Bank of Stronghurst
36-Month CD
1.36%
$500
Merchants State Bank
Merchants State Bank
Savings
0.65%
$10
River Falls State Bank
River Falls State Bank
Money Market
0.60%
$1,000
AVB Bank
AVB Bank
Money Market
0.55%
$2,500
FLC Bank
FLC Bank
48-Month CD
0.55%
$2,000
5Star Bank
5Star Bank
Money Market
0.50%
$1,000
Skowhegan Savings Bank
Skowhegan Savings Bank
60-Month CD
0.50%
$500
FirsTier Bank
FirsTier Bank
24-Month CD
0.50%
$0
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Money Market
0.45%
$5,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
Savings
0.40%
$100
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
Regular Savings
0.40%
$20,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
18-Month CD
0.35%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
36-Month CD
0.25%
$500
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
Personal Savings
0.21%
$0
cfsbank
cfsbank
Money Market
0.20%
$10,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD (Bump Rate)
0.20%
$5,000
Lake Elmo Bank
Lake Elmo Bank
Savings
0.17%
$200
FNB of Kansas
FNB of Kansas
Money Market
0.15%
$2,500
Petefish, Skiles & Co. Bank
Investor Fund Money Market
0.15%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
18-Month CD
0.15%
$1,000
FNB of Scotia
FNB of Scotia
Savings
0.10%
$25
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
Money Market
0.05%
$0
American Savings Bank, FSB
American Savings Bank, FSB
Money Market
0.02%
$0
Clinton Savings Bank
Clinton Savings Bank
Passbook Savings
0.02%
$10
Camden National Bank
Camden National Bank
Money Market
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Riverside Bank rate data right now, check back for updates, we are adding rates all the time.

Riverside Bank Information

Riverside Bank
103 W Main St
Sparkman, AR 71763
Dallas
Established Date: 01/01/1916
FDIC Certificate #: 93
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: RIVERSIDE BANCSHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Riverside Bank FDIC Insured? Yes
What is Riverside Bank's Cert number? 93
What is the maximum amount for insured deposits? $250,000 per holder, per account

Riverside Bank Financials

Total Assets:
$60,583,000
Total Deposits:
$51,784,000
Equity Capital:
$5,431,000
Domestic Deposits:
$51,784,000
Net Income:
$220,000
Return on Assets:
1.4683%
Quarterly Return on Assets:
1.4400%
Pretax Return on Assets:
1.4412%
Pretax Quarterly Return on Assets:
1.4400%
Return on Equity:
15.9300%
Quarterly Return on Equity:
15.9300%
Common Equity Tier 1 Capital Ratio:
13.1504%
Tier 1 Risk-Based Capital Ratio:
13.1504%
Leverage Tier 1 (Core Capital) Ratio:
9.4015%
Total Risk-Based Capital Ratio (YTD):
14.3048%
Total Interest Income (YTD):
6.3653%
 
 
Headquarters:
Sparkman
FDIC Field Office:
Little Rock
Regulator:
FDIC
County:
Dallas
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Last week the Federal Reserve decided to stand pat on interest rates and as a result, bond yields and mortgage rates dropped. Average 30 year mortgage rates are down to 3.78 percent this week, a decline from last week's average rate of 3.89 percent.
Mortgage rates are higher today Friday, October 28, 2011,  as mortgage lenders increase rates in response to higher bond yields. Current mortgage rates on 30 year fixed conforming loans are averaging 4.20%, an increase from yesterday’s average 30 year mortgage rate of 4.12%. Today's mortgage rates on 15 year fixed conventional loans are also higher averaging 3.47%, up from yesterday’s average 15 year mortgage rate of 3.43%.

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