BOC Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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BOC BankToday's 12-month CD rates can be found at 2.60%, 6-month CD rates at 0.19% and 3-month CD rates at 0.75%. Current savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.67%. Credit Card rates are at 12.49%. Personal Loan rates are at 11.74%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to BOC Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BOC Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BOC Bank CD rates. You can also compare BOC Bank savings rates, MMA rates and mortgage rates using our other rate lists.

BOC Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BOC Bank? Share your experience about BOC Bank by leaving a review below, or read customer reviews before you decide to use BOC Bank.

BOC Bank Texas Ratio

BOC Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for BOC Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BOC Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BOC Bank
201 N Main St
Mclean, TX 79057
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare BOC Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Washita State Bank
Washita State Bank
6-Month CD
4.68%
$1,000
Total Direct Bank
Total Direct Bank
6-Month CD
4.51%
$25,000
Old Dominion National Bank
Old Dominion National Bank
18-Month CD
4.35%
$500
Goldwater Bank
Goldwater Bank
24-Month CD
4.00%
$500
American Bank
American Bank
18-Month CD
4.00%
$500
Bank5 Connect
Bank5 Connect
12-Month CD
3.95%
$500
Arvest Bank
Arvest Bank
6-Month CD
3.94%
$0
Riverland Bank
Riverland Bank
48-Month CD
3.80%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
36-Month CD
3.76%
$1,000
Bank of Prairie du Sac
Bank of Prairie du Sac
12-Month CD
3.60%
$1,000
Sandy Spring Bank
Sandy Spring Bank
18-Month CD
3.60%
$1,000
Gunnison S&L
Gunnison S&L
24-Month CD
3.56%
$500
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
36-Month CD
3.50%
$1,000
BankGloucester
BankGloucester
18-Month CD
3.50%
$500
First National Bank in Olney
First National Bank in Olney
30-Month CD
3.45%
$500
Leader Bank
Leader Bank
Zeugma Reward Savings
3.00%
$10
First State Bank Nebraska
First State Bank Nebraska
24-Month CD
3.00%
$5,000
FSB of Aliceville, Kansas
FSB of Aliceville, Kansas
6-Month CD
2.52%
$0
USLA Union S&L
USLA Union S&L
36-Month CD
2.50%
$1,000
FSB Holton, KS
FSB Holton, KS
24-Month CD
2.01%
$500
Fifth District Savings Bank
Fifth District Savings Bank
48-Month CD
2.00%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
6-Month CD
2.00%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Premier Business Money Market
1.75%
$10,000
Sacramento Deposit Bank
Sacramento Deposit Bank
48-Month CD
1.71%
$1,000
Fairview State Banking Company
Fairview State Banking Company
3-Month CD
1.51%
$2,500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
30-Month CD
1.50%
$1,000
West Plains S&L
West Plains S&L
120-Month CD
1.30%
$1,000
Hingham Institution for Savings
Hingham Institution for Savings
12-Month CD
1.01%
$1,000
Florence Bank
Florence Bank
60-Month CD
1.00%
$500
Bangor Savings Bank
Bangor Savings Bank
30-Month CD
0.75%
$500
Clare Bank
Clare Bank
60-Month CD
0.65%
$500
First FSB of Kentucky
First FSB of Kentucky
18-Month CD
0.65%
$500
WaterStone Bank
WaterStone Bank
48-Month CD
0.60%
$1,000
DB&T
DB&T
60-Month CD
0.60%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
36-Month CD
0.55%
$500
First State Bank New London, WI
First State Bank New London, WI
6-Month CD
0.50%
$5,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
Statement Savings
0.50%
$50
FirsTier Bank
FirsTier Bank
24-Month CD
0.50%
$0
Cecil Bank
Cecil Bank
Money Market
0.30%
$25,000
Charles River Bank
Charles River Bank
Consumer Money Market
0.25%
$100,000
BankWest Of Kansas
BankWest Of Kansas
Money Market
0.25%
$10,000
First Southern Bank
First Southern Bank
Premier Money Market
0.25%
$2,500
Grand Rapids SB
Grand Rapids SB
12-Month CD
0.20%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
Savings
0.10%
$25
Premier Bank
Premier Bank
18-Month CD
0.10%
$500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
Statement Savings
0.05%
$50
1st Ed Credit Union
1st Ed Credit Union
Regular Savings
0.05%
$5
Skowhegan Savings Bank
Skowhegan Savings Bank
Savings
0.04%
$25
The Bank of Tioga
The Bank of Tioga
Money Market
0.03%
$2,500
Community Bank Topeka, KS
Community Bank Topeka, KS
Money Market
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have BOC Bank rate data right now, check back for updates, we are adding rates all the time.

BOC Bank Information

BOC Bank
201 N Main St
Mclean, TX 79057
Gray
Established Date: 08/16/1984
FDIC Certificate #: 25328
Date of FDIC Deposit Insurance: 08/16/1984
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is BOC Bank FDIC Insured? Yes
What is BOC Bank's Cert number? 25328
What is the maximum amount for insured deposits? $250,000 per holder, per account

BOC Bank Financials

Total Assets:
$219,971,000
Total Deposits:
$198,736,000
Equity Capital:
$20,506,000
Domestic Deposits:
$198,736,000
Net Income:
$510,000
Return on Assets:
0.5768%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
0.8616%
Pretax Quarterly Return on Assets:
0.8600%
Return on Equity:
6.5600%
Quarterly Return on Equity:
10.0700%
Common Equity Tier 1 Capital Ratio:
18.9054%
Tier 1 Risk-Based Capital Ratio:
18.9054%
Leverage Tier 1 (Core Capital) Ratio:
9.0075%
Total Risk-Based Capital Ratio (YTD):
20.1564%
Total Interest Income (YTD):
6.0407%
 
 
Headquarters:
Mclean
FDIC Field Office:
Lubbock
Regulator:
FED
County:
Gray
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

could-rising-mortgage-rates-derail-the-housing-recoveryIn the latest survey on mortgage rates, Freddie Mac has reported rates are up across the board, driven by higher the rise in long term bond yields. Average rates for 30 year fixed-rate mortgages with an average 0.7 point, are at 5.29 percent for the week ending June 4, 2009 up from 4.91 percent. 
On our list of 6 month CD rates in Philadelphia, Pennsylvania, Ally Bank has the best CD rate. Ally Bank is currently offering 6 month bank CD rates at 1.00 percent with a bank CD yield of 1.00 percent. Ally's rate is more than double the current national average 6 month CD interest rate of 0.40 percent as reported by monitorbankrates.com.
Alabama Central Credit Union is advertising new auto loans with loan terms of 36 months, 49 months, 60 months and 72 months.  The credit union is also advertising used auto loans with terms of 48 months and 60 months for model years between 2005 and 2008. Loans for 2004 and older model years are only being offered with a 48 month term.

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