Cedar Rapids Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Cedar Rapids Bank and Trust CompanyToday's 12-month CD rates can be found at 0.50%, 6-month CD rates at 4.07% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.93%. Credit Card rates are at 7.90%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Cedar Rapids Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cedar Rapids Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cedar Rapids Bank and Trust Company CD rates. You can also compare Cedar Rapids Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Cedar Rapids Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cedar Rapids Bank and Trust Company? Share your experience about Cedar Rapids Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Cedar Rapids Bank and Trust Company.

Cedar Rapids Bank and Trust Company Texas Ratio

Cedar Rapids Bank and Trust Company's Texas Ratio is at 3.92%, which is considered excellent. The Texas Ratio for Cedar Rapids Bank and Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cedar Rapids Bank and Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cedar Rapids Bank and Trust Company
500 1st Ave Ne
Cedar Rapids, IA 52401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Cedar Rapids Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First State Bank of Beecher City
First State Bank of Beecher City
6-Month CD
4.25%
$500
Live Oak Bank
Live Oak Bank
6-Month CD
4.00%
$2,500
Andrews Federal Credit Union
Andrews Federal Credit Union
High Yield Savings
3.95%
$0
Luana Savings Bank
Luana Savings Bank
48-Month CD
3.94%
$2,000
First Jackson Bank
First Jackson Bank
60-Month CD
3.90%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
24-Month CD
3.82%
$100
National Bank of Malvern
National Bank of Malvern
18-Month CD
3.75%
$500
Everence Trust Company
Everence Trust Company
18-Month CD
3.65%
$500
StonehamBank
StonehamBank
36-Month CD
3.50%
$1,000
Access Bank
Access Bank
18-Month CD
3.50%
$1,000
1st United Credit Union
1st United Credit Union
24-Month CD
3.50%
$250
Everence Trust Company
Everence Trust Company
48-Month CD
3.30%
$500
Leighton State Bank
Leighton State Bank
12-Month CD
3.20%
$500
Heritage Bank N.A.
Heritage Bank N.A.
60-Month CD
3.20%
$75,000
Community State Bank Starke, FL
Community State Bank Starke, FL
12-Month CD
3.15%
$1,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
12-Month CD
2.89%
$500
First Bank of Central Ohio
First Bank of Central Ohio
Money Market
2.85%
$0
Stafford Savings Bank
Stafford Savings Bank
48-Month CD
2.54%
$500
Glen Burnie MSB
18-Month CD
2.53%
$500
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
24-Month CD
2.53%
$500
Senath State Bank
Senath State Bank
48-Month CD
2.52%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
60-Month CD
2.40%
$500
Chain Bridge Bank
Chain Bridge Bank
12-Month CD
2.28%
$500
FCNB of St. Paris
48-Month CD
2.07%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
60-Month CD
2.00%
$1,000
1st Ed Credit Union
1st Ed Credit Union
60-Month CD
1.90%
$500
Bank of Hindman
Bank of Hindman
36-Month CD
1.76%
$1,000
Bluff View Bank
Bluff View Bank
60-Month CD
1.61%
$10,000
Security Bank Laurel, NE
Security Bank Laurel, NE
Advantage Money Market
1.51%
$100,000
Westside State Bank
Westside State Bank
24-Month CD
1.45%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
Select Money Market
1.25%
$0
Bank of the Valley
Bank of the Valley
Loyalty Checking
1.06%
$5,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
12-Month CD
1.00%
$500
PennCrest Bank
PennCrest Bank
12-Month CD
1.00%
$1,000
Liberty Savings Bank
Liberty Savings Bank
Checking
1.00%
$0
Farmers State Bank of Calhan
Farmers State Bank of Calhan
Premier Money Market
0.75%
$500,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
36-Month CD
0.55%
$1,000
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
36-Month CD
0.55%
$500
Conway National Bank (CNB)
Conway National Bank (CNB)
Investors Money market
0.55%
$500
Central Bank Houston, TX
Central Bank Houston, TX
12-Month CD
0.50%
$1,000
Bell Bank
Bell Bank
Regular Savings
0.50%
$50
ACFCU
ACFCU
Money Market
0.50%
$2,500
South Central State Bank
South Central State Bank
Savings
0.40%
$100
Century Bank and Trust GA
Century Bank and Trust GA
12-Month CD
0.40%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
Premier Investment Money Market
0.10%
$1,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
Savings
0.10%
$0
Huntington FSB
Huntington FSB
Paymaster Checking
0.05%
$100
River Falls State Bank
River Falls State Bank
Savings
0.05%
$90
Westbury Bank
Westbury Bank
Money Market
0.05%
$0
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
Performance Money Market
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Cedar Rapids Bank and Trust Company rate data right now, check back for updates, we are adding rates all the time.

Cedar Rapids Bank and Trust Company Information

Cedar Rapids Bank and Trust Company
500 1st Ave Ne
Cedar Rapids, IA 52401
Linn
Established Date: 09/14/2001
FDIC Certificate #: 57244
Date of FDIC Deposit Insurance: 09/14/2001
Bank Holding Company: QCR HOLDINGS INC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Cedar Rapids Bank and Trust Company FDIC Insured? Yes
What is Cedar Rapids Bank and Trust Company's Cert number? 57244
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cedar Rapids Bank and Trust Company Financials

Total Assets:
$2,585,730,000
Total Deposits:
$1,757,354,000
Equity Capital:
$369,195,000
Domestic Deposits:
$1,757,354,000
Net Income:
$18,040,000
Return on Assets:
2.8089%
Quarterly Return on Assets:
2.8400%
Pretax Return on Assets:
3.2680%
Pretax Quarterly Return on Assets:
3.2700%
Return on Equity:
21.5300%
Quarterly Return on Equity:
19.9800%
Common Equity Tier 1 Capital Ratio:
15.5552%
Tier 1 Risk-Based Capital Ratio:
15.5552%
Leverage Tier 1 (Core Capital) Ratio:
14.6003%
Total Risk-Based Capital Ratio (YTD):
16.8015%
Total Interest Income (YTD):
5.3702%
 
 
Headquarters:
Cedar Rapids
FDIC Field Office:
Cedar Rapids
Regulator:
FED
County:
Linn
# of Offices:
9
Metropolitan Statistical Area (MSA):
Cedar Rapids, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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