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Liberty Bank for Savings Rates & Review April 2026

You can compare Liberty Bank for Savings rates to other rates in our database, including 12-month CD rates currently at 0.50%, 6-month CD rates at 3.75% and 3-month CD rates at 0.75%. Savings rates are at 0.66% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.92%. All these rates can be compared to Liberty Bank for Savings rates. MonitorBankRates evaluates the financial stability of Liberty Bank for Savings with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.58%. Rates were last updated on 04/05/2026.

Liberty Bank for Savings money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty Bank for Savings? Share your experience about Liberty Bank for Savings by leaving a review below, or read customer reviews before you decide to use Liberty Bank for Savings.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.58%
Excellent Lower than avg
Liberty Bank for Savings
2392 N Milwaukee Ave
Chicago, IL 60647
https://www.libertybank.com
Member FDIC

Liberty Bank for Savings Mortgage Rates

Product Rate Points APR Term View More
10-Year Fixed 5.63% - 5.83%
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
15-Year Fixed 5.75% - 5.90%
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
20-Year Fixed 6.13% - 6.24%
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
5/6 SOFR ARM 5.88% - 6.36%
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
7/6 SOFR ARM 6.13% - 6.41%
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
30-Year Fixed 6.38% - 6.46%
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Liberty Bank for Savings is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Liberty Bank for Savings rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Liberty Bank for Savings's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Liberty Bank for Savings
FDIC Certificate # 29009
Address 2392 N Milwaukee Ave, Chicago, IL 60647  ·  Cook
Established 01/01/1898
FDIC Insurance Date 08/09/1989
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.58%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.1760%
Return on Equity (ROE) 0.8300%
Non-Performing Loans (NPL) 0.12%
Total Assets $856,258,000
Total Deposits $644,622,000
Equity Capital $202,834,000
Net Income $2,545,000
Headquarters Chicago
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Liberty Bank for Savings

Is Liberty Bank for Savings a safe place to deposit money?

Yes, Liberty Bank for Savings is considered a safe financial institution. With a Texas Ratio of 0.58136007369042%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Liberty Bank for Savings operate?

Liberty Bank for Savings currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Liberty Bank for Savings does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Liberty Bank for Savings provides members with tools to manage their accounts and build a solid financial history.

Does Liberty Bank for Savings offer online and mobile banking?

Most modern institutions like Liberty Bank for Savings provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.libertybank.com.