Centinel Bank of Taos CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 4.40% and 3-month CD rates at 2.50%. Current savings rates are at 0.05% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 7.02%. Credit Card rates are at 16.95%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Centinel Bank of Taos's 18-Month CD IRA rates are at 3.25%, 12-Month CD rates are at 3.10%, 24-Month CD rates are at 3.05%, 60-Month CD rates are at 3.00%, 48-Month CD rates are at 3.00%. Centinel Bank of Taos's savings rates are at 0.65%. Centinel Bank of Taos's money market rates are at 1.00%.

Centinel Bank of Taos

To see how these rates compare to Centinel Bank of Taos CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Centinel Bank of Taos, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Centinel Bank of Taos CD rates. You can also compare Centinel Bank of Taos savings rates, MMA rates and mortgage rates using our other rate lists.

Centinel Bank of Taos money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Centinel Bank of Taos? Share your experience about Centinel Bank of Taos by leaving a review below, or read customer reviews before you decide to use Centinel Bank of Taos.

Centinel Bank of Taos Texas Ratio

Centinel Bank of Taos's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Centinel Bank of Taos is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Centinel Bank of Taos is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.10%
18-Month CD
3.25%
24-Month CD
3.05%
36-Month CD
3.00%
48-Month CD
3.00%
60-Month CD
3.00%
Savings
0.65%
MMA
1.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Centinel Bank of Taos
512 Paseo Del Pueblo Sur
Taos, NM 87571
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Centinel Bank of Taos CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Centinel Bank of Taos
Centinel Bank of Taos
18-Month CD IRA
3.25%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
12-Month CD
3.10%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
24-Month CD
3.05%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
36-Month CD
3.00%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
48-Month CD
3.00%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
60-Month CD
3.00%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
Money Market
1.00%
$25,000
Centinel Bank of Taos
Centinel Bank of Taos
Simple Savings
0.65%
$0
Centinel Bank of Taos
Centinel Bank of Taos
NOW Checking
0.20%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Centinel Bank of Taos Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
PSB of Plainview
PSB of Plainview
Kasasa Cash Checking
5.00%
$25
Old Dominion National Bank
Old Dominion National Bank
12-Month CD
4.25%
$500
Bar Harbor SLA
Bar Harbor SLA
12-Month CD
4.07%
$500
Hyperion Bank
Hyperion Bank
24-Month CD
4.00%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
6-Month CD
3.99%
$500
MapleMark Bank
MapleMark Bank
18-Month CD
3.90%
$25,000
HSBC Bank USA
HSBC Bank USA
12-Month CD (Online)
3.80%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
36-Month CD
3.80%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
30-Month CD
3.75%
$200
Community Bank of Trenton
Community Bank of Trenton
6-Month CD
3.75%
$5,000
First National Bank in Olney
First National Bank in Olney
18-Month CD
3.71%
$500
Premier Bank Omaha, NE
Premier Bank Omaha, NE
12-Month CD
3.55%
$1,000
Regent Bank (OK)
Regent Bank (OK)
60-Month CD
3.50%
$1,000
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
9-Month CD
3.50%
$5,000
1st Community Credit Union
1st Community Credit Union
36-Month CD
3.35%
$1,000
MCT Credit Union
MCT Credit Union
36-Month CD
3.20%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
24-Month CD
3.03%
$1,000
New Haven Bank
New Haven Bank
18-Month CD
3.00%
$500
The Bank of Bennington
The Bank of Bennington
36-Month CD
3.00%
$500
Empire State Bank
Empire State Bank
30-Month CD
3.00%
$1,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
33-Month CD
3.00%
$1,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
18-Month CD
3.00%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
36-Month CD (Super Jumbo)
2.88%
$225,000
Wyoming Community Bank
Wyoming Community Bank
36-Month CD
2.60%
$1,000
Bank of Prague
Bank of Prague
6-Month CD
2.52%
$1,000
First Southern Bank
First Southern Bank
12-Month CD
2.22%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
Money Market
2.10%
$250,000
River Falls State Bank
River Falls State Bank
18-Month CD
2.07%
$500
Triad Bank, N.A.
Triad Bank, N.A.
12-Month CD
2.01%
$1,000
Newtek Bank
Newtek Bank
48-Month CD
2.00%
$2,500
First National Bank of Clarksdale
First National Bank of Clarksdale
12-Month CD
1.50%
$500
USAA
USAA
48-Month CD
1.25%
$1,000
Western Nebraska Bank
Western Nebraska Bank
Money Market
1.21%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
60-Month CD
0.90%
$500
Savings Bank of Danbury
Savings Bank of Danbury
48-Month CD
0.61%
$500
First State Bank New London, WI
First State Bank New London, WI
6-Month CD
0.50%
$5,000
Adirondack Bank
Adirondack Bank
36-Month CD
0.40%
$1,000
Delaware NB of Delhi
Delaware NB of Delhi
Statement Savings
0.35%
$25
Spencer Savings Bank
Spencer Savings Bank
Statement Savings
0.25%
$100
Parke Bank
Parke Bank
Business Money Market
0.25%
$2,500
Citizens Bank & Trust (AL)
Citizens Bank & Trust (AL)
Business Money Market
0.23%
$5,000
Napoleon State Bank
Napoleon State Bank
Money Market
0.20%
$2,500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
12-Month CD
0.20%
$1,000
First National Bank in Amboy
First National Bank in Amboy
Money Market
0.15%
$2,500
Altoona First Savings Bank
Altoona First Savings Bank
Statement Savings
0.10%
$0
Comerica
Comerica
24-Month CD
0.10%
$1
First Horizon
First Horizon
3-Month CD
0.05%
$1,000
Busey Bank
Busey Bank
48-Month CD
0.05%
$1,000
First Citizens Bank
First Citizens Bank
Money Market
0.05%
$500
Hancock County SB
Hancock County SB
Interest Checking
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 12, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Centinel Bank of Taos Information

Centinel Bank of Taos
512 Paseo Del Pueblo Sur
Taos, NM 87571
Taos
Established Date: 03/01/1969
FDIC Certificate #: 19904
Date of FDIC Deposit Insurance: 03/01/1969
Bank Holding Company: CENTINEL BANK SHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Centinel Bank of Taos FDIC Insured? Yes
What is Centinel Bank of Taos's Cert number? 19904
What is the maximum amount for insured deposits? $250,000 per holder, per account

Centinel Bank of Taos Financials

Total Assets:
$418,217,000
Total Deposits:
$391,437,000
Equity Capital:
$22,860,000
Domestic Deposits:
$391,437,000
Net Income:
$1,850,000
Return on Assets:
2.1199%
Quarterly Return on Assets:
1.7800%
Pretax Return on Assets:
1.7772%
Pretax Quarterly Return on Assets:
1.7800%
Return on Equity:
46.3300%
Quarterly Return on Equity:
32.9600%
Common Equity Tier 1 Capital Ratio:
23.6274%
Tier 1 Risk-Based Capital Ratio:
23.6274%
Leverage Tier 1 (Core Capital) Ratio:
8.3730%
Total Risk-Based Capital Ratio (YTD):
24.8186%
Total Interest Income (YTD):
3.9261%
 
 
Headquarters:
Taos
FDIC Field Office:
Albuquerque
Regulator:
FDIC
County:
Taos
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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