Moody National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Moody National BankToday's 12-month CD rates can be found at 3.79%, 6-month CD rates at 0.75% and 3-month CD rates at 0.50%. Current savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.14%. Credit Card rates are at 20.24%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Moody National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Moody National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Moody National Bank CD rates. You can also compare Moody National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Moody National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Moody National Bank? Share your experience about Moody National Bank by leaving a review below, or read customer reviews before you decide to use Moody National Bank.

Moody National Bank Texas Ratio

Moody National Bank's Texas Ratio is at 6.36%, which is considered excellent. The Texas Ratio for Moody National Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Moody National Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Moody National Bank
2302 Post Office St
Galveston, TX 77550
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Moody National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mountain View Bank of Commerce
Mountain View Bank of Commerce
12-Month CD
4.05%
$500
Prime Alliance Bank
Prime Alliance Bank
36-Month CD
4.00%
$500
Huntington FSB
Huntington FSB
18-Month CD
3.87%
$500
Coastal Heritage Bank
Coastal Heritage Bank
18-Month CD
3.80%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
24-Month CD
3.56%
$500
Reliance Bank
Reliance Bank
18-Month CD
3.46%
$500
Vystar Credit Union
Vystar Credit Union
60-Month CD
3.40%
$500
Lake Central Bank
Lake Central Bank
12-Month CD
3.34%
$1,000
Cornhusker Bank
Cornhusker Bank
30-Month CD
3.32%
$1,000
Ameriprise Financial
Ameriprise Financial
36-Month CD
3.30%
$0
Cornhusker Bank
Cornhusker Bank
18-Month CD
3.20%
$1,000
T Bank
T Bank
60-Month CD
3.20%
$1,000
First Nebraska Bank
First Nebraska Bank
48-Month CD
3.14%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
18-Month CD
3.04%
$1,000
Coffee County Bank
Coffee County Bank
24-Month CD
3.00%
$1,000
Northumberland Bank
Northumberland Bank
48-Month CD
3.00%
$5,000
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
36-Month CD
3.00%
$1,000
Apple Bank for Savings
Apple Bank for Savings
36-Month CD
3.00%
$1,000
Charter Bank TX
Charter Bank TX
24-Month CD
2.75%
$1,000
Falcon National Bank
Falcon National Bank
36-Month CD
2.75%
$500
BankVista
BankVista
48-Month CD
2.75%
$1,000
The Bank of Landisburg
The Bank of Landisburg
48-Month CD
2.62%
$1,000
Bank of Hartington
Bank of Hartington
36-Month CD
2.47%
$1,000
Genoa Community Bank
Genoa Community Bank
30-Month CD
2.45%
$500
Lake-Osceola State Bank
Lake-Osceola State Bank
60-Month CD
2.38%
$500
First Southern State Bank
First Southern State Bank
36-Month CD
2.27%
$500
First Southern State Bank
First Southern State Bank
18-Month CD
2.02%
$500
Yampa Valley Bank
Yampa Valley Bank
60-Month CD
2.00%
$1,000
Neffs National Bank
Neffs National Bank
48-Month CD
2.00%
$1,000
Bank of Clovis
Bank of Clovis
Money Market
1.76%
$2,500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
36-Month CD
1.40%
$500
Madison Valley Bank
Madison Valley Bank
6-Month CD
1.35%
$500
FNB of Brownstown
36-Month CD
1.05%
$1,000
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
60-Month CD
1.00%
$500
Bank of Washington
Bank of Washington
Prosper Savings
1.00%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
12-Month CD
0.90%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
48-Month CD
0.65%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
6-Month CD
0.65%
$1,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
48-Month CD
0.60%
$1,000
Bank First, NA
Bank First, NA
Savings Elite
0.50%
$2,500
Pillar Bank
Pillar Bank
48-Month CD
0.40%
$500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
36-Month CD
0.40%
$500
FSB of Burnet
FSB of Burnet
NOW Checking
0.15%
$0
State Bank of St. Jacob
State Bank of St. Jacob
Savings
0.15%
$50
Central Federal SLA
Central Federal SLA
18-Month CD
0.10%
$2,500
USLA Union S&L
USLA Union S&L
Savings
0.10%
$25
WaFd Bank
WaFd Bank
Savings
0.10%
$100
Charter Bank IA
Charter Bank IA
Interest Checking
0.10%
$100
Greene County Commercial Bank
Greene County Commercial Bank
Money Market
0.01%
$1
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Money Market
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Moody National Bank rate data right now, check back for updates, we are adding rates all the time.

Moody National Bank Information

Moody National Bank
2302 Post Office St
Galveston, TX 77550
Galveston
Established Date: 01/01/1907
FDIC Certificate #: 3210
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: MOODY BANCSHARES INC
How Many Domestic U.S. Offices? 15
How Many Branches are There? 15
Is Moody National Bank FDIC Insured? Yes
What is Moody National Bank's Cert number? 3210
What is the maximum amount for insured deposits? $250,000 per holder, per account

Moody National Bank Financials

Total Assets:
$1,680,002,000
Total Deposits:
$1,426,749,000
Equity Capital:
$199,697,000
Domestic Deposits:
$1,426,749,000
Net Income:
$2,916,000
Return on Assets:
1.1234%
Quarterly Return on Assets:
0.6900%
Pretax Return on Assets:
0.8887%
Pretax Quarterly Return on Assets:
0.8900%
Return on Equity:
10.4100%
Quarterly Return on Equity:
5.8500%
Leverage Tier 1 (Core Capital) Ratio:
13.4333%
Total Interest Income (YTD):
4.8282%
 
 
Headquarters:
Galveston
FDIC Field Office:
Houston
Regulator:
OCC
County:
Galveston
# of Offices:
15
Metropolitan Statistical Area (MSA):
Houston-The Woodlands-Sugar Land, TX
Consolidated Metropolitan Statistical Area (CMSA):
Houston-Galveston-Brazoria, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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