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 Credit Union West Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Credit Union West Credit Union's 9 Month Promotional CD rates are at 4.30%, 12 Month Business CD rates are at 4.15%, 12 Month CD rates are at 4.15%, 12 Month Flexible CDs rates are at 4.15%, 12 Month IRA CD rates are at 4.15%. Credit Union West Credit Union's savings rates are at 0.10%. Credit Union West Credit Union's money market rates are at 0.35%. Credit Union West Credit Union's CONVENTIONAL - 15 Year Loan rates are at 6.25%, ARM - 5/1 ARM rates are at 6.62%, CONVENTIONAL - 20 Year Loan rates are at 6.50%, ARM - 7/1 ARM rates are at 6.75%, Jumbo - 30 Year Loan rates are at 6.88%. Credit Union West Credit Union's Personal Loan Rates are as low as 6.74%. Credit Union West Credit Union's Credit Card Rates are at 12.99%. MonitorBankRates evaluates the financial stability of Credit Union West Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.74%. Rates last updated and verified on 09/22/2026. Credit Union West Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union West Credit Union? Share your experience about Credit Union West Credit Union by leaving a review below, or read customer reviews before you decide to use Credit Union West Credit Union. Credit Union West Credit Union
Corporate 10150 W Desert River Blvd
https://www.cuwest.org Glendale, AZ 85305 
Credit Union West Credit Union CD Rates
Credit Union West Credit Union Savings Rates
Credit Union West Credit Union Money Market Rates
Credit Union West Credit Union Checking Rates
Credit Union West Credit Union Mortgage Rates
Credit Union West Credit Union Home Equity & HELOC
Credit Union West Credit Union Auto Loan Rates
Credit Union West Credit Union Credit Card Rates
Credit Union West Credit Union Personal Loan Rates
Credit Union West Credit Union Other Rates
Financial Health HistoryCredit Union West Credit Union’s Texas Ratio rose from 1.58% in Q2 2023 to 2.74% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union West Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union West Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union West Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union West Credit Union
Website
https://www.cuwest.org
Address
10150 W Desert River Blvd,
Glendale, AZ 85305
Phone
602-631-3200
Fax
President
Gary Larberg
CEO
Karen Roch
Full-Time Employees
242
Part-Time Employees
9
Branch Locations
15
ATM Locations
13
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.74%
Return on Assets (ROA)
0.1062%
Return on Equity (ROE)
1.0293%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
1,452,911,014
Total Amount of Shares and Deposits
1,283,183,268
Total Shares and Deposits < 1 Year
1,251,677,975
Total Shares and Deposits 1 3 Years
27,156,328
Total Shares and Deposits > 3 Years
4,348,964
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
119,649,411
Total Uninsured Shares and Deposits > $250K (F+J)
119,649,411
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,163,533,857
Total Interest Expense (Sum of items 6 8)
7,656,621
Share Certificates
9,660
Number of Accounts for Share Drafts
40,315
IRA KEOGH Accounts
2,464
Number of Accounts for Regular Shares
105,446
Non Member Deposits
10
Money Market Shares
9,227
Net Income (unless the amount is already included in Undivided Earnings)
1,542,463
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
83,765,708
Total Liabilities
1,309,318,491
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Credit Union West Credit UnionHow many branches does Credit Union West Credit Union operate?Credit Union West Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union West Credit Union?Yes, to access services at Credit Union West Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union West Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union West Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Credit Union West Credit Union offer online and mobile banking?Most modern institutions like Credit Union West Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuwest.org. Current Credit Union West Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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