Capon Valley Bank Rates and Review January 2026
Capon Valley Bank's 18-Month CD rates are at 2.27%, 60-Month CD rates are at 2.22%, 48-Month CD rates are at 2.02%, 36-Month CD rates are at 1.97%, 24-Month CD rates are at 1.76%. Capon Valley Bank's savings rates are at 0.25%. Capon Valley Bank's money market rates are at 2.02%.
To see how these rates compare to Capon Valley Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Capon Valley Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Capon Valley Bank CD rates. You can also compare Capon Valley Bank savings rates, MMA rates and mortgage rates using our other rate lists. Rate Updates and AvailabilityCapon Valley Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Capon Valley Bank? Share your experience about Capon Valley Bank by leaving a review below, or read customer reviews before you decide to use Capon Valley Bank. Financial Stability and Texas RatioCapon Valley Bank's Texas Ratio is at 3.18%, which is considered excellent. The Texas Ratio for Capon Valley Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Capon Valley Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Capon Valley Bank CD Rates and Interest Rates
Capon Valley Bank
18-Month CD
2.27%
$100
Capon Valley Bank
60-Month CD
2.22%
$500
Capon Valley Bank
Plateau Premium Money Market
2.02%
$25,000
Capon Valley Bank
48-Month CD
2.02%
$500
Capon Valley Bank
36-Month CD
1.97%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Capon Valley Bank Rates with Other Competitive Bank and Credit Union Rates
USAlliance Financial
24-Month CD
3.95%
$500
Atkins Savings B&T
6-Month CD
3.94%
$1,000
Androscoggin Savings Bank
12-Month CD
3.85%
$500
A+ Federal Credit Union
18-Month CD
3.55%
$1,000
LendingClub
24-Month CD
3.50%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Bank Profile & OverviewCapon Valley Bank
2 W Main StWardensville, WV 26851 Hardy Established Date: 07/01/1918 FDIC Certificate #: 9998 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: HIGHLANDS BANKSHARES INC How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.caponvalleybank.com
Is Capon Valley Bank FDIC Insured? Yes
What is Capon Valley Bank's Cert number? 9998
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$217,462,000
Total Deposits:
$196,263,000
Equity Capital:
$18,468,000
Net Income:
$308,000
Return on Assets (ROA):
0.4989%
Return on Equity (ROE):
5.8800%
Headquarters:
Wardensville
Regulator:
FDIC
# of Offices:
5
Source: FDIC | Last Updated 03/31/2024
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Frequently Asked Questions About Capon Valley BankIs Capon Valley Bank a safe place to deposit money?Yes, Capon Valley Bank is considered a safe financial institution. With a Texas Ratio of 3.18%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Capon Valley Bank operate?Capon Valley Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Capon Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Capon Valley Bank provides members with tools to manage their accounts and build a solid financial history. Does Capon Valley Bank offer online and mobile banking?Most modern institutions like Capon Valley Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.caponvalleybank.com. Compare to other Banks |
