Washington Trust Company, of Westerly CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Washington Trust Company, of WesterlyToday's 12-month CD rates can be found at 3.89%, 6-month CD rates at 3.92% and 3-month CD rates at 0.40%. Current savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 7.32%. Credit Card rates are at 12.40%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Washington Trust Company, of Westerly CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Washington Trust Company, of Westerly, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Washington Trust Company, of Westerly CD rates. You can also compare Washington Trust Company, of Westerly savings rates, MMA rates and mortgage rates using our other rate lists.

Washington Trust Company, of Westerly money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Washington Trust Company, of Westerly? Share your experience about Washington Trust Company, of Westerly by leaving a review below, or read customer reviews before you decide to use Washington Trust Company, of Westerly.

Washington Trust Company, of Westerly Texas Ratio

Washington Trust Company, of Westerly's Texas Ratio is at 9.27%, which is considered excellent. The Texas Ratio for Washington Trust Company, of Westerly is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Washington Trust Company, of Westerly is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Washington Trust Company, of Westerly
23 Broad St
Westerly, RI 02891
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Washington Trust Company, of Westerly Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Resource Bank Exton, PA
First Resource Bank Exton, PA
6-Month CD
4.50%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
24-Month CD
4.35%
$500
Mid-America Bank
Mid-America Bank
60-Month CD (Jumbo)
4.30%
$100,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
18-Month
4.10%
$5,000
University First Federal Credit Union
University First Federal Credit Union
30-Month CD
3.90%
$500
VirtualBank
VirtualBank
12-Month CD
3.87%
$0
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
12-Month CD
3.82%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
60-Month CD
3.66%
$500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
36-Month CD
3.60%
$500
Premier Bank Omaha, NE
Premier Bank Omaha, NE
18-Month CD
3.55%
$500
The Community State Bank
The Community State Bank
12-Month CD
3.55%
$1,000
Atkins Savings B&T
Atkins Savings B&T
60-Month CD (Adjust-A-Rate)
3.53%
$1,000
North Shore Bank Co-op
24-Month CD
3.51%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
18-Month CD
3.40%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
24-Month CD
3.30%
$2,500
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
60-Month CD
3.03%
$500
Bogota Savings Bank
Bogota Savings Bank
18-Month CD
3.00%
$1,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
48-Month CD
3.00%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
48-Month CD
2.85%
$0
Henderson FSB
Henderson FSB
6-Month CD
2.68%
$500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
60-Month CD
2.52%
$1,000
Bank of Dudley
60-Month CD
2.52%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
60-Month CD
2.51%
$1,000
Chester National Bank
Chester National Bank
Money Market
2.28%
$250,000
First National Bank in Carlyle
First National Bank in Carlyle
18-Month CD
2.27%
$1,000
Silver Lake Bank
Silver Lake Bank
36-Month CD
2.02%
$500
Northfield Savings Bank
Northfield Savings Bank
36-Month CD
1.70%
$1,000
1st Ed Credit Union
1st Ed Credit Union
24-Month CD
1.65%
$500
TrustCo Bank
TrustCo Bank
60-Month CD
1.50%
$500
FNB of Brookfield
FNB of Brookfield
24-Month CD
1.26%
$1,000
Fremont Bank
Fremont Bank
48-Month CD
1.25%
$2,500
Home Loan State Bank
Home Loan State Bank
48-Month CD
1.21%
$1,000
FNB of Brookfield
FNB of Brookfield
6-Month CD
1.00%
$1,000
Lake Elmo Bank
Lake Elmo Bank
36-Month CD
0.90%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
48-Month CD
0.75%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Achieve Interest Checking
0.65%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
48-Month CD
0.65%
$500
Bank of Magnolia
Bank of Magnolia
48-Month CD
0.50%
$1,000
Eclipse Bank
Eclipse Bank
18-Month CD
0.50%
$1,000
Adirondack Bank
Adirondack Bank
36-Month CD
0.40%
$1,000
4U Federal Credit Union
4U Federal Credit Union
Savings
0.40%
$100
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Savings
0.35%
$100
Lone Star Bank
Lone Star Bank
Savings
0.30%
$200
Peoples Bank Taylorsville, KY
48-Month CD
0.30%
$500
Marion State Bank Marion, TX
Marion State Bank Marion, TX
Savings
0.25%
$100
Millville Savings Bank
Millville Savings Bank
36-Month CD
0.23%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
Statement Savings
0.10%
$50
Heritage Bank Minnesota
Heritage Bank Minnesota
Money Market
0.10%
$0
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
Vision Savings
0.10%
$50
Partners Bank of New England
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Washington Trust Company, of Westerly rate data right now, check back for updates, we are adding rates all the time.

Washington Trust Company, of Westerly Information

Washington Trust Company, of Westerly
23 Broad St
Westerly, RI 02891
Washington
Established Date: 01/01/1800
FDIC Certificate #: 23623
Date of FDIC Deposit Insurance: 01/02/1982
Bank Holding Company: WASHINGTON TRUST BCORP INC
How Many Domestic U.S. Offices? 29
How Many Branches are There? 30
Is Washington Trust Company, of Westerly FDIC Insured? Yes
What is Washington Trust Company, of Westerly's Cert number? 23623
What is the maximum amount for insured deposits? $250,000 per holder, per account

Washington Trust Company, of Westerly Financials

Total Assets:
$7,248,984,000
Total Deposits:
$5,353,352,000
Equity Capital:
$482,915,000
Domestic Deposits:
$5,353,352,000
Net Income:
$11,371,000
Return on Assets:
0.7028%
Quarterly Return on Assets:
0.6300%
Pretax Return on Assets:
0.7924%
Pretax Quarterly Return on Assets:
0.7900%
Return on Equity:
10.5800%
Quarterly Return on Equity:
9.3600%
Common Equity Tier 1 Capital Ratio:
10.6520%
Tier 1 Risk-Based Capital Ratio:
10.6520%
Leverage Tier 1 (Core Capital) Ratio:
7.7845%
Total Risk-Based Capital Ratio (YTD):
11.3613%
Total Interest Income (YTD):
5.0754%
 
 
Headquarters:
Westerly
FDIC Field Office:
South Boston
Regulator:
FDIC
County:
Washington
# of Offices:
29
Metropolitan Statistical Area (MSA):
Providence-Warwick, RI-MA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

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