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Canton Co-operative Bank Rates & Review March 2026

Canton Co-operative Bank's money market rates are at 1.00%. Canton Co-operative Bank's 15 Year Fixed Rate rates are at 5.50%, 30 Year Fixed Rate rates are at 5.88%, 5/1 Adjustable Rate rates are at 5.50%. MonitorBankRates evaluates the financial stability of Canton Co-operative Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.05%. Rates were last updated on 03/25/2026.

Canton Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Canton Co-operative Bank? Share your experience about Canton Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Canton Co-operative Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.05%
Excellent Higher than avg
Canton Co-operative Bank
671 Washington St
Canton, MA 02021
https://www.cantoncoopbank.com
Member FDIC

Canton Co-operative Bank Money Market Rates

Product Rate APY View More
Business Money Market 3.20% 3.25%
Min Balance $300,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
Premium & IRA Premium Money Market 3.20% 3.25%
Min Balance $300,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
Business Money Market 3.00% 3.04%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
Premium & IRA Premium Money Market 3.00% 3.04%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
Business Money Market 1.49% 1.50%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
Premium & IRA Premium Money Market 1.49% 1.50%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
Business Money Market 1.00% 1.00%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
Premium & IRA Premium Money Market 1.00% 1.00%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%

Canton Co-operative Bank Checking Rates

Product Rate APY View More
High Interest Checking 0.12% 0.12%
Min Balance $1,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
Business Interest Checking 0.07% 0.07%
Min Balance $1,500
Details Daily balance of $1,500.00 required to avoid a $6.00 monthly service charge
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
High Interest Checking 0.07% 0.07%
Min Balance $10
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
50+ Free Interest Checking 0.05% 0.05%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%

Canton Co-operative Bank Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Rate 5.50% 0.000% 5.61%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
30 Year Fixed Rate 5.88% 0.000% 5.94%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
5/1 Adjustable Rate 5.50% 0.000% 6.17%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%

Canton Co-operative Bank Home Equity & HELOC

Product Rate Points APR Term View More
HELOC 5.25% 0.000% 5.25%
Details After 6 Month Intro Rate
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%
HELOC 5.25% 0.000% 6.25%
Details After 6 Month Intro Rate
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.05%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Canton Co-operative Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Canton Co-operative Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Canton Co-operative Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Canton Co-operative Bank
FDIC Certificate # 26450
Address 671 Washington St, Canton, MA 02021  ·  Norfolk
Established 01/01/1891
FDIC Insurance Date 12/05/1985
Domestic Offices 1
Total Branches 1
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 95/100
5.0
Exceptional Out of 5.0 Stars
9.05%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5887%
Return on Equity (ROE) 4.7600%
Non-Performing Loans (NPL) 1.02%
Total Assets $158,955,000
Total Deposits $131,743,000
Equity Capital $21,293,000
Net Income $346,000
Headquarters Canton
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

YkED
★★★★★
December 17, 2025
OClT
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Canton Co-operative Bank
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Frequently Asked Questions About Canton Co-operative Bank

Is Canton Co-operative Bank a safe place to deposit money?

Yes, Canton Co-operative Bank is considered a safe financial institution. With a Texas Ratio of 9.048178613396%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Canton Co-operative Bank operate?

Canton Co-operative Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Canton Co-operative Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Canton Co-operative Bank provides members with tools to manage their accounts and build a solid financial history.

Does Canton Co-operative Bank offer online and mobile banking?

Most modern institutions like Canton Co-operative Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cantoncoopbank.com.

Current Canton Co-operative Bank Rates

  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.