Central Bank Illinois CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Central Bank IllinoisToday's 12-month CD rates can be found at 0.50%, 6-month CD rates at 3.82% and 3-month CD rates at 3.30%. Current savings rates are at 0.10% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 10.90%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Central Bank Illinois CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Central Bank Illinois, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Central Bank Illinois CD rates. You can also compare Central Bank Illinois savings rates, MMA rates and mortgage rates using our other rate lists.

Central Bank Illinois money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Bank Illinois? Share your experience about Central Bank Illinois by leaving a review below, or read customer reviews before you decide to use Central Bank Illinois.

Central Bank Illinois Texas Ratio

Central Bank Illinois's Texas Ratio is at 0.72%, which is considered excellent. The Texas Ratio for Central Bank Illinois is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Central Bank Illinois is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Central Bank Illinois
101 N State St
Geneseo, IL 61254
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Central Bank Illinois Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Redneck Bank, div of All America Bank
Redneck Bank, div of All America Bank
Rewards Checking
4.50%
$0
T Bank
T Bank
6-Month CD
4.45%
$1,000
RBMAX
RBMAX
Max Interest Savings
4.15%
$10
First FSB of Mascoutah
First FSB of Mascoutah
12-Month CD
4.06%
$1,000
Climate First Bank
Climate First Bank
Impact Checking
4.01%
$0
West Pointe Bank
West Pointe Bank
12-Month CD
3.97%
$500
Goldwater Bank
Goldwater Bank
36-Month CD
3.75%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
12-Month CD
3.72%
$500
Everence Trust Company
Everence Trust Company
18-Month CD
3.65%
$500
Presence Bank
Presence Bank
12-Month CD
3.65%
$250
PNB Peshtigo National Bank
PNB Peshtigo National Bank
36-Month CD
3.60%
$500
RBAZ Republic Bank of Arizona
18-Month CD
3.50%
$1,000
Bank of Prairie du Sac
Bank of Prairie du Sac
24-Month CD
3.35%
$1,000
Bankwell Bank
Bankwell Bank
Smart Money Market
3.25%
$100
National Bank of Malvern
National Bank of Malvern
60-Month CD
3.25%
$2,500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
12-Month CD
3.01%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
60-Month CD
2.50%
$1,000
First Southern Bank
First Southern Bank
12-Month CD
2.22%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
48-Month CD
2.17%
$1,000
Grinnell State Bank
Grinnell State Bank
18-Month CD
2.07%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
48-Month CD
2.01%
$500
Maine Community Bank
Maine Community Bank
36-Month CD
2.00%
$500
Savers Co-operative Bank
Savers Co-operative Bank
Ka-Ching Checking
2.00%
$10
The Peoples Community Bank
The Peoples Community Bank
48-Month CD
1.55%
$500
First Bank Waverly, IA
First Bank Waverly, IA
60-Month CD
1.51%
$1,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
12-Month CD
1.25%
$500
Essex Savings Bank
Essex Savings Bank
36-Month CD
1.12%
$500
Essex Savings Bank
Essex Savings Bank
24-Month CD
1.02%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
12-Month CD
1.01%
$2,500
Hatboro Federal Savings
Hatboro Federal Savings
30-Month CD
1.00%
$1,000
Cornerstone State Bank
Cornerstone State Bank
Savings
0.75%
$1
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
Premier Money Market
0.73%
$25
Johnson State Bank
Johnson State Bank
Money Market
0.71%
$0
Metropolitan Bank
Metropolitan Bank
48-Month CD
0.50%
$2,500
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Saver Savings
0.50%
$0
Community Bank Delaware
Community Bank Delaware
60-Month CD
0.40%
$500
5 Star Bank
5 Star Bank
24-Month CD
0.40%
$500
Peoples Bank Taylorsville, KY
60-Month CD
0.35%
$500
Charter Bank IA
Charter Bank IA
Savings
0.35%
$100
OneUnited Bank
OneUnited Bank
24-Month CD
0.30%
$1,000
Rondout Savings Bank
Rondout Savings Bank
12-Month CD
0.25%
$500
Massena Savings and Loan
Massena Savings and Loan
Money Market
0.25%
$2,500
Bank of Magnolia
Bank of Magnolia
18-Month CD
0.25%
$1,000
First Seacoast Bank
First Seacoast Bank
18-Month CD (Nest Egg)
0.25%
$1,000
Community Bank Delaware
Community Bank Delaware
Money Market
0.10%
$1,000
Marion Center Bank
Marion Center Bank
18-Month CD
0.10%
$1,000
National Bank of Coxsackie
National Bank of Coxsackie
9-Month CD
0.10%
$500
Bank of New Hampshire
Bank of New Hampshire
6-Month CD
0.10%
$500
Community Bank of Raymore
Community Bank of Raymore
36-Month CD
0.05%
$500
Wells Fargo
Wells Fargo
Platinum Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Central Bank Illinois rate data right now, check back for updates, we are adding rates all the time.

Central Bank Illinois Information

Central Bank Illinois
101 N State St
Geneseo, IL 61254
Henry
Established Date: 02/01/1907
FDIC Certificate #: 11670
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CENTRAL BANC INC
How Many Domestic U.S. Offices? 12
How Many Branches are There? 12
Is Central Bank Illinois FDIC Insured? Yes
What is Central Bank Illinois's Cert number? 11670
What is the maximum amount for insured deposits? $250,000 per holder, per account

Central Bank Illinois Financials

Total Assets:
$1,309,902,000
Total Deposits:
$962,920,000
Equity Capital:
$116,333,000
Domestic Deposits:
$962,920,000
Net Income:
$2,940,000
Return on Assets:
1.2610%
Quarterly Return on Assets:
0.9000%
Pretax Return on Assets:
1.2722%
Pretax Quarterly Return on Assets:
1.2700%
Return on Equity:
15.8400%
Quarterly Return on Equity:
10.2300%
Leverage Tier 1 (Core Capital) Ratio:
9.6052%
Total Interest Income (YTD):
4.7945%
 
 
Headquarters:
Geneseo
FDIC Field Office:
Princeton
Regulator:
FDIC
County:
Henry
# of Offices:
12
Metropolitan Statistical Area (MSA):
Davenport-Moline-Rock Island, IA-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Fixed long term mortgage rates and refinance rates are mostly higher this afternoon except average rates on fixed 30 year mortgages. The current national average 30 year rate mortgage is 4.78 percent, down from yesterday when 30 year rate mortgages averaged 4.88 percent. 30 year mortgage interest rates and refinance interest rates in Utah are lower than the national average 30 year rate mortgage. The current 30 year rate in UT is averaging 4.75 percent.
NewDominion Bank Money Market Account rates are now at 0.69 percent with a yield of 0.70 percent. View current Money Market Account rates at NewDominion Bank below.
Finding the best car insurance rates and quotes from several different auto insurance companies can be done online. How much car insurance coverage you need depends on the minimum for the state you live in, how much insurance you can afford and how much coverage you feel comfortable having.  

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