Central State Bank Clayton, IL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.31%, 6-month CD rates at 4.50% and 3-month CD rates at 0.25%. Current savings rates are at 0.25% and money market rates are at 2.25%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 11.90%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. Central State Bank Clayton, IL's 60-Month CD rates are at 2.17%, 48-Month CD rates are at 1.76%, 36-Month CD rates are at 1.56%, 24-Month CD rates are at 1.26%, 18-Month CD rates are at 1.15%. Central State Bank Clayton, IL's savings rates are at 0.25%. Central State Bank Clayton, IL's money market rates are at 0.35%.

Central State Bank Clayton, IL

To see how these rates compare to Central State Bank Clayton, IL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Central State Bank Clayton, IL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Central State Bank Clayton, IL CD rates. You can also compare Central State Bank Clayton, IL savings rates, MMA rates and mortgage rates using our other rate lists.

Central State Bank Clayton, IL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central State Bank Clayton, IL? Share your experience about Central State Bank Clayton, IL by leaving a review below, or read customer reviews before you decide to use Central State Bank Clayton, IL.

Central State Bank Clayton, IL Texas Ratio

Central State Bank Clayton, IL's Texas Ratio is at 36.16%, which is considered good. The Texas Ratio for Central State Bank Clayton, IL is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Central State Bank Clayton, IL is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.55%
18-Month CD
1.15%
24-Month CD
1.26%
36-Month CD
1.56%
48-Month CD
1.76%
60-Month CD
2.17%
Savings
0.25%
MMA
0.35%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Central State Bank Clayton, IL
100 W Main St
Clayton, IL 62324
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Central State Bank Clayton, IL CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Central State Bank Clayton, IL
Central State Bank Clayton, IL
Checking Account Rewards <-$50k
2.27%
$1,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
60-Month CD
2.17%
$1,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
48-Month CD
1.76%
$1,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
36-Month CD
1.56%
$1,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
24-Month CD
1.26%
$1,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
18-Month CD
1.15%
$1,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
12-Month CD
0.55%
$1,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
Money Market
0.35%
$25,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
Savings Account
0.25%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Central State Bank Clayton, IL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First County Bank
First County Bank
15-Month CD (No Penalty)
5.25%
$1,000
Banesco USA
Banesco USA
6-Month CD
5.20%
$1,500
Bask Bank
Bask Bank
6-Month CD
5.15%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
12-Month CD
5.15%
$1,000
ACMG Federal Credit Union
ACMG Federal Credit Union
18-Month CD certificate
5.10%
$1,000
First Seacoast Bank
First Seacoast Bank
Coastline Money Market
5.00%
$75,000
Reliance Bank
Reliance Bank
12-Month CD
5.00%
$500
Northern Bank Direct
Northern Bank Direct
Mon­ey Mar­ket Pre­mier
4.95%
$5,000
Lake Shore Savings Bank
Lake Shore Savings Bank
Savings Account
4.95%
$0
JD Bank
JD Bank
10-Month CD Special
4.75%
$1,000
Ixonia Bank
Ixonia Bank
15-Month CD (special)
4.57%
$10,000
Kendall Bank
Kendall Bank
18-Month CD
4.50%
$1,000
SpiritBank
SpiritBank
7-Month CD special
4.50%
$2,500
Dundee Bank
Dundee Bank
Money Market Platinum
4.40%
$100,000
Dieterich Bank
Dieterich Bank
12-Month CD
4.35%
$500
Home Loan Investment Bank
Home Loan Investment Bank
36-Month CD
4.25%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
36-Month CD
4.25%
$1,000
Luana Savings Bank
Luana Savings Bank
48-Month CD
4.19%
$2,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
18-Month CD
4.15%
$1,000
BankGloucester
BankGloucester
18-Month CD
3.86%
$500
Citizens Federal S&LA
Citizens Federal S&LA
60-Month CD
3.80%
$500
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
6-Month CD
3.79%
$2,000
Gainey Business Bank
Gainey Business Bank
24-Month CD
3.60%
$5,000
First National Bank of Steeleville
First National Bank of Steeleville
60-Month CD
2.50%
$500
SaviBank
SaviBank
24-Month CD
2.50%
$500
Seattle Bank
Seattle Bank
Digital Direct Checking
2.30%
$0
The Peoples Bank Co.
The Peoples Bank Co.
36-Month CD
2.27%
$5,000
West Shore Bank
West Shore Bank
18-Month CD
2.27%
$500
CNB Hugoton, KS
CNB Hugoton, KS
30-Month CD
2.26%
$500
Security Bank Tulsa, OK
Security Bank Tulsa, OK
Savings
2.02%
$100
BluPeak Credit Union
BluPeak Credit Union
36-Month CD
2.00%
$1,000
Heritage Bank Wood River, NE
6-Month CD
1.81%
$1,000
First State Bank New London, WI
First State Bank New London, WI
60-Month CD
1.77%
$5,000
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
48-Month CD
1.75%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Freedom Savings
1.51%
$50
NexBank
NexBank
Savings Account
1.50%
$0
Jewett City Savings Bank
Jewett City Savings Bank
48-Month CD
1.50%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
3-Month CD
1.41%
$500
RBT Rollstone B&T
RBT Rollstone B&T
48-Month CD
1.25%
$500
Cayuga Lake National Bank
Cayuga Lake National Bank
18-Month CD
1.11%
$500
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
36-Month CD
1.00%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Money Market
0.85%
$100,000
Bangor Savings Bank
Bangor Savings Bank
48-Month CD
0.75%
$500
1st Bank Yuma
1st Bank Yuma
60-Month CD
0.65%
$1,000
Bay State Savings Bank
Bay State Savings Bank
Money Market
0.50%
$5,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
Money Market Savings Tier 1
0.10%
$1,000
Ixonia Bank
Ixonia Bank
Star Checking
0.10%
$100
The Bank of New Glarus
The Bank of New Glarus
Sugar River Savings
0.10%
$0
FNB of Groton
FNB of Groton
Basic Savings
0.05%
$100
Town & Country B&T Co.
Town & Country B&T Co.
Savings
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Central State Bank Clayton, IL Information

