Twin River Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 4.00% and 3-month CD rates at 0.05%. Current savings rates are at 0.60% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.61%. Credit Card rates are at 17.75%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Twin River Bank's 12-Month CD rates are at 4.16%, 6-Month CD rates are at 4.06%, 48-Month CD rates are at 4.06%, 36-Month CD rates are at 4.06%, 24-Month CD rates are at 4.06%. Twin River Bank's savings rates are at 0.30%. Twin River Bank's money market rates are at 0.50%.

Twin River Bank

To see how these rates compare to Twin River Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Twin River Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Twin River Bank CD rates. You can also compare Twin River Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Twin River Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Twin River Bank? Share your experience about Twin River Bank by leaving a review below, or read customer reviews before you decide to use Twin River Bank.

Twin River Bank Texas Ratio

Twin River Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Twin River Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Twin River Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.16%
18-Month CD
3.96%
24-Month CD
4.06%
36-Month CD
4.06%
48-Month CD
4.06%
60-Month CD
3.29%
Savings
0.30%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Twin River Bank
1507 G St
Lewiston, ID 83501
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Twin River Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Twin River Bank
Twin River Bank
12-Month CD
4.16%
$500
Twin River Bank
Twin River Bank
48-Month CD
4.06%
$500
Twin River Bank
Twin River Bank
36-Month CD
4.06%
$500
Twin River Bank
Twin River Bank
24-Month CD
4.06%
$500
Twin River Bank
Twin River Bank
6-Month CD
4.06%
$500
Twin River Bank
Twin River Bank
18-Month CD
3.96%
$500
Twin River Bank
Twin River Bank
60-Month CD
3.29%
$500
Twin River Bank
Twin River Bank
Money Market
0.50%
$2,500
Twin River Bank
Twin River Bank
Statement Savings
0.30%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Twin River Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First State Bank Nebraska
First State Bank Nebraska
12-Month CD
4.10%
$5,000
Mid-America Bank
Mid-America Bank
12-Month CD
4.04%
$500
ableBanking
ableBanking
24-Month CD
4.00%
$5,000
Northumberland Bank
Northumberland Bank
6-Month CD
3.95%
$5,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
24-Month CD
3.90%
$1,000
USAlliance Financial
USAlliance Financial
High Dividend Savings
3.75%
$500
Union State Bank Winterset, IA
Union State Bank Winterset, IA
60-Month CD
3.63%
$50,000
Cross River Bank
Cross River Bank
3-Month CD
3.50%
$500
WSB Municipal Bank
WSB Municipal Bank
12-Month CD
3.35%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
48-Month CD
3.30%
$500
Finance Factors
Finance Factors
18-Month CD
3.25%
$1,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
36-Month CD
3.25%
$1,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
26-Month CD
3.20%
$1,000
GreenLeaf Bank
GreenLeaf Bank
12-Month CD
3.10%
$2,500
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
18-Month CD
3.10%
$500
Interstate Bank
Interstate Bank
24-Month CD
3.03%
$500
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
18-Month CD
3.03%
$500
Cornerstone State Bank
Cornerstone State Bank
36-Month CD (Jumbo)
3.02%
$200,000
Newtown Savings Bank
Newtown Savings Bank
36-Month CD
3.00%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Checking
3.00%
$1
Arundel Federal Savings Bank
Arundel Federal Savings Bank
84-Month CD
2.75%
$10,000
Castroville State Bank
Castroville State Bank
24-Month CD
2.68%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
60-Month CD
2.50%
$1,000
Leighton State Bank
Leighton State Bank
60-Month CD
2.50%
$500
Bank of Luxemburg
Bank of Luxemburg
12-Month CD
2.50%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
18-Month CD
2.47%
$1,000
Department of Commerce FCU
Department of Commerce FCU
24-Month CD
2.18%
$500
Huron Valley State Bank
Huron Valley State Bank
60-Month CD
2.02%
$500
Security Bank Laurel, NE
Security Bank Laurel, NE
eRewards Checking
2.02%
$0
Park Bank
Park Bank
24-Month CD
1.81%
$2,500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
12-Month CD
1.76%
$1,000
Northwest B&T Co.
Northwest B&T Co.
24-Month CD
1.75%
$1,000
Portage Community Bank
Portage Community Bank
60-Month CD
1.25%
$1,000
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
24-Month CD
1.25%
$500
Mutual Federal Bank
Mutual Federal Bank
60-Month CD
0.65%
$500
Clare Bank
Clare Bank
48-Month CD
0.50%
$500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
36-Month CD
0.50%
$500
Institution for Savings
Institution for Savings
18-Month CD
0.50%
$500
Peoples Bank of Kentucky
Peoples Bank of Kentucky
36-Month CD
0.45%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
Passbook Savings
0.40%
$0
The Andover Bank
The Andover Bank
60-Month CD
0.35%
$1,000
First Keystone Community Bank
First Keystone Community Bank
12-Month CD
0.30%
$1,000
First Bank Hampton
First Bank Hampton
Loyalty Checking
0.25%
$1,500
FSB of Golva
FSB of Golva
Interest Checking
0.25%
$500
FSB of Aliceville, Kansas
FSB of Aliceville, Kansas
Savings
0.25%
$0
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
24-Month CD
0.20%
$1,000
Eastern Bank
Eastern Bank
36-Month CD (Business Select)
0.20%
$500
Better Banks
Better Banks
Better Savings
0.10%
$0
Fulton Savings Bank
Fulton Savings Bank
Money Market
0.05%
$100
Bank First, NA
Bank First, NA
Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 23, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Twin River Bank Information

Twin River Bank
1507 G St
Lewiston, ID 83501
Nez Perce
Established Date: 11/15/1979
FDIC Certificate #: 22993
Date of FDIC Deposit Insurance: 11/15/1979
Bank Holding Company: TWIN RIVER FINANCIAL CORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Twin River Bank FDIC Insured? Yes
What is Twin River Bank's Cert number? 22993
What is the maximum amount for insured deposits? $250,000 per holder, per account

Twin River Bank Financials

Total Assets:
$137,969,000
Total Deposits:
$121,372,000
Equity Capital:
$16,305,000
Domestic Deposits:
$121,372,000
Net Income:
$1,151,000
Return on Assets:
2.9948%
Quarterly Return on Assets:
3.4000%
Pretax Return on Assets:
3.5195%
Pretax Quarterly Return on Assets:
3.5200%
Return on Equity:
30.6900%
Quarterly Return on Equity:
28.8800%
Common Equity Tier 1 Capital Ratio:
14.7015%
Tier 1 Risk-Based Capital Ratio:
14.7015%
Leverage Tier 1 (Core Capital) Ratio:
10.7664%
Total Risk-Based Capital Ratio (YTD):
15.6868%
Total Interest Income (YTD):
6.0721%
 
 
Headquarters:
Lewiston
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Nez Perce
# of Offices:
4
Metropolitan Statistical Area (MSA):
Lewiston, ID-WA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

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The Federal Reserve's multi-year campaign to revive the housing market by forcing mortgage rates down to record lows has finally started actually helping the housing market to recover. The Federal Reserve's policies created a refinance boom over the past three years as homeowners took advantage of low refinance rates. Many homeowners refinanced more than once the past two years as rates kept falling.
bank-stress-testThe Federal Reserve, OCC, and FDIC released the results of the Supervisory Capital Assessment Program, also known as the "Bank Stress Test" for the 19 bank holding companies subjected to the stress test.

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