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Centinel Bank of Taos

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Centinel Bank of Taos Rates & Review April 2026

Q: How many branches does Centinel Bank of Taos operate?

Centinel Bank of Taos currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Centinel Bank of Taos does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Centinel Bank of Taos provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Centinel Bank of Taos rates to other rates in our database, including 12-month CD rates currently at 3.00%, 6-month CD rates at 3.80% and 3-month CD rates at 0.10%. Savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.12%. All these rates can be compared to Centinel Bank of Taos rates. MonitorBankRates evaluates the financial stability of Centinel Bank of Taos with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/23/2026.

Centinel Bank of Taos money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Centinel Bank of Taos? Share your experience about Centinel Bank of Taos by leaving a review below, or read customer reviews before you decide to use Centinel Bank of Taos.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Centinel Bank of Taos

512 Paseo Del Pueblo Sur
Taos, NM 87571

https://www.centinelbank.com

Current Rate Availability

We do not have Centinel Bank of Taos rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Centinel Bank of Taos is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Centinel Bank of Taos rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Centinel Bank of Taos's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Centinel Bank of Taos

Bank Holding Company CENTINEL BANK SHARES INC

Address 512 Paseo Del Pueblo Sur, Taos, NM 87571 · Taos

Website https://www.centinelbank.com

FDIC Certificate # 19904

Established 03/01/1969

FDIC Insurance Date 03/01/1969

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 2.1199%

Return on Equity (ROE) 46.3300%

Non-Performing Loans (NPL) 0.00%

Total Assets $413,219,000

Total Deposits $376,497,000

Equity Capital $32,728,000

Net Income $5,496,000

Headquarters Taos

Total Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Centinel Bank of Taos yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Centinel Bank of Taos

Is Centinel Bank of Taos a safe place to deposit money?

Yes, Centinel Bank of Taos is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Centinel Bank of Taos operate?

Centinel Bank of Taos currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Centinel Bank of Taos does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Centinel Bank of Taos provides members with tools to manage their accounts and build a solid financial history.

Does Centinel Bank of Taos offer online and mobile banking?

Most modern institutions like Centinel Bank of Taos provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centinelbank.com.