Central State Bank Clayton, IL
100 W Main St
Clayton, IL 62324
Adams
Established Date: 05/01/1928
FDIC Certificate #: 8487
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CLAYTON BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Central State Bank Clayton, IL FDIC Insured? Yes
What is Central State Bank Clayton, IL's Cert number? 8487
What is the maximum amount for insured deposits? $250,000 per holder, per account

Central State Bank Clayton, IL Financials

Total Assets:
$162,010,000
Total Deposits:
$136,276,000
Equity Capital:
$25,302,000
Domestic Deposits:
$136,276,000
Net Income:
$1,018,000
Return on Assets:
1.8211%
Quarterly Return on Assets:
2.5100%
Pretax Return on Assets:
2.5052%
Pretax Quarterly Return on Assets:
2.5100%
Return on Equity:
13.1700%
Quarterly Return on Equity:
16.4200%
Leverage Tier 1 (Core Capital) Ratio:
15.2729%
Total Interest Income (YTD):
4.2058%
 
 
Headquarters:
Clayton
FDIC Field Office:
Springfield Il
Regulator:
FDIC
County:
Adams
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Right now on our savings interest rate list in Orlando, Florida, Tennessee Commerce Bank has the best savings rate. Tennessee Commerce Bank is currently offering savings rates at 1.49 percent with a savings account yield of 1.50 percent. That rate beats the current national average savings rate of 0.248 percent for account balances of at least $2,500 as reported by Monitor Bank Rates. You must have a checking account with Tennessee Commerce Bank to earn the rate and yield.
30 year mortgage rates and refinance rates are  averaging 4.26 percent, an increase from yesterday's average 30 year home mortgage rate of 4.24 percent. Searching our mortgage rate tables, 30 year home mortgage rates in Rhode Island are higher than the national average mortgage rate. Current 30 year mortgage rates in Rhode Island are averaging 4.33 percent. 

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