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First Capital Bank Quanah, TX Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

First Capital Bank Quanah, TX rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not First Capital Bank Quanah, TX, and you can see how they compare in the First Capital Bank Quanah, TX rate tables below. MonitorBankRates evaluates the financial stability of First Capital Bank Quanah, TX with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.93%. Database rates last updated and verified on 08/30/2026.

First Capital Bank Quanah, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Capital Bank Quanah, TX? Share your experience about First Capital Bank Quanah, TX by leaving a review below, or read customer reviews before you decide to use First Capital Bank Quanah, TX.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.93%
Excellent Higher than avg
First Capital Bank
120 W 3rd St
Quanah, TX 79252
https://www.fcbqt.com
Member FDIC

Current Rate Availability

We're not currently displaying rates for First Capital Bank Quanah, TX, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Capital Bank Quanah, TX is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Capital Bank Quanah, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Capital Bank Quanah, TX's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Capital Bank Quanah, TX
Bank Holding Company QUANAH FINL EMPLOYEE STK OWNERSHIP PLAN
Address 120 W 3rd St, Quanah, TX 79252  ·  Hardeman
Website https://www.fcbqt.com
FDIC Certificate # 3399
Established 01/01/1907
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 2
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
6.93%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.5247%
Return on Equity (ROE) 16.9800%
Non-Performing Loans (NPL) 0.49%
Total Assets $116,310,000
Total Deposits $106,502,000
Equity Capital $9,429,000
Net Income $458,000
Headquarters Quanah
Total Branches and Offices 2
Source: FDIC  |  Last Updated 12/31/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

First Capital Bank Quanah, TX earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About First Capital Bank Quanah, TX

How many branches does First Capital Bank Quanah, TX operate?

First Capital Bank Quanah, TX currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Capital Bank Quanah, TX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Capital Bank Quanah, TX provides members with tools to manage their accounts and build a solid financial history.

Does First Capital Bank Quanah, TX offer online and mobile banking?

Most modern institutions like First Capital Bank Quanah, TX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fcbqt.com.

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