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 Upper Darby Bell Telco Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Upper Darby Bell Telco Federal Credit Union's savings rates are at 3.05%. Upper Darby Bell Telco Federal Credit Union's Personal Loan Rates are at 9.50%. MonitorBankRates evaluates the financial stability of Upper Darby Bell Telco Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.65%. Rates were last updated on 04/17/2026. Upper Darby Bell Telco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Upper Darby Bell Telco Federal Credit Union? Share your experience about Upper Darby Bell Telco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Upper Darby Bell Telco Federal Credit Union. Upper Darby Bell Telco Federal Credit Union
Upper Darby Belltelco FCU 1410 Bywood Ave
https://www.udbell.org Upper Darby, PA 19082 
Upper Darby Bell Telco Federal Credit Union Savings Rates
Upper Darby Bell Telco Federal Credit Union Mortgage Rates
Upper Darby Bell Telco Federal Credit Union Home Equity & HELOC
Upper Darby Bell Telco Federal Credit Union Credit Card Rates
Upper Darby Bell Telco Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Upper Darby Bell Telco Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Upper Darby Bell Telco Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Upper Darby Bell Telco Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Upper Darby Bell Telco Federal Credit Union
Website
https://www.udbell.org
Address
1410 Bywood Ave,
Upper Darby, PA 19082
Phone
610-734-1884
Fax
610-734-0312
President
Kevin Mallee
CEO
Richard Votta
Full-Time Employees
6
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.65%
Return on Assets (ROA)
1.5807%
Return on Equity (ROE)
6.4340%
Non-Performing Loans Ratio (NPL)
0.50%
Total Assets
69,389,475
Total Amount of Shares and Deposits
52,301,193
Total Shares and Deposits < 1 Year
50,869,942
Total Shares and Deposits 1 3 Years
1,431,251
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,330,704
Total Uninsured Shares and Deposits > $250K (F+J)
5,330,704
Total Insured Shares and Deposits > $250K (item 17 less item K)
46,970,489
Total Interest Expense (Sum of items 6 8)
761,959
Share Certificates
1,020
Number of Accounts for Share Drafts
1,894
IRA KEOGH Accounts
249
Number of Accounts for Regular Shares
4,348
Money Market Shares
248
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
23,090,829
Total Liabilities
52,340,862
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Upper Darby Bell Telco Federal Credit UnionIs Upper Darby Bell Telco Federal Credit Union a safe place to deposit money?Yes, Upper Darby Bell Telco Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.65301259802521%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Upper Darby Bell Telco Federal Credit Union operate?Upper Darby Bell Telco Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Upper Darby Bell Telco Federal Credit Union?Yes, to access services at Upper Darby Bell Telco Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Upper Darby Bell Telco Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Upper Darby Bell Telco Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Upper Darby Bell Telco Federal Credit Union offer online and mobile banking?Most modern institutions like Upper Darby Bell Telco Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.udbell.org. Current Upper Darby Bell Telco Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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