Cape Ann Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.00%, 6-month CD rates at 0.05% and 3-month CD rates at 1.15%. Current savings rates are at 0.15% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.37%. Credit Card rates are at 15.40%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates. Cape Ann Savings Bank's 12-Month CD rates are at 4.33%, 18-Month CD rates are at 3.30%, 60-Month CD rates are at 1.00%, 48-Month CD rates are at 0.75%, 36-Month CD rates are at 0.75%. Cape Ann Savings Bank's savings rates are at 2.02%. Cape Ann Savings Bank's money market rates are at 2.52%.

Cape Ann Savings Bank

To see how these rates compare to Cape Ann Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cape Ann Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cape Ann Savings Bank CD rates. You can also compare Cape Ann Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cape Ann Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cape Ann Savings Bank? Share your experience about Cape Ann Savings Bank by leaving a review below, or read customer reviews before you decide to use Cape Ann Savings Bank.

Cape Ann Savings Bank Texas Ratio

Cape Ann Savings Bank's Texas Ratio is at 1.64%, which is considered excellent. The Texas Ratio for Cape Ann Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cape Ann Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.33%
18-Month CD
3.30%
24-Month CD
0.75%
36-Month CD
0.75%
48-Month CD
0.75%
60-Month CD
1.00%
Savings
2.02%
MMA
2.52%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cape Ann Savings Bank
109 Main St
Gloucester, MA 01930
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Cape Ann Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Cape Ann Savings Bank
Cape Ann Savings Bank
12-Month CD
4.33%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
18-Month CD
3.30%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
Money Market
2.52%
$1,000,000
Cape Ann Savings Bank
Cape Ann Savings Bank
Lighthouse Savings
2.02%
$15,000
Cape Ann Savings Bank
Cape Ann Savings Bank
60-Month CD
1.00%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
24-Month CD
0.75%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
36-Month CD
0.75%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
48-Month CD
0.75%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
6-Month CD
0.35%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
NOW Checking
0.25%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Cape Ann Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Old National Bank
Old National Bank
7-Month CD
5.15%
$500
FSB of Rosemount
FSB of Rosemount
12-Month CD
5.13%
$500
WCF Financial Bank
WCF Financial Bank
7-Month CD (special)
5.10%
$1,000
PNB Community Bank
PNB Community Bank
5-Month CD
5.00%
$1,000
Elizabethton FSB
Elizabethton FSB
12-Month CD
4.86%
$1,000
BankGloucester
BankGloucester
9-Month CD
4.60%
$500
GTE Financial Credit Union
GTE Financial Credit Union
18-Month CD (Jumbo)
4.59%
$100,000
First National Bank in Philip
First National Bank in Philip
6-Month CD
4.55%
$1,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
60-Month CD
4.25%
$500
Touchmark Bank
Touchmark Bank
48-Month CD
3.50%
$1,000
SouthStar Bank
SouthStar Bank
60-Month CD
3.44%
$1,000
National Bank of Malvern
National Bank of Malvern
60-Month CD
3.25%
$2,500
Apple Bank for Savings
Apple Bank for Savings
48-Month CD
3.25%
$1,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
12-Month CD
3.00%
$2,500
Mechanics Cooperative Bank
Mechanics Cooperative Bank
48-Month CD
3.00%
$500
First State Bank Randolph, NE
First State Bank Randolph, NE
6-Month CD
2.75%
$500
Finworth
Finworth
6-Month CD
2.52%
$50,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
3-Month CD
2.52%
$1,000
First FarmBank
First FarmBank
3-Month CD
2.50%
$1,000
1st United Credit Union
1st United Credit Union
60-Month CD (bump)
2.50%
$250
Community Bank of Cameron
Community Bank of Cameron
48-Month CD
2.42%
$1,000
First FarmBank
First FarmBank
Explorer Savings
2.00%
$10
Neffs National Bank
Neffs National Bank
48-Month CD
2.00%
$1,000
International Bank of Chicago
International Bank of Chicago
36-Month CD
2.00%
$1,000
Harrison County Bank
Harrison County Bank
48-Month CD
1.95%
$1,000
State Bank of Industry
State Bank of Industry
24-Month CD
1.76%
$1,000
The Bank of Tescott
The Bank of Tescott
24-Month CD
1.74%
$0
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
48-Month CD
1.40%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
12-Month CD
1.25%
$500
Forte Bank
Forte Bank
18-Month CD
1.15%
$1,000
Fayetteville Bank
Fayetteville Bank
18-Month CD
1.06%
$1,000
Home Loan Investment Bank
Home Loan Investment Bank
Loyalty Checking
1.00%
$0
First Bank Waverly, IA
First Bank Waverly, IA
24-Month CD
1.00%
$1,000
Midland Community Bank
Midland Community Bank
18-Month CD
0.85%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
48-Month CD
0.85%
$1,000
SSB of Wanamingo
SSB of Wanamingo
Money Market
0.85%
$50,000
Cape Ann Savings Bank
Cape Ann Savings Bank
48-Month CD
0.75%
$500
Reliance Bank
Reliance Bank
Money Market
0.75%
$250,000
S&T Bank
S&T Bank
Money Market
0.75%
$0
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Super NOW Checking
0.55%
$2,500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
12-Month CD
0.50%
$1,000
Hoyne Savings Bank
Hoyne Savings Bank
Money Market
0.50%
$1,000
Washington Financial Bank
Washington Financial Bank
60-Month CD
0.50%
$500
5 Star Bank
5 Star Bank
30-Month CD
0.40%
$500
FNB of Elmer
FNB of Elmer
12-Month CD
0.30%
$500
Superior Savings Bank
Superior Savings Bank
48-Month CD
0.25%
$500
Equitable S&L Co.
Equitable S&L Co.
24-Month CD
0.25%
$500
SSB Community Bank
SSB Community Bank
12-Month CD
0.10%
$1,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
Statement Savings
0.10%
$100
Regions Bank
Regions Bank
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 14, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Cape Ann Savings Bank Information

Cape Ann Savings Bank
109 Main St
Gloucester, MA 01930
Essex
Established Date: 04/15/1846
FDIC Certificate #: 90203
Date of FDIC Deposit Insurance: 10/22/1985
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Cape Ann Savings Bank FDIC Insured? Yes
What is Cape Ann Savings Bank's Cert number? 90203
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cape Ann Savings Bank Financials

Total Assets:
$906,969,000
Total Deposits:
$696,882,000
Equity Capital:
$177,377,000
Domestic Deposits:
$696,882,000
Net Income:
$95,000
Return on Assets:
-1.0047%
Quarterly Return on Assets:
0.0400%
Pretax Return on Assets:
0.0157%
Pretax Quarterly Return on Assets:
0.0200%
Return on Equity:
-4.9600%
Quarterly Return on Equity:
0.2200%
Common Equity Tier 1 Capital Ratio:
28.6167%
Tier 1 Risk-Based Capital Ratio:
28.6167%
Leverage Tier 1 (Core Capital) Ratio:
20.5716%
Total Risk-Based Capital Ratio (YTD):
29.4391%
Total Interest Income (YTD):
3.0270%
 
 
Headquarters:
Gloucester
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Essex
# of Offices:
5
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

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