Wayne Savings Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 3.50% and 3-month CD rates at 0.60%. Current savings rates are at 0.05% and money market rates are at 1.20%. Mortgage rates today on 30-year fixed loans are around 7.29%. Credit Card rates are at 14.90%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. Wayne Savings Community Bank's 60-Month CD rates are at 0.50%, 48-Month CD rates are at 0.50%, 36-Month CD rates are at 0.50%, 24-Month CD rates are at 0.30%, 18-Month CD rates are at 0.30%. Wayne Savings Community Bank's savings rates are at 0.05%. Wayne Savings Community Bank's money market rates are at 4.85%.

Wayne Savings Community Bank

To see how these rates compare to Wayne Savings Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Wayne Savings Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Wayne Savings Community Bank CD rates. You can also compare Wayne Savings Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Wayne Savings Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wayne Savings Community Bank? Share your experience about Wayne Savings Community Bank by leaving a review below, or read customer reviews before you decide to use Wayne Savings Community Bank.

Wayne Savings Community Bank Texas Ratio

Wayne Savings Community Bank's Texas Ratio is at 3.14%, which is considered excellent. The Texas Ratio for Wayne Savings Community Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Wayne Savings Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.30%
18-Month CD
0.30%
24-Month CD
0.30%
36-Month CD
0.50%
48-Month CD
0.50%
60-Month CD
0.50%
Savings
0.05%
MMA
4.85%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Wayne Savings Community Bank
151 N Market St
Wooster, OH 44691
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Wayne Savings Community Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Wayne Savings Community Bank
Wayne Savings Community Bank
Impact Checking <-$15K
6.00%
$100
Wayne Savings Community Bank
Wayne Savings Community Bank
Maximize Money Market
4.85%
$1,000,000
Wayne Savings Community Bank
Wayne Savings Community Bank
60-Month CD
0.50%
$1,000
Wayne Savings Community Bank
Wayne Savings Community Bank
48-Month CD
0.50%
$1,000
Wayne Savings Community Bank
Wayne Savings Community Bank
36-Month CD
0.50%
$1,000
Wayne Savings Community Bank
Wayne Savings Community Bank
24-Month CD
0.30%
$1,000
Wayne Savings Community Bank
Wayne Savings Community Bank
18-Month CD
0.30%
$1,000
Wayne Savings Community Bank
Wayne Savings Community Bank
12-Month CD
0.30%
$1,000
Wayne Savings Community Bank
Wayne Savings Community Bank
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Wayne Savings Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
PSECU
PSECU
12-Month CD
5.15%
$500
First Federal S&L Newark, OH
First Federal S&L Newark, OH
12-Month CD
5.07%
$500
Vast Bank
Vast Bank
12-Month CD special
5.00%
$2,500
F&M Union Bank
7-Month CD promo special
4.90%
$10,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
12-Month CD
4.90%
$1,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
24-Month CD
4.80%
$5,000
TAB Bank
TAB Bank
24-Month CD
4.80%
$1,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
18-Month CD
4.75%
$5,000
Tower Community Bank
Tower Community Bank
6-Month CD Tower
4.58%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
54-Month CD
4.52%
$1,000
Kish Bank
Kish Bank
Investment Money Market
4.50%
$500,000
Coastal Bank & Trust
Coastal Bank & Trust
18-Month CD
4.34%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
12-Month CD
4.25%
$500
Citizens Federal S&LA
Citizens Federal S&LA
48-Month CD
4.02%
$500
Kennebec Savings Bank
Kennebec Savings Bank
Premier Money Market
3.82%
$1,000,000
North Shore Bank of Commerce
North Shore Bank of Commerce
Preferred Investment Max Money Market
3.50%
$1,000,000
The Golden 1 Credit Union
The Golden 1 Credit Union
24-Month CD term share
3.50%
$500
Minnesota First
Minnesota First
24-Month CD
3.43%
$500
FSB of Randolph County
FSB of Randolph County
Money Market
3.25%
$75,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
60-Month CD
3.25%
$0
Craft Bank
Craft Bank
60-Month CD
3.05%
$1
Washington Business Bank
Washington Business Bank
36-Month CD
2.53%
$1,000
5Star Bank
5Star Bank
Money Market
2.50%
$1,000,000
Lone Star Bank
Lone Star Bank
18-Month CD
2.50%
$1,000
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
60-Month CD
2.11%
$500
Security Federal Bank
Security Federal Bank
36-Month CD
2.05%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
12-Month CD
2.02%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
36-Month CD
2.00%
$1,000
Walden Savings Bank
Walden Savings Bank
24-Month CD
2.00%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
24-Month CD
1.95%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
12-Month CD
1.65%
$1,000
New Tripoli Bank
New Tripoli Bank
12-Month CD
1.52%
$500
Clay County Savings Bank
Clay County Savings Bank
24-Month CD
1.22%
$500
North Shore Trust and Savings
North Shore Trust and Savings
18-Month CD
1.16%
$1,000
Bath State Bank
Bath State Bank
Checking Account
1.00%
$0
New Albin Savings Bank
New Albin Savings Bank
Passbook Savings
1.00%
$200
Middlesex Federal Savings
Middlesex Federal Savings
36-Month CD
0.60%
$500
Ballston Spa National Bank
Ballston Spa National Bank
36-Month CD
0.55%
$500
Maine Community Bank
Maine Community Bank
48-Month CD
0.45%
$500
Quoin Financial Bank
Quoin Financial Bank
Cash Management Money Market
0.40%
$100,000
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
48-Month CD
0.30%
$1,000
Mvsb
60-Month CD
0.30%
$500
Beardstown Savings
Beardstown Savings
6-Month CD
0.25%
$0
United Republic Bank
United Republic Bank
Republic Savings
0.25%
$100
Eagle Bank Everett, MA
Eagle Bank Everett, MA
6-Month CD
0.25%
$500
Simmesport State Bank
Simmesport State Bank
Money Market
0.15%
$1,000
Versailles S&L Co.
Versailles S&L Co.
Statement Savings
0.10%
$0
Windsor Federal S&L
Windsor Federal S&L
3-Month CD
0.10%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
Preferred Savings
0.05%
$100
University First Federal Credit Union
University First Federal Credit Union
Primary Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Wayne Savings Community Bank Information

Wayne Savings Community Bank
151 N Market St
Wooster, OH 44691
Wayne
Established Date: 01/01/1899
FDIC Certificate #: 29847
Date of FDIC Deposit Insurance: 06/30/1961
Bank Holding Company: WAYNE SAVINGS BANCSHARES INC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is Wayne Savings Community Bank FDIC Insured? Yes
What is Wayne Savings Community Bank's Cert number? 29847
What is the maximum amount for insured deposits? $250,000 per holder, per account

Wayne Savings Community Bank Financials

Total Assets:
$754,002,000
Total Deposits:
$632,360,000
Equity Capital:
$47,810,000
Domestic Deposits:
$632,360,000
Net Income:
$2,312,000
Return on Assets:
1.3554%
Quarterly Return on Assets:
1.2500%
Pretax Return on Assets:
1.5531%
Pretax Quarterly Return on Assets:
1.5500%
Return on Equity:
19.1300%
Quarterly Return on Equity:
20.0000%
Common Equity Tier 1 Capital Ratio:
9.6577%
Tier 1 Risk-Based Capital Ratio:
9.6577%
Leverage Tier 1 (Core Capital) Ratio:
7.7298%
Total Risk-Based Capital Ratio (YTD):
10.8164%
Total Interest Income (YTD):
3.9136%
 
 
Headquarters:
Wooster
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Wayne
# of Offices:
13
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

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