Cedar Rapids Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Cedar Rapids Bank and Trust CompanyToday's 12-month CD rates can be found at 4.19%, 6-month CD rates at 2.52% and 3-month CD rates at 3.85%. Current savings rates are at 0.15% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.47%. Credit Card rates are at 13.90%. Personal Loan rates are at 8.89%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Cedar Rapids Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cedar Rapids Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cedar Rapids Bank and Trust Company CD rates. You can also compare Cedar Rapids Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Cedar Rapids Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cedar Rapids Bank and Trust Company? Share your experience about Cedar Rapids Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Cedar Rapids Bank and Trust Company.

Cedar Rapids Bank and Trust Company Texas Ratio

Cedar Rapids Bank and Trust Company's Texas Ratio is at 3.92%, which is considered excellent. The Texas Ratio for Cedar Rapids Bank and Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cedar Rapids Bank and Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cedar Rapids Bank and Trust Company
500 1st Ave Ne
Cedar Rapids, IA 52401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Cedar Rapids Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
18-Month CD
4.10%
$5,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
12-Month CD
4.08%
$100
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
12-Month CD
4.07%
$10,000
Community Bank of Trenton
Community Bank of Trenton
Extreme Green Savings
4.00%
$25
ESB Bank
ESB Bank
24-Month CD
3.85%
$10,000
Adams State Bank
Adams State Bank
24-Month CD
3.80%
$1,000
Beal Bank USA
Beal Bank USA
Statement Savings
3.75%
$500
North Shore Bank Co-op
12-Month CD
3.75%
$1,000
Westside State Bank
Westside State Bank
24-Month CD
3.75%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
12-Month CD
3.51%
$1,000
Maspeth Federal S&L
Maspeth Federal S&L
60-Month CD
3.50%
$2,500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
6-Month CD
3.50%
$500
Lake Central Bank
Lake Central Bank
60-Month CD
3.34%
$1,000
AVB Bank
AVB Bank
18-Month CD
3.12%
$1,000
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
60-Month CD
3.03%
$500
M.Y. Safra Bank
M.Y. Safra Bank
48-Month CD
3.00%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
36-Month CD
3.00%
$2,500
The Bank of Bennington
The Bank of Bennington
60-Month CD
3.00%
$500
TSB Bank
TSB Bank
24-Month CD
3.00%
$500
Access Community Credit Union
Access Community Credit Union
60-Month CD
3.00%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
12-Month CD
2.53%
$500
Ladysmith Federal S&L
24-Month CD
2.42%
$1,000
Bank of Washington
Bank of Washington
18-Month CD
2.25%
$500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
48-Month CD
2.12%
$1,000
Bath Savings Institution
Bath Savings Institution
3-Month CD
2.07%
$500
VisionBank Of Iowa
VisionBank Of Iowa
48-Month CD
2.00%
$2,500
Artisans Bank
Artisans Bank
30-Month CD
2.00%
$1,500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
60-Month CD
1.51%
$5,000
TrustCo Bank
TrustCo Bank
60-Month CD
1.50%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
3-Month CD
1.41%
$500
Northumberland Bank
Northumberland Bank
60-Month CD
1.15%
$5,000
Colonial Savings, F.A.
Colonial Savings, F.A.
60-Month CD
1.13%
$1,000
Bellevue State Bank
Bellevue State Bank
60-Month CD
1.10%
$5,000
Oxford Bank
Oxford Bank
Kasasa Savings
1.00%
$0
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
PrimaryPlus Money Market
0.75%
$2,500
Bangor Savings Bank
Bangor Savings Bank
36-Month CD
0.75%
$500
Columbia Bank
Columbia Bank
Statement Savings
0.60%
$10
American Bank of Baxter Springs
American Bank of Baxter Springs
24-Month CD
0.50%
$1,000
Security State Bank of Marine
Security State Bank of Marine
18-Month CD
0.45%
$300
Minnstar Bank
Minnstar Bank
12-Month CD
0.40%
$1,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
36-Month CD
0.40%
$500
VisionBank Of Iowa
VisionBank Of Iowa
Savings
0.30%
$100
Somerset Savings Bank
Somerset Savings Bank
12-Month CD
0.20%
$500
San Luis Valley Federal Bank
San Luis Valley Federal Bank
Savings
0.17%
$100
Clare Bank
Clare Bank
Savings
0.15%
$0
First Mutual Bank, FSB
First Mutual Bank, FSB
Statement Savings
0.15%
$25,000
Union Bank Morrisville, VT
Union Bank Morrisville, VT
Money Market
0.10%
$1,000
Simmesport State Bank
Simmesport State Bank
Passbook Savings
0.10%
$100
BankOrion
BankOrion
Statement Savings
0.05%
$0
DB&T
DB&T
High Yield Savings
0.05%
$100,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Cedar Rapids Bank and Trust Company rate data right now, check back for updates, we are adding rates all the time.

Cedar Rapids Bank and Trust Company Information

Cedar Rapids Bank and Trust Company
500 1st Ave Ne
Cedar Rapids, IA 52401
Linn
Established Date: 09/14/2001
FDIC Certificate #: 57244
Date of FDIC Deposit Insurance: 09/14/2001
Bank Holding Company: QCR HOLDINGS INC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Cedar Rapids Bank and Trust Company FDIC Insured? Yes
What is Cedar Rapids Bank and Trust Company's Cert number? 57244
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cedar Rapids Bank and Trust Company Financials

Total Assets:
$2,585,730,000
Total Deposits:
$1,757,354,000
Equity Capital:
$369,195,000
Domestic Deposits:
$1,757,354,000
Net Income:
$18,040,000
Return on Assets:
2.8089%
Quarterly Return on Assets:
2.8400%
Pretax Return on Assets:
3.2680%
Pretax Quarterly Return on Assets:
3.2700%
Return on Equity:
21.5300%
Quarterly Return on Equity:
19.9800%
Common Equity Tier 1 Capital Ratio:
15.5552%
Tier 1 Risk-Based Capital Ratio:
15.5552%
Leverage Tier 1 (Core Capital) Ratio:
14.6003%
Total Risk-Based Capital Ratio (YTD):
16.8015%
Total Interest Income (YTD):
5.3702%
 
 
Headquarters:
Cedar Rapids
FDIC Field Office:
Cedar Rapids
Regulator:
FED
County:
Linn
# of Offices:
9
Metropolitan Statistical Area (MSA):
Cedar Rapids, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

e-trade-savings-account-promo1E Trade Bank will give you $25 for opening a "Complete Savings Account". The minimum opening deposit is $1.00 and you only have to deposit a dollar to get the $25.00. The $25 will be deposited to your account within 30 days of you funding your account.
Average 12 month CD rates were slightly lower in Bankrate's national rate survey this week. Bank CD rates averaged 0.72 percent for the week ending October 10, 2012, down from the prior week's average rate of 0.73 percent. The Federal Deposit Insurance Corporation's national rate survey had 1 year CD rates at banks averaging 0.25 percent for the week ending October 9, 2012, down from the previous week's average of 0.26 percent.

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