Central State Bank Clayton, IL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Central State Bank Clayton, ILToday's 12-month CD rates can be found at 3.00%, 6-month CD rates at 4.04% and 3-month CD rates at 0.75%. Current savings rates are at 0.00% and money market rates are at 1.71%. Mortgage rates today on 30-year fixed loans are around 6.67%. Credit Card rates are at 15.00%. Personal Loan rates are at 13.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Central State Bank Clayton, IL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Central State Bank Clayton, IL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Central State Bank Clayton, IL CD rates. You can also compare Central State Bank Clayton, IL savings rates, MMA rates and mortgage rates using our other rate lists.

Central State Bank Clayton, IL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central State Bank Clayton, IL? Share your experience about Central State Bank Clayton, IL by leaving a review below, or read customer reviews before you decide to use Central State Bank Clayton, IL.

Central State Bank Clayton, IL Texas Ratio

Central State Bank Clayton, IL's Texas Ratio is at 24.00%, which is considered excellent. The Texas Ratio for Central State Bank Clayton, IL is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Central State Bank Clayton, IL is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Central State Bank Clayton, IL
100 W Main St
Clayton, IL 62324
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Central State Bank Clayton, IL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Foundation Bank
First Foundation Bank
Online Savings
4.40%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
12-Month CD
4.40%
$1,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
12-Month CD
4.07%
$500
Adams State Bank
Adams State Bank
12-Month CD
4.06%
$1,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
12-Month CD
4.01%
$500
Ixonia Bank
Ixonia Bank
60-Month CD
4.00%
$1,000
Bank of Magnolia
Bank of Magnolia
6-Month CD
4.00%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
12-Month CD
3.79%
$1,000
VirtualBank
VirtualBank
24-Month CD
3.77%
$0
American Bank
American Bank
60-Month CD
3.75%
$500
First Southwest Bank
First Southwest Bank
12-Month CD
3.75%
$1,000
Ascendia Bank
Ascendia Bank
12-Month CD
3.75%
$500
Main Bank
Main Bank
3-Month CD
3.50%
$1,000
Union Bank, Inc.
Union Bank, Inc.
12-Month CD
3.19%
$1,000
First State Bank of Harvey
First State Bank of Harvey
60-Month CD
3.09%
$1,000
Frost Bank
Frost Bank
6-Month CD
3.05%
$1,000
CNB of Park Rapids
CNB of Park Rapids
24-Month CD
3.03%
$500
Bell Bank
Bell Bank
36-Month CD
3.00%
$500
Kearny Bank
Kearny Bank
60-Month CD
3.00%
$500
Access Community Credit Union
Access Community Credit Union
48-Month CD
3.00%
$1,000
First County Bank
First County Bank
6-Month CD
2.75%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
36-Month CD
2.30%
$1,000
Osgood Bank
Osgood Bank
18-Month CD
2.27%
$1,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
30-Month CD
2.02%
$1,000
Champlain National Bank
Champlain National Bank
12-Month CD
1.51%
$500
Acme Continental Credit Union
Acme Continental Credit Union
Money Market
1.51%
$2,000
Southwest National Bank
Southwest National Bank
36-Month CD
1.45%
$500
Bank of Stronghurst
Bank of Stronghurst
30-Month CD
1.26%
$500
Putnam County Bank
Putnam County Bank
24-Month CD
1.25%
$1,000
Winchester Co-operative Bank
Winchester Co-operative Bank
Statement Savings
1.00%
$1
Kitsap Bank
Kitsap Bank
6-Month CD
0.85%
$5,000
Bank of Luxemburg
Bank of Luxemburg
Money Market Select
0.75%
$5,000
Security Bank Minnesota
Security Bank Minnesota
Platinum Money Market
0.75%
$10,000
FirstOak Bank
FirstOak Bank
6-Month CD
0.60%
$500
First County Bank
First County Bank
60-Month CD
0.55%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
24-Month CD
0.50%
$500
CNB Clinton National Bank
CNB Clinton National Bank
18-Month CD
0.50%
$500
Kaw Valley Bank
Kaw Valley Bank
Advantage Plus Savings
0.45%
$2,500
Bank of Brenham
Bank of Brenham
Savings
0.43%
$100
Ulster Savings Bank
Ulster Savings Bank
24-Month CD
0.30%
$50
Avidia Bank
Avidia Bank
Premier Money Market
0.20%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
Money Market Checking
0.20%
$100
State Bank of Southern Utah
State Bank of Southern Utah
Savings
0.20%
$0
First Mutual Bank, FSB
First Mutual Bank, FSB
Statement Savings
0.15%
$25,000
La Salle State Bank
La Salle State Bank
Statement Savings
0.15%
$10
Sturdy Savings Bank
Sturdy Savings Bank
36-Month CD
0.06%
$500
River Falls State Bank
River Falls State Bank
Savings
0.05%
$90
Conneaut Savings Bank
Conneaut Savings Bank
Statement Savings
0.02%
$50
First Hawaiian Bank
First Hawaiian Bank
Money Market
0.02%
$100
PNC Bank
PNC Bank
48-Month CD
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Central State Bank Clayton, IL rate data right now, check back for updates, we are adding rates all the time.

Central State Bank Clayton, IL Information

Central State Bank Clayton, IL
100 W Main St
Clayton, IL 62324
Adams
Established Date: 05/01/1928
FDIC Certificate #: 8487
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CLAYTON BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Central State Bank Clayton, IL FDIC Insured? Yes
What is Central State Bank Clayton, IL's Cert number? 8487
What is the maximum amount for insured deposits? $250,000 per holder, per account

Central State Bank Clayton, IL Financials

Total Assets:
$169,076,000
Total Deposits:
$141,424,000
Equity Capital:
$27,080,000
Domestic Deposits:
$141,424,000
Net Income:
$877,000
Return on Assets:
2.1404%
Quarterly Return on Assets:
2.1000%
Pretax Return on Assets:
2.0959%
Pretax Quarterly Return on Assets:
2.1000%
Return on Equity:
13.6700%
Quarterly Return on Equity:
13.1500%
Leverage Tier 1 (Core Capital) Ratio:
17.0961%
Total Interest Income (YTD):
5.5596%
 
 
Headquarters:
Clayton
FDIC Field Office:
Springfield Il
Regulator:
FDIC
County:
Adams
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates decreased in the latest mortgage survey released this morning. Fixed 30 year mortgage rates and fixed 15 year fixed mortgage rates were lower. 1 year adjustable mortgage rates bucked the downtrend and headed higher in the Mortgage Bankers Association’s (MBA) Weekly Mortgage Survey.
Applied Bank MMA 50K rates are now at 0.15 percent with a yield of 0.15 percent. View the current MMA 50K rates at Applied Bank below.
AloStar Bank of Commerce 1 Year CD rates are now at 1.04 percent with a yield of 1.05 percent. The old AloStar Bank of Commerce 1 Year CD rate was 1.19 percent with a yield of 1.05 percent. View current 1 Year CD rates at AloStar Bank of Commerce below.

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