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Jackson County Bank IN

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Jackson County Bank IN Rates & Review August 2026

Q: How many branches does Jackson County Bank IN operate?

Jackson County Bank IN currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Jackson County Bank IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jackson County Bank IN provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Jackson County Bank IN rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Jackson County Bank IN, and you can see how they compare in the Jackson County Bank IN rate tables below. MonitorBankRates evaluates the financial stability of Jackson County Bank IN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.24%. Database rates last updated and verified on 08/29/2026.

Jackson County Bank IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jackson County Bank IN? Share your experience about Jackson County Bank IN by leaving a review below, or read customer reviews before you decide to use Jackson County Bank IN.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.24%

Excellent Lower than avg

Jackson County Bank

125 S Chestnut St
Seymour, IN 47274

https://www.jcbank.com

Current Rate Availability

We're not currently displaying rates for Jackson County Bank IN, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Jackson County Bank IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Jackson County Bank IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jackson County Bank IN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Jackson County Bank IN

Bank Holding Company BANCORP OF SOUTHERN INDIANA

Address 125 S Chestnut St, Seymour, IN 47274 · Jackson

Website https://www.jcbank.com

FDIC Certificate # 13109

Established 01/01/1900

FDIC Insurance Date 01/01/1934

Domestic Offices 14

Total Branches 14

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

4.24%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7753%

Return on Equity (ROE) 9.3900%

Non-Performing Loans (NPL) 0.29%

Total Assets $1,065,907,000

Total Deposits $842,608,000

Equity Capital $89,134,000

Net Income $8,762,000

Headquarters Seymour

Total Branches and Offices 14

Source: FDIC | Last Updated 12/31/2025

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Total Reviews

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Frequently Asked Questions About Jackson County Bank IN

How many branches does Jackson County Bank IN operate?

Jackson County Bank IN currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Jackson County Bank IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jackson County Bank IN provides members with tools to manage their accounts and build a solid financial history.

Does Jackson County Bank IN offer online and mobile banking?

Most modern institutions like Jackson County Bank IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jcbank.com.