Riverside Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Riverside BankToday's 12-month CD rates can be found at 3.85%, 6-month CD rates at 4.25% and 3-month CD rates at 0.80%. Current savings rates are at 0.10% and money market rates are at 3.50%. Mortgage rates today on 30-year fixed loans are around 6.34%. Credit Card rates are at 11.50%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Riverside Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Riverside Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Riverside Bank CD rates. You can also compare Riverside Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Riverside Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Riverside Bank? Share your experience about Riverside Bank by leaving a review below, or read customer reviews before you decide to use Riverside Bank.

Riverside Bank Texas Ratio

Riverside Bank's Texas Ratio is at 1.38%, which is considered excellent. The Texas Ratio for Riverside Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Riverside Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Riverside Bank
103 W Main St
Sparkman, AR 71763
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Riverside Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Kasasa Checking
5.00%
$0
Regent Bank (OK)
Regent Bank (OK)
18-Month CD
4.00%
$1,000
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
12-Month CD
4.00%
$500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
6-Month CD
4.00%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
6-Month CD
3.85%
$500
First National Bank in Olney
First National Bank in Olney
60-Month CD
3.56%
$500
The Dolores State Bank
The Dolores State Bank
36-Month CD
3.55%
$1,000
Atkins Savings B&T
Atkins Savings B&T
60-Month CD (Adjust-A-Rate)
3.53%
$1,000
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
36-Month CD
3.50%
$1,000
Yakima Federal S&L
Yakima Federal S&L
18-Month CD
3.50%
$500
BLC Community Bank
BLC Community Bank
36-Month CD
3.50%
$2,500
Ridgewood Savings Bank
Ridgewood Savings Bank
36-Month CD
3.35%
$100
Golden Belt Bank, FSA
Golden Belt Bank, FSA
36-Month CD
3.25%
$1,000
StonehamBank
StonehamBank
48-Month CD
3.25%
$1,000
New Haven Bank
New Haven Bank
18-Month CD
3.00%
$500
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
Elite Savings
3.00%
$30,000
Meridian Bank
Meridian Bank
60-Month CD
3.00%
$500
Union State Bank of Everest
Union State Bank of Everest
48-Month CD
3.00%
$1,000
Bank
Bank
36-Month CD (IntraFi)
2.88%
$100,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
60-Month CD
2.75%
$500
Citizens State Bank Moundridge, KS
48-Month CD
2.65%
$1,000
Bank of Prague
Bank of Prague
6-Month CD
2.52%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
24-Month CD
2.50%
$500
Axiom Bank
Axiom Bank
60-Month CD
2.50%
$500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
18-Month CD
2.47%
$500
First National Bank of Shiner
First National Bank of Shiner
48-Month CD
2.25%
$1,000
North Star Bank
North Star Bank
12-Month CD
2.02%
$500
New Millennium Bank
New Millennium Bank
Super Savings
2.00%
$10,000
Abington Bank
Abington Bank
24-Month CD
2.00%
$1,000
Park Bank
Park Bank
12-Month CD
1.91%
$2,500
Gunnison S&L
Gunnison S&L
Statement Savings
1.36%
$1
UniBank
UniBank
24-Month CD
1.25%
$500
Kish Bank
Kish Bank
120-Month CD
1.15%
$2,000
The Bank of Protection
The Bank of Protection
Money Market
1.00%
$2,500
Connex Credit Union
Connex Credit Union
6-Month CD
1.00%
$500
First National Bank in Ord
First National Bank in Ord
Money Market
0.75%
$2,500
DB&T
DB&T
60-Month CD
0.60%
$1,000
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
Premium Money Market
0.50%
$75,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Money Market
0.45%
$5,000
Unity Bank
Unity Bank
48-Month CD
0.30%
$1,000
New Foundation SB
New Foundation SB
Savings
0.25%
$10
Savings Bank of Walpole
Savings Bank of Walpole
Money Market
0.20%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
Money Market
0.15%
$1
The Bank of Elk River
The Bank of Elk River
Statement Savings
0.15%
$0
Verus Bank of Commerce
Verus Bank of Commerce
12-Month CD
0.15%
$1,000
First Federal S&L Bath
First Federal S&L Bath
6-Month CD
0.10%
$1,000
FNB of Litchfield
FNB of Litchfield
Money Market
0.10%
$2,500
Bank of Franklin County
Bank of Franklin County
Freedom Savings
0.05%
$0
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Rate Climber Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Riverside Bank rate data right now, check back for updates, we are adding rates all the time.

Riverside Bank Information

Riverside Bank
103 W Main St
Sparkman, AR 71763
Dallas
Established Date: 01/01/1916
FDIC Certificate #: 93
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: RIVERSIDE BANCSHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Riverside Bank FDIC Insured? Yes
What is Riverside Bank's Cert number? 93
What is the maximum amount for insured deposits? $250,000 per holder, per account

Riverside Bank Financials

Total Assets:
$60,583,000
Total Deposits:
$51,784,000
Equity Capital:
$5,431,000
Domestic Deposits:
$51,784,000
Net Income:
$220,000
Return on Assets:
1.4683%
Quarterly Return on Assets:
1.4400%
Pretax Return on Assets:
1.4412%
Pretax Quarterly Return on Assets:
1.4400%
Return on Equity:
15.9300%
Quarterly Return on Equity:
15.9300%
Common Equity Tier 1 Capital Ratio:
13.1504%
Tier 1 Risk-Based Capital Ratio:
13.1504%
Leverage Tier 1 (Core Capital) Ratio:
9.4015%
Total Risk-Based Capital Ratio (YTD):
14.3048%
Total Interest Income (YTD):
6.3653%
 
 
Headquarters:
Sparkman
FDIC Field Office:
Little Rock
Regulator:
FDIC
County:
Dallas
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

mortgage-rates-current-mortgage-rates-low-this-weekCurrent mortgage rates stayed low this week in the most recent survey released today even though the future economic outlook is a lot brighter and 10-year U.S. Treasury rates have risen to 3.75 percent.
current-mortgage-rates-higher-30-year-mortgage-rates-at-496-15-year-mortgage-rates-at-433Current mortgage rates were slightly higher in this week's mortgage survey with the exception of 1 year adjustable mortgage rates which were down 10 basis points to 4.22 percent. 30 year mortgage rates averaged 4.96 percent for the week ending March 18, 2010 in the current Primary Mortgage Market Survey released by Freddie Mac. Average mortgage discount points on 30 year mortgages remained unchanged at 0.7 points.
The national average savings account rate/money market account rate for account balances of $2,500 is only 0.364% this week but you can find savings account rates well above the national average. We did a search for rates in Miami, Florida and generated this list of the top 10 savings account rates and yields.

Bank or Credit Union Offers and Deals

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Riverside Bank Reviews

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