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NVE Bank Rates & Review April 2026

NVE Bank's 13-Month Certificate rates are at 3.65%, IRA 13-Month Certificate rates are at 3.65%, 3-Month Certificate rates are at 3.40%, IRA 3-Month Certificate rates are at 3.40%, 12-Month Certificate rates are at 1.00%. NVE Bank's savings rates are at 0.05%. NVE Bank's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of NVE Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.31%. Rates were last updated on 04/11/2026.

NVE Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NVE Bank? Share your experience about NVE Bank by leaving a review below, or read customer reviews before you decide to use NVE Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.31%
Excellent Higher than avg
NVE Bank
76 Engle St
Englewood, NJ 07631
https://www.nve.bank/
Member FDIC

NVE Bank CD Rates

Product Rate APY Term View More
13 Month Certificate 3.59% 3.65% 13
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
IRA 13 Month Certificate 3.59% 3.65% 13
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
3 Month Certificate 3.35% 3.40% 3
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
IRA 3 Month Certificate 3.35% 3.40% 3
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
12 Month Certificate 1.00% 1.00% 12
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
24 Month Certificate 1.00% 1.00% 24
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
6 Month Certificate 1.00% 1.00% 6
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
9 Month Certificate 1.00% 1.00% 9
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
IRA 12 Month Certificate 1.00% 1.00% 12
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
IRA 24 Month Certificate 1.00% 1.00% 24
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
IRA 6 Month Certificate 1.00% 1.00% 6
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
IRA 9 Month Certificate 1.00% 1.00% 9
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
36 Month Certificate 0.85% 0.85% 36
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
48 Month Certificate 0.85% 0.85% 48
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
60 Month Certificate 0.85% 0.85% 60
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
IRA 36 Month Certificate 0.85% 0.85% 36
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
IRA 48 Month Certificate 0.85% 0.85% 48
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
IRA 60 Month Certificate 0.85% 0.85% 60
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
18 Month Certificate 0.80% 0.80% 18
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
30 Month Certificate 0.80% 0.80% 30
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
IRA 18 Month Certificate 0.80% 0.80% 18
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
IRA 30 Month Certificate 0.80% 0.80% 30
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%

NVE Bank Savings Rates

Product Rate APY View More
Ka-Ching! Savings Account2 Tier III 1.64% 1.65%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Ka-Ching! Savings Account2 Tier II 1.00% 1.00%
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Statement Savings Tier III 0.80% 0.80%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Ka-Ching! Savings Account2 Tier I 0.45% 0.45%
Min Balance $50
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Statement Savings Tier II 0.30% 0.30%
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
eSavings Tier III 0.20% 0.20%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
eSavings Tier II 0.10% 0.10%
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Health Savings Account Tier III 0.10% 0.10%
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
eSavings Tier I 0.05% 0.05%
Min Balance $50
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Health Savings Account Tier I 0.05% 0.05%
Min Balance $50
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Health Savings Account Tier II 0.05% 0.05%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Statement Savings Tier I 0.05% 0.05%
Min Balance $50
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%

NVE Bank Money Market Rates

Product Rate APY View More
Money Market Account Tier IV 1.14% 1.15%
Min Balance $250,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Money Market Account Tier III 0.65% 0.65%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Money Market Account Tier II 0.40% 0.40%
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Money Market Account Tier I 0.05% 0.05%
Min Balance $50
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%

NVE Bank Checking Rates

Product Rate APY View More
Preferred Checking with Interest Tier III 0.20% 0.20%
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Preferred Checking with Interest Tier II 0.10% 0.10%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%
Preferred Checking with Interest Tier I 0.05% 0.05%
Min Balance $50
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.31%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for NVE Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather NVE Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with NVE Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name NVE Bank
Bank Holding Company NVE BCORP MHC
Address 76 Engle St, Englewood, NJ 07631  ·  Bergen
FDIC Certificate # 29875
Established 01/01/1887
FDIC Insurance Date 08/09/1989
Domestic Offices 11
Total Branches 0
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 94/100
5.0
Exceptional Out of 5.0 Stars
11.31%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8241%
Return on Equity (ROE) 4.9000%
Non-Performing Loans (NPL) 1.58%
Total Assets $645,178,000
Total Deposits $407,525,000
Equity Capital $129,519,000
Net Income $2,222,000
Headquarters Englewood
Total Offices 11
Source: FDIC  |  Last Updated 03/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About NVE Bank

Is NVE Bank a safe place to deposit money?

Yes, NVE Bank is considered a safe financial institution. With a Texas Ratio of 11.308073666457%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does NVE Bank operate?

NVE Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, NVE Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, NVE Bank provides members with tools to manage their accounts and build a solid financial history.

Does NVE Bank offer online and mobile banking?

Most modern institutions like NVE Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nve.bank/.

Current NVE Bank Rates

  • 12-Month CD1.00%
  • 18-Month CD0.80%
  • 24-Month CD1.00%
  • 36-Month CD0.85%
  • 48-Month CD0.85%
  • 60-Month CD0.85%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.