Twin River Bank Rates and Review March 2026

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Twin River BankYou can compare Twin River Bank rates to other rates in our database, including 12-month CD rates currently at 1.00%, 6-month CD rates at 2.84% and 3-month CD rates at 3.03%. Savings rates are at 0.25% and money market rates are at 0.70%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates, and more, can be found in our database of rates which you can compare to Twin River Bank rates. MonitorBankRates evaluates the financial stability of Twin River Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 03/05/2026.

Rate Updates and Availability

Twin River Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Twin River Bank? Share your experience about Twin River Bank by leaving a review below, or read customer reviews before you decide to use Twin River Bank.

Twin River Bank Texas Ratio

Twin River Bank's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Twin River Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Exceptional
Out of 5.0 Stars

Twin River Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Twin River Bank is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+
Exceptional Health
Score: 100/100

Twin River Bank has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/05/2026

Twin River Bank
1507 G St
Lewiston, ID 83501
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCEPTIONAL
🏆

Credit Unions:
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Current Rate Availability

We do not have Twin River Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Twin River Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Twin River Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Twin River Bank's official website for the most current offers and terms.

Bank Profile & Overview

Twin River Bank
1507 G St
Lewiston, ID 83501
Nez Perce
Established Date: 11/15/1979
FDIC Certificate #: 22993
Date of FDIC Deposit Insurance: 11/15/1979
Bank Holding Company: TWIN RIVER FINANCIAL CORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Twin River Bank FDIC Insured? Yes
What is Twin River Bank's Cert number? 22993
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

MonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.00%
Return on Assets (ROA):
2.9948%
Return on Equity (ROE):
30.6900%
Non-Performing Loans (NPL):
0.00%
Total Assets:
$167,703,000
Total Deposits:
$145,622,000
Equity Capital:
$21,243,000
Net Income:
$4,935,000
Headquarters:
Lewiston
Regulator:
FDIC
# of Offices:
4
Source: FDIC | Last Updated 12/31/2025

Customer Reviews

DYnC
★★★★★
December 17, 2025
wmGA
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Twin River Bank

How do I open an account at Twin River Bank?

You can typically open an account at Twin River Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Twin River Bank provides a range of mortgage and home equity products.

Is Twin River Bank a safe place to deposit money?

Yes, Twin River Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Twin River Bank offer online and mobile banking?

Most modern institutions like Twin River Bank provide digital access including online balance checks and transfers.

Current Twin River Bank Rates

ProductAPY

Rates subject to change.