Centinel Bank of Taos Rates and Review February 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Rate Updates and AvailabilityCentinel Bank of Taos money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Centinel Bank of Taos? Share your experience about Centinel Bank of Taos by leaving a review below, or read customer reviews before you decide to use Centinel Bank of Taos. Centinel Bank of Taos Texas RatioCentinel Bank of Taos's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Centinel Bank of Taos is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Centinel Bank of Taos has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Centinel Bank of Taos is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Current Rate AvailabilityWe do not have Centinel Bank of Taos rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Centinel Bank of Taos is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Centinel Bank of Taos rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Centinel Bank of Taos's official website for the most current offers and terms.
Bank Profile & OverviewCentinel Bank of Taos
512 Paseo Del Pueblo SurTaos, NM 87571 Taos Established Date: 03/01/1969 FDIC Certificate #: 19904 Date of FDIC Deposit Insurance: 03/01/1969 Bank Holding Company: CENTINEL BANK SHARES INC How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.centinelbank.com
Is Centinel Bank of Taos FDIC Insured? Yes
What is Centinel Bank of Taos's Cert number? 19904
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$418,217,000
Total Deposits:
$391,437,000
Equity Capital:
$22,860,000
Net Income:
$1,850,000
Return on Assets (ROA):
2.1199%
Return on Equity (ROE):
46.3300%
Headquarters:
Taos
Regulator:
FDIC
# of Offices:
2
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for Centinel Bank of Taos yet. Feel free to create one below.
Add Your Rating and Review for Centinel Bank of Taos
Frequently Asked Questions About Centinel Bank of TaosHow do I open an account at Centinel Bank of Taos?You can typically open an account at Centinel Bank of Taos by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Centinel Bank of Taos provides a range of mortgage and home equity products. Is Centinel Bank of Taos a safe place to deposit money?Yes, Centinel Bank of Taos is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Centinel Bank of Taos offer online and mobile banking?Most modern institutions like Centinel Bank of Taos provide digital access including online balance checks and transfers. Compare to other Banks |
You can compare Centinel Bank of Taos rates to other rates in our database, including 12-month CD rates currently at 3.40%, 6-month CD rates at 0.10% and 3-month CD rates at 1.16%. Savings rates are at 0.16% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.16%. All these rates, and more, can be found in our database of rates which you can compare to 
